Current User Reviews

What users say

Top reviews

What

What

Update issues

I recently got a notice that I needed to update my app. I’ve done everything I can find online to fix it and NOTHING is working.

Horrible Experience

I am extremely disappointed with the way Current has handled my account. My account was suddenly restricted without any warning, leaving me completely unable to access my own money. The transaction that triggered this restriction was nothing more than a legitimate transfer from my husband, Jamar Victor. We are legally married and regularly transfer money between our accounts to manage our household finances. At no point was there any fraudulent activity, unauthorized access, or attempt to violate Current's policies.

What is most frustrating is that my account was restricted before anyone attempted to contact me to verify the transaction or ask for an explanation. A simple phone call, email, or request for verification before locking my account could have prevented this entire situation. Instead, I was immediately denied access to my funds despite being a legitimate customer acting in good faith.

The timing could not have been worse. I was out having dinner with my family when I discovered that my account had been locked. When it came time to pay and arrange transportation home, I realized I no longer had access to my money because Current had frozen my account. It was embarrassing, stressful, and completely avoidable. No customer should have to worry about being stranded or unable to pay for basic necessities because their bank decided to restrict their account without first verifying the facts.

I immediately complied with every request made by Current's Compliance Team. I provided my government-issued identification, my husband's government-issued identification, a selfie holding my ID, and a written explanation confirming that the funding source belonged to my husband. I responded promptly because I wanted to help resolve the issue as quickly as possible. Despite my full cooperation, I was still left without access to my funds while waiting for their review.

I understand that financial institutions have an obligation to monitor accounts and investigate suspicious activity. I fully support fraud prevention and compliance efforts. However, there must be a balance between protecting customers and unnecessarily disrupting their lives. Restricting a customer's account without first attempting to verify a legitimate transaction between spouses demonstrates a lack of common sense and customer care.

The emotional and financial stress this caused my family was significant. I rely on my account for everyday expenses, paying bills, and supporting my household. Losing access to my own money without notice is unacceptable, especially when the transaction involved my legally married spouse and could have been easily verified.

Current needs to improve its compliance process by communicating with customers before restricting access whenever possible and by resolving legitimate cases much more quickly. Customers deserve transparency, timely communication, and access to their own funds unless there is clear evidence of fraud.

This experience has seriously damaged my trust in Current. I expected a modern financial institution that values its customers, but instead I was left feeling stranded, embarrassed, and unsupported. I sincerely hope Current reviews its procedures so that no other customer has to experience the same unnecessary hardship that my family and I did.
Show more

Great app

I love this app cuz u get the paycheck advance but the only thing I hate as soon as u use the paycheck advance it’s says u owe like $800 something an it’s over due then they send u notification even after u pay it

Horrible

Do not open an account with Current , one day you will wake up & your account is closed , you don’t have access to your account and no one will email you back to explain what happened , customer service sucks as well as the app, there’s no phone number to call & speak to someone, when I emailed them on 7/13/2025 they just simply said , sorry your account is closed & you should have received an email on 9/30/2025 ALMOST A YEAR AGO so why my account is closed now after 10 months??? No one has answered or explained the reason and I don’t have access to my funds and my bitcoins that was in the account, I’ve been trying for 2 weeks now and simply cannot get any legit answer SO PLEASE DO YOURSELF A FAVOR AND DO JOT TRUST THIS COMPANY WITH YOUR MONEY BECAUSE ONE DAY YOU WILL WAKE UP WITH YOUR ACCOUNT CLOSED AND NO ONE WILL GIVE TOU ANY ANSWERS TO WHY ITS CLOSED
Show more

Current Love

I love this account they release your paycheck fast and allow you payday advance up to 750$ they’re great and come in handy every time in my time of need for sure very dependable! They also process mobile check deposit quickly, so long as you’re not trying to be funny!

Love it

I won’t change my bank the best

Money

Great app

The best

I love this card and I had it for so many years without using it.. I decided this year to get it going and I just love it.. the extra money comes in handy and I have no issues at all using it…

Worst EVER

I’m extremely frustrated with Current! They abruptly closed my account right after receiving my direct deposit, and it’s now been over a month and I still haven’t received my money - calling them only results in their system recognizing my number stating that my account is closed and hangs up. I’ve sent numerous emails, with no response whatsoever. At this point, I will be seeking legal action against them.
Show more

Current

Great app quick and fast service

Great

Great

EasyPeasy

Works great

Do not bank with them

This bank restricted my account for 2 weeks. I did not have access to my money at all. Yes I have real bank account but I only used this for the card builder feature and to get paid two days early. I will close my account because when I asked several times why my account was restricted I was told to wait 10 days for an email, never received it. When I called I wasn’t given an answer. You can’t talk to the fraud team because they are “background workers”. So yea don’t use them unless you’re going to use it for a play account.
Show more

Worst app and worst customer service of my life

They suck donkey dicks. All errors you make are on you and apparently a mistake is not grounds for disputes and they will say we can’t help. Such a joke and such a scam. They will take your money and tell you that’s a You problem

Current

I love it!!

Toño

Agrok

Better Than Any Mobile Banking Platform

Better than cash app Chime all other etc…

Horrible Customer Service!

I almost got scammed by scammers using this app, when I reached out to customer service to freeze my account they told me they can’t help. Terrible work.

Scam

Held my money and closed my account. Poor customer service, I called to get help and they told me the review team would take 2 weeks to release my funds. They claimed fraud on my account and I had just opened the account and hardly used it at all.