Current User Reviews

Customer Experience

Positive experience58.8% of reviews
Neutral4.3% of reviews
Negative experience36.9% of reviews

~ Based on 1,138 written reviews from the US App Store.

What users say about Current

Is Current Safe?

Current - Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Current is 96/100.

This assessment is based on 196,912 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.6% of ratings point to a safe experience
1.5% of ratings suggest some concerns
3.9% of ratings point to a risky experience

~ Based on 196,912 App Store ratings for Current.

Is Current Legit?

Current - Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Current is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

THIEVES

These ppl are thieves. Be careful and warned. Stole over 2,000 from me and enterprise tried to fight for my money as well but this is what happens when you do business with foreigners who are well known for scamming. And they take almost a week just clear small checks…weird! I’ll find away to get my money back, I’m going to report them to BBB and hopefully that helps. POS!!!!
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Pay

I like that I can overdraft & get pay early

Convenient and stress free

I had chime before current and I don’t regret switching to current my payroll hits earlier my limit to borrow money is more than what chime would allow my savings has a higher rate the only downside is the support if anything happens and I need to speak to a live representative that may be an issue and the fact that current is not FDIC covered I’m cautious about where I add my card numbers and what sites I buy from so hopefully I’ll not need FDIC otherwise I love using Current as my primary account
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Sabour

Agba okata

The best

Greatest banking ever better than US and Wells Fargo Better than Chime. And there’s a lot of perks .

Terrible customer service

Do not download this app for any reason at all. They are terrible at responding to e mails and app is confusing to use. Do not download, you’ll have a headache and pull your hair out dealing with these folk. Much better banking apps out there this company and app is a waste of energy.

Run they don’t deposit checks until a week later!!!!

Go to chime or a real bank! Very inconvenience

Paycheck advance

It’s up to $950

Has no consistency

When you first start you’ll get paid 3 days early only your first check then every time after they will give you a expected date on your account but your money whont come till the next day I get well over 2000 each check I over qualify for everything and they play with your advance I was at 20 then 50 the 75 and they drop it down to 25 even though you pay everything on time one of the worst untrustworthy bank app I have every used STAY AWAY unless you want a headache every paycheck and customer service that has no idea what they are doing
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Strict AI disputes process

Current owes me over $1,600 dollars due to fraudulent transactions. They strictly use AI which is illegal and “no error found” excuses. Direct violation against federal regulations E and Z. Just another fintech bank that thinks they are above the law. BEWARE!!!!! They need MASSIVE IMPROVEMENTS and stop outsourcing so damn much.
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100/100

I became a card owner to current build as a referral. I am sooo blessed to have this card. It has increased my credit so far legitimately. I received my referral money quick too. I am excited. I love all the many options for you to benefit from. I love getting paid early as well 2days ahead to be exact. I HIGHLY RECOMMEND! 🙌🏾I already sent my link to my friends/family. Everything about it this card got me lit 🔥. Truly blessed to have this. I am on the new road to success with building kingdom wealth with my credit score taken off ✈️🗣️.
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Zero complaints

Have had current for several years now, and have no complaints. Would recommend for anybody looking to get into an easy to use banking platform. The big plus is no maintenance fees for having an account. The incentives are always great. Referring friends to the platform can net you both free money. Who doesn’t like free?!
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Meh

Other than , forcing someone to pay $10 every time they want to borrow $20 extra or get more extra credit for shopping. You’re not so bad. But that’s highly unacceptable. You’re ripping people off. Charge people $10 just to borrow 20. Shame on you for that.

Do not recommend

I highly don’t recommend this bank. Twice someone has hacked into my account and withdrew money from my account and used it for Apple Pay or transferred it to it into a Cash App account that they opened in my name using a different SSN. You don’t receive any text messages asking if you authorized it.
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Game Changer

I haven’t been financially stable in a long time. Unfortunately! However I digress, current has been a life changer for me! The savings pods, the pods for travel bills and all that also opens up doors for other investments and credit building! Love using current and not having the hassle of dealing with an actual financial institution robbing you off bank fees! I pay what I owe and that’s all that pay my money is still my money! I love it here for me!
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Its life saving

I swear

It’s worth having a Current account!

Current is an excellent account to have. You gain points for shopping that you can redeem for dollars which triple with Current Max for only $10/mo. They let you borrow money from yourself with payday advance instantly for a small fee about $14 I believe. They give you overdraft that increases with Current Max. Only things I don’t like is if your paychecks decrease so does the amount you can advance as well as the overdraft. They don’t have any type of hardship loans and they’re not recognized as a “real” bank if you want to get a loan deposited from elsewhere because they’re an online bank. Overall they are still 5star top tier and also help you raise your credit score with their build card. And they reward you with money for referrals who meet qualifications when they open an account. I suggest having current as an additional bank account not as your only bank account.
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Where is my money?

You stole my money where is my money? Get me my Social Security check that you stole get it back to me. Get it back to me now you close my account then took my money. I need my money. Where is my money?

Worst bank ever

Do not bank with them is not worth they are rude tell people they get paid minimum wage instead helping someone with their issue

Current

The paycheck advance could be more but I like the app so far