Best Discover Personal Loans Apps

249+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

Looking for free discover personal loans apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Discover Personal Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoAug 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoAug 2026
3U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoAug 2026
4Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (882K)NoNoAug 2026
5iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoAug 2026
6Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
7Together LoansTogether LoansFree4.3★ (388)NoNoAug 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (455K)NoNoAug 2026

Top Picks for Discover Personal Loans

Discover Mobile#1

Discover Mobile by Discover Financial Services

Banking and Finance
Editor's Choice
💰 Finance
4.9😐(5.2M ratings)
Free
#95in Finance
Discover Mobile screenshot 1
Discover Mobile screenshot 2
Discover Mobile screenshot 3
Discover Mobile screenshot 4
Discover Mobile screenshot 5
Discover Mobile screenshot 6

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

What We Love

  • 👍 Excellent customer service
  • 🚀 Smooth and easy-to-use app
  • 💳 Great credit card with rewards
  • 🔒 Secure and reliable

Room to Improve

  • 🐛 App crashes and bugs
  • 🤖 Poor customer service and unresponsive to issues
  • 💳 Difficult to get credit limit increases
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(41K ratings)
Free
#86in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
U.S. Bank Mobile Banking#3

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Worth Considering
💰 Finance
4.8😐(2.1M ratings)
FreeAds
#40in Finance
U.S. Bank Mobile Banking screenshot 1
U.S. Bank Mobile Banking screenshot 2
U.S. Bank Mobile Banking screenshot 3
U.S. Bank Mobile Banking screenshot 4
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U.S. Bank Mobile Banking screenshot 6

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use app
  • 💳 Great bank overall
  • 🤝 Friendly and helpful customer service

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🤔 Confusing app updates and changes
  • 💳 Issues with credit card rewards redemption

More Discover Personal Loans apps to explore

4
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(882K)
freemium
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(67K)
free
6
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
7
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(388)
free
8
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
9
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
10
AppCheckr
AppCheckr
AppCheckr
by Verify Connect
Free
💰 Finance
(0)
11
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
Personal Loans, Credit Score
Free

This app is an online marketplace for credit products, offering free credit reports, credit cards, and personal loans from various banks and NBFCs. It provides instant, fully digital personal loans and technology solutions for financial institutions.

Free credit reportPersonal loans up to ₹25 lacsPersonalized loan offers
💰 Finance
(42)
free
12
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(29K)
subscription
13
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
14
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
15
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
16
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
17
Cash Advance - Keystone Cash
Cash Advance - Keystone Cash
Cash Advance - Keystone Cash
Loans & Advances Made Simple
Free
💰 Finance
(0)
18
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
by Uprova Credit, LLC
Free

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

Fast loan approvalsFunds within 30 minutesNo collateral required
💰 Finance
(24)
free
19
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Fast Money Between Paydays
Free

Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.

Explore loan options $100-$2,500Fast, fully digital processCompare repayment terms and APRs
💰 Finance
(22)
ad-supported
20
Personal Loans® Mobile - Loans up to $35,000
Personal Loans® Mobile - Loans up to $35,000
Personal Loans® Mobile - Loans up to $35,000
by IT MEDIA, INC.
Free

Easily explore personal loan options and manage your account on the go. Request loans up to $35,000 and compare offers from various lenders across all 50 states. The app supports all credit types and provides a secure user experience.

Explore personal loan optionsManage your accountRequest loans up to $35,000
💰 Finance
(3)
free

FAQ about Discover Personal Loans

What are the best discover personal loans apps for iPhone?
Discover Mobile tops our discover personal loans apps ranking as of August 2026, with a 4.9-star average from 5.2M App Store ratings, and it's free to download.
Yes — 20 of the top discover personal loans apps we rank are free to download, including Discover Mobile and Upstart: Personal Loans + More.
Discover Mobile has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ discover personal loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your Discover credit card and bank accounts. You can check balances, view transactions, make and edit payments, redeem rewards, deposit checks, view your FICO score, and freeze your account for security.
The app is designed for mobile devices. It supports features like Discover Touch ID for faster logins on eligible devices, and adding your card to Apple Pay for in-store purchases on iOS 9 and later.