Best 1Pay Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good 1pay apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top 1Pay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (459K)NoNoOct 2026
29OnePay9OnePayFree3.5★ (4)NoNoMay 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoOct 2026
4OnePay ShopOnePay ShopFree—NoNoJun 2026
5Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (121K)NoNoOct 2026
6ONE80 PayONE80 PayFree—NoNoSep 2026
7PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoOct 2026
8Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026

Top Picks for 1Pay

OnePay – Mobile Banking#1

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Editor's Choice
💰 Finance
4.9😞(459K ratings)
Free
#9in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools
  • 🤑 Generous cash back and rewards

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency
  • 🙅‍♀️ Poor customer service
  • 💸 Unexpected fees and charges
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction

More 1Pay apps to explore

FAQ about 1Pay

What are the best 1pay apps for iPhone?
OnePay – Mobile Banking tops our 1pay apps ranking as of October 2026, with a 4.9-star average from 459K App Store ratings, and it's free to download.
Yes — 20 of the top 1pay apps we rank are free to download, including OnePay – Mobile Banking and 9OnePay.
OnePay – Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ 1pay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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