Best 1Pay Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good 1pay apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top 1Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnePay โ€“ Mobile BankingOnePay โ€“ Mobile BankingFree4.9โ˜… (418K)NoNoAug 2026
2ONE PAY MobileONE PAY MobileFreeโ€”NoNoAug 2026
3MobilityOne OnePayMobilityOne OnePayFreeโ€”NoNoJun 2026
4My OnePayMy OnePayFree3.0โ˜… (1)NoNoJun 2026
59OnePay9OnePayFree3.5โ˜… (4)NoNoMay 2026
6PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7โ˜… (169K)NoNoAug 2026
7OnePay ShopOnePay ShopFreeโ€”NoNoJun 2026
8Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (752K)NoNoAug 2026

Top Picks for 1Pay

OnePay โ€“ Mobile Banking#1

OnePay โ€“ Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(418K ratings)
Free
#11in Finance
OnePay โ€“ Mobile Banking screenshot 1
OnePay โ€“ Mobile Banking screenshot 2
OnePay โ€“ Mobile Banking screenshot 3
OnePay โ€“ Mobile Banking screenshot 4
OnePay โ€“ Mobile Banking screenshot 5
OnePay โ€“ Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • ๐Ÿš€ Efficient banking features
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ‘ Intuitive user interface
  • ๐Ÿ’ก Useful budgeting tools

Room to Improve

  • ๐Ÿ› Unreliable app performance
  • ๐Ÿคฏ Frustrating account changes
  • ๐Ÿค” Lack of transparency

More 1Pay apps to explore

4
My OnePay
My OnePay
My OnePay
by Paneleven Ltd
Free

Manage your money on the go with this finance app. It offers features like payment notifications, money transfers, transaction tracking, and card management. Enhance your financial control with customizable security settings and instant card locking.

Multi-language supportPayment notificationsSend money to UK accounts
๐Ÿ’ฐ Finance
(1)
free
5
9OnePay
9OnePay
9OnePay
by SHWE NAN OO COMPANY LIMITED
Free

This platform empowers agents to sell mobile phone and internet packages. It provides a streamlined way to manage and offer various telecommunication services.

Sell mobile phone packagesSell internet packagesAgent platform
๐Ÿ’ผ Business
(4)
free
6
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
๐Ÿ’ฐ Finance
(169K)
free with in-app purchases
7
OnePay Shop
OnePay Shop
OnePay Shop
by Banque Pour Le Commerce Exterieur Lao Public
Free
๐Ÿ’ฐ Finance
(0)
8
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
9
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
10
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
๐Ÿ’ฐ Finance
(39K)
free with in-app purchases
11
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
๐Ÿ›๏ธ Shopping
(112K)
freemium
12
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
13
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(853K)
free with in-app purchases
14
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
๐Ÿ’ฐ Finance
(478K)
free with in-app purchases
15
ONE@Work (formerly Even)
ONE@Work (formerly Even)
ONE@Work (formerly Even)
Your Pay, Your Way
Free

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

Access earned wages earlyTrack earnings per shiftAutomatic paycheck savings
๐Ÿ’ฐ Finance
(160K)
free
16
redONE 1App MY
redONE 1App MY
redONE 1App MY
Manage your postpaid account
Free

Easily manage your Malaysia postpaid account. Track data and call usage, view bills, make payments, and explore value-added services. Discover promotions and find partner locations.

Check data and call usageView and pay monthly billsPurchase Value-Added Services
๐Ÿ”ง Utilities
(1)
ad-supported
17
1 Utama SuperApp
1 Utama SuperApp
1 Utama SuperApp
All in ONE App
Free

This app enhances your shopping experience at a large Malaysian mall. It offers cashless payments, cardless parking, interactive store navigation, and online booking for activities and events. Discover promotions and easily locate your parked car.

Cashless payments with UPointsCardless parking and vehicle registrationInteractive store and amenity map
๐ŸŒŸ Lifestyle
(2)
free
18
OnePay for Business
OnePay for Business
OnePay for Business
by Sterling Bank Plc
Free

This app provides small and medium-sized enterprises with access to digital financial solutions. It offers a secure and fast way for merchants to manage transactions and services from their mobile devices.

NIBSS QR PaymentNearBy PaymentCorporate Account Opening
๐Ÿ’ฐ Finance
(6)
free
19
Orby Pay
Orby Pay
Orby Pay
by One Click Pay Ltd
Free

Manage your finances with a multi-currency account, currency exchange, and easy money transfers. Split bills and control your cards all in one place.

Multi-currency accountsCurrency exchangeSend money to friends/family
๐Ÿ’ฐ Finance
(0)
free
20
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
๐Ÿ’ฐ Finance
(324K)
free with in-app purchases

FAQ about 1Pay

What are the best 1pay apps for iPhone?
OnePay โ€“ Mobile Banking tops our 1pay apps ranking as of August 2026, with a 4.9-star average from 418K App Store ratings, and it's free to download.
Yes โ€” 20 of the top 1pay apps we rank are free to download, including OnePay โ€“ Mobile Banking and ONE PAY Mobile.
OnePay โ€“ Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ 1pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.
Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.

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