Best Savings App

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

If you already know Oportun, this is the deeper bench. 249+ savings app for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Savings App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesSep 2026
3Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesSep 2026
4Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoSep 2026
5Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (958K)NoNoSep 2026
6Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesSep 2026
7PalmСredit: Get Yоur LоаnsPalmСredit: Get Yоur LоаnsFreeNoNoSep 2026
8Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoSep 2026

Top Picks for Savings App

Oportun: Savings & Loans#1

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Editor's Choice
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
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Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee
Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
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Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
Savings Challenge: Savvy Goals#3

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Worth Considering
💰 Finance
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
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This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

More Savings App apps to explore

FAQ about Savings App

What is the best savings app for iPhone?
Oportun: Savings & Loans tops our savings app ranking as of September 2026, with a 4.7-star average from 289K App Store ratings, and it's free to download.
Yes — 20 of the top savings app we rank are free to download, including Oportun: Savings & Loans and Loot - Savings Goal & Tracker.
Oportun: Savings & Loans has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ savings app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app.
The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time.

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