Serve vs Flare Account

WHAT IS SERVE? Serve is a financial Account with no credit check, no minimum balance, and no hidden fees. With a suite of options to choose from, Serve allows you to handle your money with ease. Our Accounts give you tools to help you budget, flexibility to spend online or in stores, and many conveniences including easy access. Visit us at serve.com for more information HOW THE SERVE MOBILE APP WORKS: • Easily manage your Serve Account on the go, wherever you are! • Log into easily access your Available Balance and view the details of all your active and completed transactions MONEY IN: • View your Direct Deposit information • Easily add money directly on your mobile device using Mobile Check Capture • Request money from other Serve Cardholders MONEY OUT: • Send money to other Serve Cardholders • Use your Serve card to make purchases online or in-store A BRAND YOU CAN TRUST • Our security features bring the reliability you need and the value you deserve • We work hard to keep your information and money safe and secure • Our 24/7 Customer Service representatives are there for you, day or night

The ACE FlareTM Account by Pathward, National Association Mobile App* lets you manage your account wherever you are. That means it’s convenient to do things like: • Check your account balance and transaction history • Send money to friends and family** • Access optional Netspend® Pre-Funded Check Service*** • Add money to your account with Mobile Check Capture**** Manage your money on-the-go, it’s convenient. * No charge for this service, but your wireless carrier may charge for messages or data. ** Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between accounts; a $4.95 fee applies to each such transfer conducted through a Customer Service agent.” *** Terms and conditions apply; see the Netspend Pre-Funded Checks Terms and Conditions for details, including how to opt-in to the Netspend Pre-Funded Checks Service. Netspend Pre-Funded Checks is an optional service of Netspend Corporation. The Check Services is not a product of Pathward, N.A., and Pathward, N.A. does not endorse or provide bank-related services in connection with the Check Services. **** Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. See your Deposit Account Agreement for details