Best 1Pay Apps & Games

238+ iOS apps & games curated and reviewed

4.7 avg rating
19 free apps & games
Updated July 2026

Every iPhone needs a few good 1pay apps and games. We benchmark 238+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top 1Pay Apps & Games (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (378K)YesNoJul 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
3OPay-Beyond BankingOPay-Beyond BankingFree4.5★ (97K)NoNoJul 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
5Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (831K)YesNoJul 2026
61v1Me - Esports Staking1v1Me - Esports StakingFree4.8★ (20K)YesNoJul 2026
7Fitness Buddy+ Workout TrainerFitness Buddy+ Workout Trainer$3.994.8★ (12K)YesYesJul 2026
8JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (9.6K)YesNoJul 2026

Top Picks for 1Pay

OnePay – Mobile Banking#1

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Editor's Choice
💰 Finance
4.9😞(378K ratings)
FreeAds
#7in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency
Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#37in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
OPay-Beyond Banking#3
4.5😐(97K ratings)
Free
OPay-Beyond Banking screenshot 1
OPay-Beyond Banking screenshot 2
OPay-Beyond Banking screenshot 3
OPay-Beyond Banking screenshot 4
OPay-Beyond Banking screenshot 5
OPay-Beyond Banking screenshot 6

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

What We Love

  • 🚀 Fast and reliable transactions
  • 👍 Convenient and user-friendly
  • 💰 Helpful savings and cashback features

Room to Improve

  • 🐛 Issues with account upgrades and verification
  • 🔒 Weak security measures (no biometrics)
  • 🤖 Poor customer service and support

More 1Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(831K)
free with in-app purchases
6
1v1Me - Esports Staking
1v1Me - Esports Staking
1v1Me - Esports Staking
Stake on Pro Gamers, Win Cash
Free

Engage in esports by staking on professional gamers playing popular titles. Win cash prizes by predicting match outcomes and watching the action live. Join a community of fans and enjoy daily matches with instant deposits and withdrawals.

Stake on esports matchesWin cash prizesSupported games: CS, CoD, Madden, NBA 2K, FC, Street Fighter
⚽ Sports
(20K)
free with in-app purchases
7
Fitness Buddy+ Workout Trainer
Fitness Buddy+ Workout Trainer
Fitness Buddy+ Workout Trainer
#1 Strength Training Tracker
$3.99

Build muscle, gain strength, and lose weight with personalized workout routines. This app offers a comprehensive approach to fitness, including exercise, diet, and habit formation, with over 2400 exercises and custom meal plans.

Personalized workout routinesExtensive exercise database with videosCustomizable fitness programs
💪 Health & Fitness
(12K)
free with in-app purchases
8
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
9
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
10
Yassir
Yassir
Yassir
by Yassir Inc.
Free

This app offers on-demand daily services including ride-hailing, food and grocery delivery, and secure payments. It aims to simplify your daily routine by consolidating multiple essential services into a single platform.

On-demand ride-hailingFood delivery serviceGrocery delivery service
✈️ Travel
(6.6K)
free with in-app purchases
11
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
12
Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking App
The All New Banking Super App
Free

This comprehensive mobile banking application consolidates over 250 features into a single platform. It offers a wide range of financial services, including fund transfers, investment options, bill payments, and card management, with a customizable interface for a personalized user experience.

Multi-mode fund transfers (UPI, RTGS, NEFT, IMPS)Fixed and Recurring Deposit openingIntegrated Bill Pay and UPI
💰 Finance
(1.1K)
free
13
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
14
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
15
Video Poker Multi Bonus
Video Poker Multi Bonus
Video Poker Multi Bonus
#1 Best "Full Pay" pay tables
Free

Experience authentic casino-style video poker with multiple game modes and "full pay" tables. Enjoy one-handed play, multi-hand options, and progressive multipliers. Play anytime, anywhere, with free bonus credits awarded regularly.

Over 45 game modes"Full Pay" pay tablesPortrait mode for one-handed play
🎮 Games
(2.8K)
free with in-app purchases
16
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases
17
One Tap Away
One Tap Away
One Tap Away
CSC Laundry and More
Free

Operate laundromat machines and purchase discounted related products with ease. This app provides a convenient cashless solution for laundry facilities nationwide, offering exclusive deals and benefits to users.

Cashless machine operationDiscounted product marketplaceLaundry machine access
🌟 Lifestyle
(29)
free with in-app purchases
18
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
📷 Photo & Video
(29M)
free with in-app purchases
19
Way - #1 Car Services App
Way - #1 Car Services App
Way - #1 Car Services App
Parking, Wash, Mileage & Save
Free

This app simplifies car ownership by consolidating parking, car washes, mileage tracking, gas cashback, and EV charging into a single platform. It also offers roadside assistance and a high-yield savings wallet for your rewards.

Book airport and city parkingFind car washes nationwideGPS mileage tracker for taxes
💰 Finance
(59K)
free with in-app purchases
20
Corpay One
Corpay One
Corpay One
Better business bill pay
Free

Streamline your business bill payments with an intelligent platform that integrates bookkeeping and approval workflows. Easily scan and upload bills on the go, and make vendor payments via check, ACH, wire, or direct pay. Save time and money while focusing on your core business operations.

Automated bill payBookkeeping integrationApproval workflows
💰 Finance
(271)
free

FAQ about 1Pay

What are the best 1pay apps & games for iPhone?
OnePay – Mobile Banking tops our 1pay apps & games ranking as of July 2026, with a 4.9-star average from 378K App Store ratings, and it's free to download.
Yes — 19 of the top 1pay apps & games we rank are free to download, including OnePay – Mobile Banking and Afterpay: Pay over time.
OnePay – Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 238+ 1pay apps & games on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.
Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.

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