Best Checking Bank Apps

236+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Looking for free checking bank apps? 20 of our 236+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Checking Bank

Current - Mobile Banking#1

Current - Mobile Banking by Finco Services, Inc.

Save, spend & get paid faster²
Editor's Choice
💰 Finance
4.8😐(194K ratings)
Free
#42in Finance
Current - Mobile Banking screenshot 1
Current - Mobile Banking screenshot 2
Current - Mobile Banking screenshot 3
Current - Mobile Banking screenshot 4
Current - Mobile Banking screenshot 5
Current - Mobile Banking screenshot 6

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

What We Love

  • 🚀 Early paycheck deposits
  • 💳 Unique and stylish debit card design
  • 💰 Competitive savings interest rates
  • 🔒 Secure banking experience

Room to Improve

  • 🕰️ Slow mobile check deposit process
  • 🤖 Inconsistent and impersonal customer service
  • 🔍 Difficulty resolving disputes and fraudulent charges
Citizens Bank Mobile Banking#2

Citizens Bank Mobile Banking by Citizens Bank, N.A.

Strong Contender
💰 Finance
4.8😞(737K ratings)
Free
Citizens Bank Mobile Banking screenshot 1
Citizens Bank Mobile Banking screenshot 2
Citizens Bank Mobile Banking screenshot 3
Citizens Bank Mobile Banking screenshot 4
Citizens Bank Mobile Banking screenshot 5
Citizens Bank Mobile Banking screenshot 6

Manage your money on-the-go with this mobile banking app! Easily check account balances, deposit checks, transfer money, pay bills, and enjoy secure transactions with Zelle®. Stay in control of your finances, anytime, anywhere.

What We Love

  • 💻 Mostly good banking app
  • 👍 Love the App

Room to Improve

  • 🐛 Crashes and bugs non stop
  • 🔍 App is clunky, needs lots of work
  • 🔒 Puzzle to Access
GO2bank: Mobile banking#3

GO2bank: Mobile banking by Green Dot Corporation

Mobile bank that works for you
Worth Considering
💰 Finance
4.8😞(57K ratings)
Free
GO2bank: Mobile banking screenshot 1
GO2bank: Mobile banking screenshot 2
GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses

More Checking Bank apps to explore

4
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Access your finances securely from anywhere with this mobile banking app. Monitor your accounts, receive alerts for suspicious activities, and manage your cards all in one place. Experience convenience and peace of mind at your fingertips.

💰 Finance
(2M)
5
BankMobile
BankMobile
BankMobile
Digital banking on demand!
Free

Experience the convenience of smart digital banking with this on-the-go app. Enjoy early access to funds, instant money transfers, card security features, mobile check deposits, and more. Download now to simplify your banking experience!

💰 Finance
(30K)
6
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

"Get paid early, save effortlessly, and avoid hidden fees with the myWisely mobile banking app. Shop, pay bills, and track your spending conveniently. Download now and take control of your finances with myWisely."

💰 Finance
(35K)
7
Academy Bank
Academy Bank
Academy Bank
by Dickinson Financial Corporation
Free

Access your finances on the go with our mobile banking app – deposit checks, transfer funds, monitor account activity, set alerts, and locate ATMs or branches easily. Simplify your banking experience by downloading the app and signing in with your Academy Bank Online Banking credentials.

💰 Finance
(2.1K)
8
First United Bank Mobile
First United Bank Mobile
First United Bank Mobile
by First United Bank
Free

A powerful mobile banking app offered by First United Bank, serving both personal and business customers by providing quick access to account balances, transactions, fund transfers, transaction history, secure messaging, and branch information. Experience financial convenience in your hands today.

💰 Finance
(3.8K)
9
Armed Forces Bank
Armed Forces Bank
Armed Forces Bank
by Dickinson Financial Corporation
Free

The Digital Banking app from Armed Forces Bank allows users to conveniently manage their accounts on smartphones or tablets. Features include mobile check deposits, account monitoring, quick payments, alerts, bill payments, secure messaging, and branch/ATM locators. Download the app, set up an account, and access a range of handy banking tools in one place.

💰 Finance
(1.7K)
10
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

An investment app designed to help users easily track and manage their investment portfolios with real-time updates, personalized recommendations, and insightful analytics. Start making informed investment decisions today with our user-friendly platform.

💰 Finance
(73K)
11
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

An app for mobile banking offering rewards checking, loans, and cards, allowing users to check balances, manage funds, track rewards, and credit score. Features include no monthly fee, debit rewards tracking, and credit score management. Share feedback at mobile_app_feedback@upgrade.com.

💰 Finance
(80K)
12
Commerce Bank for iPhone
Commerce Bank for iPhone
Commerce Bank for iPhone
Challenge Accepted®
Free

Access your finances on the go with this mobile app: log in securely with biometric authentication, deposit checks, transfer funds, pay bills, manage notifications, lock/unlock cards, find branches, and more. Enjoy Mobile Banking from Commerce Bank. Open an account today!

💰 Finance
(146K)
13
GoBank - Mobile Banking
GoBank - Mobile Banking
GoBank - Mobile Banking
by Green Dot Corporation
Free

Enjoy fee-free mobile banking with GoBank's convenient app, offering early direct deposit, bill payments, money transfers, cash deposits, and more. Experience hassle-free banking without surprise fees and access to a wide network of ATMs. Sign up now for a seamless banking experience.

💰 Finance
(5.3K)
14
Dollar Bank Mobile App
Dollar Bank Mobile App
Dollar Bank Mobile App
by Dollar Bank
Free

Access your accounts with the free mobile app, featuring secure account access, mobile check deposit, quick balance viewing, money transfers, bill payments, Zelle® money transfers, ATM locator, biometric login, and check image viewing. Experience convenient banking anytime, anywhere.

💰 Finance
(23K)
15
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

A mobile banking app that allows you to easily manage your finances, pay bills, and access banking services on the go. Take control of your money with secure transactions and account management. Download now for seamless banking experience.

💰 Finance
(328K)
16
Arrowhead Mobile Banking
Arrowhead Mobile Banking
Arrowhead Mobile Banking
Arrowhead Credit Union
Free

Access all your financial needs in one place with our mobile banking app, featuring account management, mobile deposit, bill pay, money transfers, financial wellness tools, and top-notch security features. Stay connected to your finances with ease and convenience.

💰 Finance
(30K)
17
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
18
Central Bank - Mobile
Central Bank - Mobile
Central Bank - Mobile
by Central Bancompany, Inc
Free

Access a comprehensive suite of mobile banking features such as round-up savings, biometric login, quick balance checking, instant money transfers, bill payments, account management, alerts, and customization options with our app. Seamlessly manage your finances on-the-go and enjoy a secure, convenient banking experience. Explore more functionalities and enhance your mobile banking experience now.

💰 Finance
(54K)
19
FNB Direct
FNB Direct
FNB Direct
by First National Bank of Pennsylvania
Free

Experience ultimate convenience with our mobile banking app, allowing you to manage transactions, cards, deposits, transfers, and more on-the-go. Features include credit score access, secure chat support, online statements, Zelle money transfers, and advanced biometric security.

💰 Finance
(49K)
20
Heritage Bank Mobile Banking
Heritage Bank Mobile Banking
Heritage Bank Mobile Banking
by Heritage Bank
Free

Manage your finances conveniently with our mobile banking app: view balances, transfer funds, pay bills, and more. Access your accounts on the go and stay connected with our branches and ATMs. Visit our website to learn more about our privacy policy.

💰 Finance
(3.1K)