Best Klarna Afterpay Apps

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Free

Split purchases into flexible installments for everyday expenses, bills, and larger buys. Shop online or in-store using a virtual card, with no hard credit checks impacting your score. Manage payments and reschedule installments for greater flexibility.

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Free

This app offers flexible payment options for purchases, allowing users to split costs into interest-free installments. It also provides rewards, opportunities to build credit history, cash advances, and a mobile phone plan, all within a single platform.

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Shop for electronics, home goods, and apparel with flexible payment options. Build your credit history by making on-time payments. Apply for a credit card with rewards and no annual fee.

MultiSafepay Control

by MultiSafepay B.V.

Free

Access and manage your payment data from anywhere. Easily search, filter, and manage transactions, generate payment links, and handle fund withdrawals and currency conversions. The app allows for accepting or declining transactions and updating order statuses.

Nestible | Save Now Pay Later

Save! Skip Buy Now Pay Later

Free

This app offers a debt-free approach to purchasing by enabling users to save up for items before buying. It provides structured savings plans, flexible auto-save options, and real-time progress tracking, acting as an alternative to traditional Buy Now Pay Later services.

Mada | Buy Now Pay Later

Buy Now Pay Later with Mada

Free

This platform offers a flexible way to pay for purchases by splitting them into four interest-free installments. Shop with partner merchants and manage your payments easily through a digital experience.

Wisetack

Financing tools for merchants

Free

This app helps businesses offer payment plans to their customers. Merchants can send financing applications directly to clients, allowing them to pay for purchases over time. It simplifies the process of providing flexible payment options.

Splitit Go

Real-Time Installment Control

Free

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

CirclePay - Buy Now Pay Later

by Circle Explorer PVT LTD

Free

This app allows users to shop at partner merchants and split purchases into interest-free monthly installments. Manage payments, track spending, and discover new places to shop, all within a secure platform.

Target: Shop. Style. Save.

Deals on fashion & essentials

Free

Discover seasonal essentials, outfit ideas, and home decor. Shop deals on groceries, pantry staples, and gifts. Enjoy convenient services like curbside pickup and same-day delivery.

Newpay

Buying big? Spread the cost.

Free

Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

Acima: Lease Now & Buy Later

Easy Leasing & Payment Options

Free

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Kronos: Work. Earn. Grow.

Smart Money for the Self-Made

Free

Manage gig income, track expenses, and request payments with this app designed for freelancers. It offers tools for organizing tax records, monitoring payment transfers, and accessing supported crypto activity. Optional memberships unlock enhanced features and dashboards.

KOSH Money

Your global financial account

Free

Manage your international finances with a single account. Receive, hold, send, and spend money globally using stablecoins and multi-currency accounts. Get a virtual account and card for seamless transactions.