Best Kalma Apps & Games

137+ iOS apps & games curated and reviewed

4.6 avg rating
20 free apps & games
Updated July 2026

Whether you're new to kalma or looking for an upgrade, our curated collection of 137+ iOS apps and games has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Kalma Apps & Games (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
2Dice of KalmaDice of KalmaFree4.8★ (1.5K)YesYesAug 2026
3Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
56 Kalma of Islam6 Kalma of IslamFree3.7★ (3)YesNoMay 2026
6Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (853K)NoNoAug 2026
7Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
8Kalma & DuaKalma & DuaFree4.8★ (12)NoNoAug 2026

Top Picks for Kalma

Klarna: Smarter everyday money#1

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Editor's Choice
💰 Finance
4.9😞(2.3M ratings)
FreeAds
#11in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
Dice of Kalma#2

Dice of Kalma by Pepperbox Studios

Brutal Dice Poker
Strong Contender
🎮 Games
4.8😞(1.5K ratings)
FreeAdsIn-App Purchases
Dice of Kalma screenshot 1
Dice of Kalma screenshot 2
Dice of Kalma screenshot 3
Dice of Kalma screenshot 4
Dice of Kalma screenshot 5
Dice of Kalma screenshot 6

This is a roguelike deckbuilder where you roll dice to form poker hands and collect powerful skulls with unique abilities. Discover devastating synergies and experiment with different playstyles to challenge the grim guardian of the Underworld. Every run offers a new experience, testing your luck and strategic choices.

What We Love

  • 👍 Entertaining game
  • 🚀 Addictive and repeatable gameplay
  • 💡 Dice mechanics add a unique twist

Room to Improve

  • 🐛 Game-breaking forced ads
  • 🔋 Excessive, unskippable ads
  • 🔋 Ads crash the game
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#21in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3
Affirm: Buy now, pay over time screenshot 4
Affirm: Buy now, pay over time screenshot 5
Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More Kalma apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
6 Kalma of Islam
6 Kalma of Islam
6 Kalma of Islam
six kalma of islam
Free

Learn and recite the six essential Kalimas of Islam with accurate pronunciation and translation. This app helps Muslims memorize these fundamental tenets.

Recite six Kalimas of IslamPerfect pronunciation guidanceAccurate translation provided
🎬 Entertainment
(3)
ad-supported
6
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(853K)
free with in-app purchases
7
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
8
Kalma & Dua
Kalma & Dua
Kalma & Dua
by Dawat-e-Islami
Free

This educational app helps children learn the six Kalimas and various Islamic supplications with translations. It features engaging animations, multiple recitations, and educational videos to enhance learning and foster good manners.

Six Kalimas learningVarious Duas with translationsMultiple recitations (Qari & kid voices)
📚 Education
(12)
free
9
6 Kalma of Islam
6 Kalma of Islam
6 Kalma of Islam
Listen and Learn All Kalmas
Free

Learn and recite the six essential Kalimas of Islam with accurate pronunciation and English translation. This app offers an interactive interface for memorizing these foundational Islamic beliefs with audio recitations by renowned recitors.

Recite 6 Kalimas of IslamPerfect pronunciation (Tajweed)English translation and transliteration
🎬 Entertainment
(24)
free with in-app purchases
10
Six Kalma of Islam
Six Kalma of Islam
Six Kalma of Islam
6 Kalmah of Islam - کلمہ 6
Free

Learn and recite the six pillars of Islam. This app provides the text and translations for each Kalma, aiding Muslims worldwide in their spiritual practice.

Six Kalmas of IslamArabic text for each KalmaEnglish translations
📚 Education
(3)
free
11
Kalma and Dua -  اسلامی سیکھیں
Kalma and Dua -  اسلامی سیکھیں
Kalma and Dua - اسلامی سیکھیں
Dua & Azkar
Free

This app offers an engaging way for families to learn and practice Islamic teachings. It features Kalmas, daily duas, Sunnah, and manners with clear audio and translations in a child-friendly interface.

Six Kalimas with audioDaily duas with translationsSunnah and Islamic manners
📚 Education
(3)
free with in-app purchases
12
6 Kalma of Islam :
6 Kalma of Islam :
6 Kalma of Islam :
Islamic Kalima for kids
Free

Learn and teach the six essential Kalimas of Islam. This app helps Muslim children memorize these important verses. It's designed for easy learning and recitation.

Six Kalimas of IslamMemorization aid for childrenEasy recitation
📚 Education
(2)
ad-supported
13
Kalma: Relaxing Sounds
Kalma: Relaxing Sounds
Kalma: Relaxing Sounds
White Noise, Sleep & Focus
Free
💪 Health & Fitness
(0)
14
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay Over Time & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(298K)
free with in-app purchases
15
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect creditApproved for up to $4,000Shop at thousands of stores
🛍️ Shopping
(26K)
free
16
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
17
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
💰 Finance
(28K)
free with in-app purchases
18
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores
🛍️ Shopping
(751)
free
19
Boulpam - Bolet ak tchala w
Boulpam - Bolet ak tchala w
Boulpam - Bolet ak tchala w
by INNOQ
Free

Get instant lottery results from all Haitian lotteries and access a complete Haitian dream interpretation guide. Increase your chances with statistics and share your predictions with others.

Real-time lottery resultsHaitian dream interpretation guideLottery statistics
🎬 Entertainment
(1.9K)
free with in-app purchases
20
Mortal Kombat
Mortal Kombat
Mortal Kombat
Epic Action & Fighting Game
Free

Collect legendary fighters and engage in brutal 3v3 battles in this visually stunning fighting and card collection game. Experience iconic moves, explore lore-based towers, and compete in online multiplayer to prove your might.

Collect over 150 fightersBrutal 3v3 combatIconic Friendships & Brutalities
🎮 Games
(151K)
free with in-app purchases

FAQ about Kalma

What are the best kalma apps & games for iPhone?
Klarna: Smarter everyday money tops our kalma apps & games ranking as of July 2026, with a 4.9-star average from 2.3M App Store ratings, and it's free to download.
Yes — 20 of the top kalma apps & games we rank are free to download, including Klarna: Smarter everyday money and Dice of Kalma.
Klarna: Smarter everyday money shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 137+ kalma apps & games on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This application allows users to shop anywhere with flexible payment options, including paying in interest-free installments or within 30 days. It also offers features like earning cashback, comparing prices across different stores, tracking deliveries, and managing returns.
Key features include flexible payment plans like paying in 4 interest-free installments or in 30 days. Users can also earn up to 10% cashback, compare product prices instantly across various retailers, track all their deliveries in real-time, and report returns to pause payments.