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Thrift Savings Plan

Thrift Savings Plan

Official app of the TSP

152K ratings
952 reviews
#145 in free Business
💼 Business
Free

Details

Released
May 31, 2022
Updated
July 30, 2026

Features

Developer

Federal Retirement Thrift Investment Board
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About

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

✓Access TSP account summary
✓Check investment performance
✓Change investment mix
✓Use virtual assistant AVA
✓Securely sign paperwork
✓Submit forms and upload documents
✓Mobile check deposit for rollovers
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What users say about Thrift Savings Plan

Reviews of Thrift Savings Plan are mostly negative: the Business app is rated 4.8/5 from 152K App Store ratings. What users like most: works for users, quick to navigate. Top complaints: frequent login issues, unreliable check scanning. Summarized from real user reviews.

Positive things

  • 👍Works for users
  • 🚀Quick to navigate
  • 💡Convenient mobile access

Negative things

  • 🐛Frequent login issues
  • 🐛Unreliable check scanning
  • 🐛Slow and unresponsive
  • 🔒Problematic security features
  • 👎Limited functionality
See all reviews

What's New in Thrift Savings Plan

7.2.0

July 30, 2026

Bug Fixes and Performance Updates

Charts

Top Free

📈 145+1

Business

This app rose +1 position in Business chart.

Last updated on November 6, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Beneficiaries

Why can’t I choose 2 backup beneficiaries instead of 1? Let the user add 2 at 50% each before auto-processing. Also, let the user know, will the witness be notified via their email at the time of designation or only upon death of benefactor?
HHonest_Ratings_XXX

🫶🏾🫶🏾

Retirement plans are always best, with easy access to my account , editing is easier on the phone and user friendly just wish it didn’t open a browser each time for example when you which to edit beneficiareis. Either way TSP is great and secure
RRudy008

TSP App

This App is easy to use and extremely secure
RORon from OC

Horrible App

This app never works. When I log in half the time I get a button to go to the full site. I can’t edit my personal details and I can’t do anything else in the app because it just opens the full site. This is really a UI of shortcuts.

The full site is broke as well. Overall, this is the worst app I’ve used from the GOV.
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Jjasonabullard

No Japan Worky

The app is totally not usable in Japan. It’s a blank screen of white. I’m not getting a VPN just to use it. Apparently the thousands of SVM overseas don’t matter.
TtwoLippy4u
See 947 more reviews

User experience

🐞

Reported Bugs

4 issues

Inability to log in

Bug

Disappearing account data

Bug

Broken check upload process

Bug

Inconsistent app behavior

Bug
✨

Requested Features

4 requests

Biometric login options

Feature

Historical data access

Feature

Improved navigation and UI

Feature

Seamless account management

Feature

FAQ

What can I do with the Thrift Savings Plan app?

The app allows you to manage your Thrift Savings Plan (TSP) account from your mobile device. You can review your account summary, check investment performance, change your investment mix, and use the virtual assistant AVA. It also supports secure document signing, form submission, document uploads, and mobile check deposit for rollovers.

Is there a cost to use the Thrift Savings Plan app?

No, the Thrift Savings Plan app is free to download and use. There are no in-app purchases or advertisements mentioned.

Do I need a TSP account to use the app?

Yes, a tsp.gov login is required to use certain functions within the app. This means you must be a participant in the Thrift Savings Plan to access and manage your account.

What are the main benefits of using the TSP app?

The main benefits include convenient, anytime, anywhere access to your TSP account. You can easily monitor your investments, make changes to your allocation, and handle administrative tasks like submitting forms and depositing checks, all from your smartphone or tablet.

Can I manage my mutual fund window account through the app?

Yes, the app allows you to enroll in and manage your mutual fund window account. This provides another layer of flexibility for managing your TSP investments directly through the official mobile application.