Current Reviews: Is It Legit?

Customer Experience

Positive experience58.0% of reviews
Neutral4.2% of reviews
Negative experience37.8% of reviews

~ Based on 1,166 written reviews from the US App Store.

What users say about Current

Is Current Safe?

Current - Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Current is 95/100.

This assessment is based on 197,280 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.6% of ratings point to a safe experience
1.5% of ratings suggest some concerns
3.9% of ratings point to a risky experience

~ Based on 197,131 App Store ratings for Current.

Is Current Legit?

Current - Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Current is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Always taking my money

Every time I get some cash these app wants to take money from me because I didn’t follow their rules so tired of this bank system taking money like that is insane.

Theft

Steal mine out of your account

Mid!

The best aspect of the app/bank is raising your credit with everyday purchases. The paycheck advance they so heavily advertise is overrated. I make about 1700 every paycheck & can only borrow $100-175, it fluctuates with every check. A measly 5-10%. Pointless honestly. Then it’s inconsistent. It went from $50 to $75 to $150 to $175 then back to $100 all while maintaining the same deposit amounts. I will be canceling my account & returning to navy federal
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Eh

I was loving banking with current as a whole until I realized how they mess with you with the paycheck advances they go up and then literally out of nowhere they drop you back down to where you started they either need to up the overdraft limit or come up with a better strategy going from $200 to $25 is just crazy and such a drastic jump I don’t think it’s fair or smart
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Had my Direct Deposit from employer and I’m NOT getting “CURRENT BENEFITS THEY ADVERTISED FOR!

Not happy AT ALL!!! Received multiple direct deposits and not getting the benefits they ADVERTISED FOR! I even contacted customer service and told them about my deposits and received NO HELP AT ALL!!!!

Don’t expect support

They rule in favor of scammer businesses despite being provided proof of a fraudulent charge.

Edit 1:

I don’t need you to “understand my frustration” I need you to actually take the proof provided and make dispute rulings based on that rather than protecting your bottom line profits.

Amazing

I love this bank. None like this one.

Advances

Disappointed with the advance system, I’ve been a loyal customer for 5 years now and was always able to advance $750. For the past 2 months now the advance goes down $100 every time I get paid.. nothing has changed and my direct deposits are the same…. Very inconvenient.

Horrible customer support

Gonna delete this app they locked my card for fraud for no reason I call because I’m in an emergency for them to say there’s nothing we can do at this moment there is no way to unblock it or give me access to my funds

Worst app of all time

Stole my money

Ridiculous!

Pay your advances on time and because their system uses stupid AI, my advance was decreased. Switching banks soon.

It’s all hype

They will lower your advanced if you start getting less hours even tho you still getting direct deposi

Don’t expect support

They rule in favor of scammer businesses despite being provided proof of a fraudulent charge.

Terrible customer support

Be extremely careful using them as a financial company, customer support is pretty much worthless. There is no ability to Zelle and there is some unpublished limit to number of external debit cards you can add to transfer funds in and out of your account so if you have fraud on your funding card and the real bank replaces it you won’t be able to add your replaced debit card. Highly recommend going to Wells Fargo or chase over them.
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Cash advance is terrible

So i went on medical at work and missed an entire check last week and only worked half my hours this week. I assumed since i didn’t have the full total to cover the advance they wouldn’t take it until my next full check that covered the total. Nope they took my entire check and left me with nothing. No gas , no food , no bills paid. This is terrible business to me. I’ll NOT be using this app anymore and i recommend no one else use it either
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Scam

Scam

Trash

I don’t recommend unless you absolutely can’t get a bank account. They charge you for
Literally everything. Can’t deposit without a fee can’t send money without a fee. A freaking scam not worth it.

Current says one thing but….

I did love current and I was getting pay day advances of 500.00 but one month I was counting on that money and all of a sudden without notice they cut my payday loan to 200.00 then this month to 100.00 when they were getting their money off top of my direct deposit. So don’t believe in what they are saying about 750 advance or anything else.
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Zero stars

My phone was taking by someone who knew all my passwords she sent herself money I told current it wasn’t me and they put it as a list saying it was me that sent it knowing I would never have done that

Not impressed

You know, as long as I’ve had his account and direct deposit in it and it is not worth the height. It doesn’t live up to the height. My credit score does not increase at all by using Current.

Atlas is a better app to use. I mean, I don’t know how you can call a credit when you know they’re already updating my credit reporting to the credit agencies I wouldn’t use it. I’m not recommending it trash.
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