Best Discover Personal Loans Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Looking for free discover personal loans apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Discover Personal Loans Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoSep 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
3U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoSep 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
5iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
6Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (899K)NoNoSep 2026
7Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (460K)NoNoSep 2026
8Together LoansTogether LoansFree4.3★ (395)NoNoSep 2026

Top Picks for Discover Personal Loans

Discover Mobile#1

Discover Mobile by Discover Financial Services

Banking and Finance
Editor's Choice
💰 Finance
4.9😐(5.2M ratings)
Free
#84in Finance
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Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

What We Love

  • 👍 Excellent customer service
  • 🚀 Smooth and easy-to-use app
  • 💳 Great credit card with rewards
  • 🔒 Secure and reliable
  • 💳 Helpful for building credit
  • 💳 Automatic credit line increases

Room to Improve

  • 🐛 App crashes and bugs
  • 🤖 Poor customer service and unresponsive to issues
  • 💳 Difficult to get credit limit increases
  • 💳 Unfair credit reporting practices
  • 💳 Holding funds hostage and difficult to access money
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(43K ratings)
Free
#86in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
U.S. Bank Mobile Banking#3

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Worth Considering
💰 Finance
4.8😐(2.1M ratings)
FreeAds
#23in Finance
U.S. Bank Mobile Banking screenshot 1
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Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use app
  • 💳 Great bank overall
  • 🤝 Friendly and helpful customer service
  • 🏦 Seamless transition from previous bank
  • 🔒 Secure banking experience

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🤔 Confusing app updates and changes
  • 💳 Issues with credit card rewards redemption
  • 🔍 Difficulty finding account information
  • 🕰️ Slow transaction processing and app response times
  • 🚫 Restricted money transfer options

More Discover Personal Loans apps to explore

FAQ about Discover Personal Loans

What are the best discover personal loans apps for iPhone?
Discover Mobile tops our discover personal loans apps ranking as of September 2026, with a 4.9-star average from 5.2M App Store ratings, and it's free to download.
Yes — 20 of the top discover personal loans apps we rank are free to download, including Discover Mobile and Upstart: Personal Loans + More.
Discover Mobile has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ discover personal loans apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your Discover credit card and bank accounts. You can check balances, view transactions, make and edit payments, redeem rewards, deposit checks, view your FICO score, and freeze your account for security.
The app is designed for mobile devices. It supports features like Discover Touch ID for faster logins on eligible devices, and adding your card to Apple Pay for in-store purchases on iOS 9 and later.