Best One Pay Credit Card Apps

4.9😞(459K ratings)

Free

#9in Finance

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

🚀 Efficient banking features
🔒 Secure transactions
👍 Intuitive user interface
💡 Useful budgeting tools
🤑 Generous cash back and rewards

Room to Improve

🐛 Unreliable app performance
🤯 Frustrating account changes
🤔 Lack of transparency
🙅‍♀️ Poor customer service
💸 Unexpected fees and charges

Walmart: Shopping & Savings by Walmart

Shop fashion, gifts, grocery.

Strong Contender

🛍️ Shopping

4.8😐(19M ratings)

FreeAds

#6in Shopping

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Walmart: Shopping & Savings screenshot 6

Shop for groceries, essentials, and more with convenient pickup, delivery, and shipping options. Features an AI assistant for shopping help, real-time order tracking, and in-store tools like store maps and price scanning.

What We Love

🚀 Seamless ordering and pickup experience
🔒 Secure payment options
👍 Helpful and friendly customer service
🚀 Convenient app features
👍 Positive shopping experience

Room to Improve

🐛 Inconsistent inventory and availability information
🐛 Confusing app updates and navigation
🐛 Unreliable delivery and pickup notifications
🐛 Pricing discrepancies between app and in-store
🐛 Frustrating return and refund process

MySynchrony by Synchrony Financial

Worth Considering

Easy account access anywhere.

4.8😊(112K ratings)

Free

#21in Finance

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

What We Love

👍 Easy to use
👍 User-friendly
👍 Convenient
👍 Streamlined payment process
👍 Helpful for managing multiple accounts
👍 Accurate and reliable
👍 Smooth and seamless transactions

Room to Improve

🐛 App crashes or freezes
🐛 Login issues
🐛 Inconsistent account information
🐛 Difficulty adding or managing accounts
🐛 Unreliable payment processing
🐛 Lack of transparency in account details
🐛 Poor customer service

More One Pay Credit Card apps to explore

Capital One Mobile

View account balances and statementsPay bills and loansCheck credit score with CreditWise

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

(11M)

Navy Federal Credit Union

Our Members are the Mission

Account managementBill paymentsFund transfers

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

by Elan Financial Services

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions

(594K)

Atlas - Rewards Credit Card

Earn cash back. Build credit.

High approval ratesBuild credit historyAutomatic savings up to 10%

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

(286K)

Card by FNBO

by First Bankcard

Check account balanceView statement and transaction historyPay credit card bill

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

rapid! Access PayCard OnDemand

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

by Synchrony Financial

Pay billsAccess billing statementsReview account activity

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

(131K)

Shop Now. Split your payments.

Afterpay: Pay over time

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

🛍️ Shopping

(753K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

Touch ID loginAccount balance checkStatement and transaction history

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

Manage credit card accountCheck account balancePay bills

(513K)

Perpay - Shop and Build Credit

Shop, pay later, build credit

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

(23K)

Manage Your Comenity Cards

Bread Financial

Activate credit cardsReview transactions and statementsSchedule and manage payments

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Digital Banking Solutions

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

(2M)

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

(872K)