Best Teen Banking Kids Apps

4.5😐(15K ratings)

Free

GoHenry by Acorns Kids Banking screenshot 1

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This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

What We Love

👍 Teaches kids about money management
💳 Allows kids to have their own debit card
🤑 Ability to earn money through chores and tasks
💰 Helps kids save and budget their money
🎁 Convenient for relatives to send money
🔒 Parental controls and spending limits

Room to Improve

🐛 Frequent app/card malfunctions and glitches
💸 Expensive monthly subscription fees
🤔 Confusing or limited functionality (e.g. no daily tasks)
🚫 Card declines at certain merchants
🕰️ Slow customer support and account issues resolution
🤯 Frustrating experience when things go wrong

Modak: Kids & Teens Banking by Modak

Debit card for families

Strong Contender

4.8😊(9K ratings)

Free

Modak: Kids & Teens Banking screenshot 1

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Modak: Kids & Teens Banking screenshot 5

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This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

What We Love

👍 Easy to use and navigate
💰 Earn money through challenges and activities
🤑 Ability to convert in-app currency to real money
🤝 Helpful and friendly customer support
🔒 Secure and reliable app
📚 Educational features to learn about finance
🎉 Fun and engaging experience

Room to Improve

⏱️ Slow money transfer times
🔐 Account locking issues
💸 Unexpected fees
🐛 Occasional bugs and glitches
🔌 Connectivity problems

Till: Kids & Teen Banking by Till Financial

Debit Card, Saving & Spending

Worth Considering

Get Paid Early. Build Credit.

4.8😐(10K ratings)

FreeAdsIn-App Purchases

#75in Finance

This app helps children and teens develop smart money habits through a banking app and debit card. It offers features like automated allowance, spending tracking, and rewards, fostering financial responsibility. Families can learn, earn, and grow their financial literacy together.

What We Love

👍 Easy to use
🚀 Fast customer service
💡 Great for managing kids' allowance
🚀 Seamless international usage
👍 User-friendly interface

Room to Improve

🐛 Slow money transfers
🔒 Concerns about account closures without explanation
🐛 Inconsistent app performance
🔒 Requests for sensitive personal information
🐛 Issues with funding and reloading the card

More Teen Banking Kids apps to explore

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The money app for teens

Customizable debit and virtual cardsSend and receive moneySavings account with earnings

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Get - Kids & Teens Banking

SG's #1 Choice for Parents

Virtual and physical prepaid cardVirtual account number for transfersSet saving goals

This app helps children and teenagers aged 6-18 learn to manage their money through a dedicated account and prepaid card. Parents can set spending limits, track transactions, and assign tasks for earning. It aims to teach financial responsibility and independence in a safe environment.

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Robinhood Banking

Credit Card & Banking

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

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imaginTeens: Your first bank

App with account, card, bizum

Money managementAllowance receptionPersonal debit card

Manage your money, receive your allowance, and get your own card for purchases. Set savings goals and learn financial basics through engaging videos. Exclusive discounts are also available.

For smart teens aged 9-17y.

Visa debit card for spendingTrack spending history and habitsParental guidance and monitoring

This app helps teens aged 9-17 manage their money responsibly with parental guidance. It offers a Visa debit card for spending, saving, and tracking finances, while parents can securely send funds and monitor activity.

Easy account access anywhere.

View account balances and statementsPay bills and loansCheck credit score with CreditWise

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

(11M)

Goalsetter: Invest & Bank

Debit, Learn, Earn

Debit card and banking servicesFinancial literacy quizzes and gamesAllowance and chore management

This app offers a debit card and banking services designed to teach financial literacy to the next generation. It uses fun quizzes, games, and goal tracking to help teens and families learn about earning, spending, and saving money.

(1.7K)

Finance, Safety, Calendar

Greenlight: For Families

Family money managementAutomated allowances and choresKids and teen investing

This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

Money. Debit Card. Bitcoin.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

(8.7M)

by South Carolina State Library

SCLENDS

Acorns Early: Kids Money App

📚 Books

(0)

Debit Card, Allowance, Chores

Automated allowanceSavings goalsChore rewards

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

Simple. Reliable. Private.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

🌐 Social Networking

(19M)

NatWest Mobile Banking

Simple, safe and secure

Apply for current, savings, and teen accountsFreeze/unfreeze cardsSend money via QR code or link

Manage your finances with ease and security. Apply for accounts, track spending, send and receive money, and access banking support. Features include card management, budgeting tools, and savings features.

(6.4K)

Alat Xplore

by Wema Bank Plc

Child-led onboardingParent-led onboardingRequest money from parents

This app helps teenagers manage their money, learn to save, and make purchases. It allows teens to set savings goals, request funds from parents, and even order debit cards. Parents can monitor spending and approve transactions.

Send Money, Debit card

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

(15M)

Simple One

by Attijariwafa bank

Instant pocket money receptionReal-time spending trackingSend money to friends

Manage your money with this app designed for teens aged 12-17. Receive pocket money instantly, track spending in real-time, send money to friends, and top up your phone. A Mastercard allows for secure payments online and in-store, with parental oversight for added security.

(23)