Current User Reviews
Customer Experience
~ Based on 1,026 written reviews from the US App Store.
What users say
Summarized from real user reviews of Current. Based on 196K reviews and a 4.8/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.
Positive things
- 🚀Early paycheck deposits
- 💳Unique and stylish debit card design
- 💰Competitive savings interest rates
- 🔒Secure banking experience
- 💸Helpful overdraft protection
- 📱Intuitive and user-friendly mobile app
Negative things
- 🕰️Slow mobile check deposit process
- 🤖Inconsistent and impersonal customer service
- 🔍Difficulty resolving disputes and fraudulent charges
- 🔒Security and account access issues
- 💳Limitations on ATM withdrawals and card usage
Is Current Safe?
Current - Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Current is 96/100.
This assessment is based on 195,858 user ratings, with an App Store average of 4.8/5.
Safety Analysis
~ Based on 195,858 App Store ratings for Current.
Is Current Legit?
Current - Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Current is 93/100.
Based on 93 of 100 points across 7 verification signals from App Store and developer data.
Top reviews
I been getting my monthly payments on this card and I woke up yesterday only to realize that I can’t go into my account or use my card due to having to update the app but my phone is an iPhone 8 and the app isnt allowing me to download the newest version of current app and now I have no way to access my money what do I do?
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Great app and very user free.
To flag shopping at target as fraud. Literally have been with these guys for 10 years. And that will end this year, enough is enough. And I will gladly sign the impending class action that will eventually show up just how poorly you guys handle your customers money these days. Absolute clowns.
“Fee Free” bank that charges you $3.50 just to deposit money in your account. This is cartoonishly greedy.
Started off great but I have been getting treated so unfairly it’s unreal. I pay to have top of the line support but they give me the same response as the virtual assistant and then ends the chat. My paycheck advance keeps getting lowered even though I keep paying on time and keeping my account current. This is the most frustrating part I was once approved for the full advance. And nothing has changed!!! When I see that the system is using a direct deposit from a money app as a form of income from an employer to consider my advance amount, I try to talk to someone about it and I get booted multiple times. Current has been so really good with me in the past but lately they have been treating me so unfairly.
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Great service
It takes nearly five business days to do the mobile check. I won't be doing this again. Maybe if my boss was smart he would've allowed me to do direct deposit but because there were illegal actions within the business ; we all received paychecks which is a hassle.
I’ve been with Current since 2021 and decided to switch because I was tired of my old bank. Lately however, I’ve been really tired of the rewards still falling behind from other banking apps. Now I feel like it has been downgraded with the new category options for 3x points. I was getting MUCH more points for the food/dining category and they removed it back in June! Plus $10 a month now just to get 3x points, 6% in savings and priority support. $5 a month for the subscription would be a lot more fair. The rewards program really needs a revamp or just to offer cash back on various categories. Thinking of switching over to OnePay since their rewards are much more generous and you have a wider variety of categories to choose from! Also, I used to get paid over 2 days early but now it’s only 1 day early. Idk if that’s because my current employer is just being slower at doing payroll or if Current has just slowed down on processing direct deposits. But the rewards in general need a huge improvement.
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I’m here to stay great features
You pay for subscription & the problems come right after anybody on here saying good is definitely AI ….chime is way better …they make you pay you advance back then lower to lowest what’s it’s paid you don’t get that money back …your deposit are 2day faster ,, & refunds going take weeks to get back on worst online banking experience it’s a headache
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I love current it helps me, and every time I have a problem they are very helpful and always trying to result the problem
Current Mobile Banking has been good to me… when I had a theft problem they were on my side and reimburse me with the full amount… I can’t thank them enough. I appreciate you Current!!! Thanks.
Just opening this account didn’t even use it drop my credit score almost 50 points but they supposed to help u raise ur credit score I don’t recommend anyone use this app
I love this banking app. I love how all my accounts are under one account. There no monthly fees. I am a huge fan of the current build card. I love how you can spend 35.00 dollars on the credit card. the app will set it aside the 35 dollars to your reserve funds. So when you open your account I recommend you to turn auto pay.
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Building my credit while making everyday purchases makes perfect sense to me 🙏🏻🔥
Advance keep changing and it irritating and alot of apps don’t even take current as a real bank it sad and pathetic
i’ve been looking for a bank that would allow me to cash out on onlyfans, other banks have sent me into debt and charged me late fees after… current has not done that. they even pay me the DAY OF!!! i’m so obsessed with this app, i will use it forever!
Definitely would recommend 10/10
Perfect for everything I need it for,chat support is quick and super helpful!
They do not pay the $100 for reffering people. Do not send refferrals they will not pay you.
