UBL Digital - Safe Banking

UBL Digital - Safe Banking

Bank securely with UBL Digital

7.4K ratings
555 reviews
Free

Details

  • Released
  • Updated
UBL Digital - Safe Banking screenshot #1 for iPhone
UBL Digital - Safe Banking screenshot #2 for iPhone
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UBL Digital - Safe Banking screenshot #7 for iPhone
UBL Digital - Safe Banking screenshot #8 for iPhone
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About

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

Secure transactions
Bill payments
Fund transfers
Instant account opening
Biometric verification
Card management
Transaction tracking
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What users say

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+1

What's New in UBL Digital

3.49.1

July 16, 2026

Security features and enhancements.

User reviews

terrible app get better developers

This is the a terrible app. otp fields are broken I can’t get into my account at all because the fields reset after 3rd or 4th number and nothing can be done with this app. Silly app definitely would never recommend this bank to anyone.

Biometric verification

I don’t know why we can’t perform biometrics verification on this app while I successfully did it on easypaisa app instantly. After a couple of attempts they restricted my account and asked me to visit the branch. Wth with your digital banking promotion if we still have to visit branch every time when we logged into the new device?
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No customer address, no stamp on UBL pdf bank statement.

Previously, the customer's address was on the UBL account statement, but now it is not and All other banks also put their bank stamp on their online bank statements, why doesn't UBL do the same?
Perhaps because of UBL's lack of facilities to its customers, Amazon does not consider Pakistanis' UBL bank statements reliable. If you ask Google Gemini, he will never recommend UBL Bank to Pakistanis for Amazon.
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Horrible Digital Banking

Knowing that a considerable amount of the population uses non-PTA phones, it is quite shocking to ask for OTP on the same mobile device. There could be thousands of other ways to enhance the security layer like other banks. Secondly, what's the point of giving login option on website when OTP gets delivered once its time limit is over or by chance if opt has been received on time then "OTP incorrect error" even on putting the correct code lol. Zero focus on user experience.
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Nightmare to get into

Have tried to open a cash ISA but not easy online and I’m unable to use the same username and password for the app, so have been unable to open it. Also the website is poor. Will see if my money enters the account and if it doesn’t then I will use a different provider.

Developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes on launch

Bug

Payee list not loading

Bug

Inability to change phone number

Bug

Compatibility issues with new devices

Bug

Requested Features

5 requests

Ability to manually enter OTP

Feature

Option to receive OTP via email

Feature

Improved bill management features

Feature

Seamless multi-account support

Feature

Enhanced transaction history and search

Feature

FAQ

What can I do with the UBL Digital app?

The app allows you to manage your finances securely, perform transactions, pay bills, transfer funds, and even open a new bank account instantly. You can also track your transactions, check your balance, and manage your cards and cheque books.

How secure is the UBL Digital app?

The app offers advanced security controls, including biometric verification like fingerprint and face scan, to protect your money from fraud. You can also enable/disable NetBanking access for added privacy and safety.

Is there a cost to use the UBL Digital app?

The UBL Digital app is free to download and use. There are no charges mentioned for its core banking functionalities.

How can I open a UBL account using the app?

You can open a UBL account instantly by providing your CNIC and undergoing biometric verification directly within the app. This process eliminates the need for branch visits or phone calls.

Can I use the app to receive money from abroad?

Yes, the app supports receiving money online from anywhere in the world through over 100+ global remittance partners. You can receive funds via account details, CNIC, mobile number, or QR code.