Best Savings App Bank

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

The best savings app bank on iPhone average 4.8★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Savings App Bank (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1The Savings BankThe Savings BankFree4.7★ (812)YesNoAug 2026
2My TSBMy TSBFree4.2★ (464)NoNoAug 2026
3TSB Business BankingTSB Business BankingFreeYesNoJul 2026
4Savings Bank MobileSavings Bank MobileFree4.9★ (123)YesNoMay 2026
5U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoAug 2026
6Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoAug 2026
7GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoAug 2026
8Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026

Top Picks for Savings App Bank

The Savings Bank#1

The Savings Bank by The Savings Bank

Editor's Choice
💰 Finance
4.7(812 ratings)
FreeAds
The Savings Bank screenshot 1
The Savings Bank screenshot 2
The Savings Bank screenshot 3
The Savings Bank screenshot 4
The Savings Bank screenshot 5
The Savings Bank screenshot 6

Access your accounts securely from your smartphone to manage your finances anytime, anywhere. Perform essential banking tasks like checking balances, transferring funds, and paying bills. Find nearby branches and view your transaction history with ease.

My TSB#2

My TSB by The Savings Bank Ohio

Strong Contender
💰 Finance
4.2😞(461 ratings)
Free
My TSB screenshot 1
My TSB screenshot 2
My TSB screenshot 3
My TSB screenshot 4
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Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks from your smartphone. It also offers advanced card controls and alerts for enhanced security.

What We Love

  • 👍 Easy to navigate interface
  • 🔒 Security features available
  • 📱 Mobile banking functionality
  • 💬 Responsive customer support team

Room to Improve

  • 🐛 Frequent login and authentication failures
  • 🔐 Face ID recognition not working reliably
  • 🔄 Excessive password reset requirements

More Savings App Bank apps to explore

4
Savings Bank Mobile
Savings Bank Mobile
Savings Bank Mobile
by Savings Bank
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like Touch ID and Face ID are available.

Check account balancesSearch recent transactionsTransfer funds between accounts
💰 Finance
(123)
ad-supported
5
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
6
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
7
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
8
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
9
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
10
Ulster Savings Bank
Ulster Savings Bank
Ulster Savings Bank
by ULSTER SAVINGS BANK
Free

Manage your finances on the go with this mobile banking app. Review account balances, transfer funds, pay bills, and view cleared checks. Easily locate ATMs and branches with secure SSL encryption.

Review account balances and transactionsTransfer funds between accountsPay bills
💰 Finance
(3.6K)
free
11
American Savings Bank Hawaii
American Savings Bank Hawaii
American Savings Bank Hawaii
by American Savings Bank, National Association
Free

Manage your personal and business finances conveniently and securely from your mobile device. Perform essential banking tasks like checking balances, depositing checks, transferring funds, and paying bills anytime, anywhere.

Check account balancesView transactionsDeposit checks
💰 Finance
(15K)
free
12
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
13
Walden Savings Bank
Walden Savings Bank
Walden Savings Bank
by walden savings bank
Free

Manage your finances on the go with this mobile banking app. Monitor accounts, deposit checks, make transfers, and pay bills easily. Enjoy quick and secure access with biometric login and customizable alerts.

Account monitoringMobile check depositFund transfers
💰 Finance
(2.2K)
free
14
The Hometown Savings Bank
The Hometown Savings Bank
The Hometown Savings Bank
by The Hometown Savings Bank
Free

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and find branches or ATMs. This app simplifies everyday financial management.

Check account balancesTransfer fundsPay bills
💰 Finance
(1K)
ad-supported
15
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
💰 Finance
(6.1K)
free with in-app purchases
16
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accountsTrack account activityMobile check deposit
💰 Finance
(36K)
free
17
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
💰 Finance
(5.2M)
free
18
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
19
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
20
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(385K)
free with in-app purchases

FAQ about Savings App Bank

What is the best savings app bank for iPhone?
The Savings Bank tops our savings app bank ranking as of August 2026, with a 4.7-star average from 812 App Store ratings, and it's free to download.
Yes — 20 of the top savings app bank we rank are free to download, including The Savings Bank and My TSB.
The Savings Bank shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ savings app bank on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to manage your money on the go. You can check your account balances, transfer funds between your accounts, make bill payments, and view your transaction history. It also helps you find nearby branch locations.
To use the app, you must be a TSB Online Banking customer. You will use your existing User ID and Password to log in and access your accounts immediately. If you are not yet registered for online banking, you can visit tsbdirect.bank.