Best Checking Bank Apps

4.8😐(197K ratings)

Free

#39in Finance

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

What We Love

🚀 Early paycheck deposits
💳 Unique and stylish debit card design
💰 Competitive savings interest rates
🔒 Secure banking experience
💸 Helpful overdraft protection
📱 Intuitive and user-friendly mobile app

Room to Improve

🕰️ Slow mobile check deposit process
🤖 Inconsistent and impersonal customer service
🔍 Difficulty resolving disputes and fraudulent charges
🔒 Security and account access issues
💳 Limitations on ATM withdrawals and card usage

Citizens Bank Mobile Banking by Citizens Bank, N.A.

Strong Contender

4.8😞(750K ratings)

Free

Citizens Bank Mobile Banking screenshot 1

Citizens Bank Mobile Banking screenshot 2

Citizens Bank Mobile Banking screenshot 3

Citizens Bank Mobile Banking screenshot 4

Citizens Bank Mobile Banking screenshot 5

Citizens Bank Mobile Banking screenshot 6

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

What We Love

💻 Mostly good banking app
👍 Love the App

Room to Improve

🐛 Crashes and bugs non stop
🔍 App is clunky, needs lots of work
🔒 Puzzle to Access
💰 They steal your money
🚫 I wouldn't know!!!
👎 The actual bank is great, the app is HORRIBLE
🚫 Fix the login!
⏰ Keeps getting worse!!
🤯 Whoever updated this app should be fired
🐛 Crashes all the time
🚫 2 stars only because it works *sometimes*
🚫 I can not believe how bad
⏰ Inconvenience
🚫 App does not permit access to account

Arrowhead Mobile Banking by Arrowhead Credit Union

Arrowhead Credit Union

Worth Considering

4.9😐(33K ratings)

Free

Manage your finances on the go with this mobile banking app. Access account information, deposit checks, pay bills, transfer funds, and utilize financial wellness tools. Security features like two-factor authentication and card blocking are included.

What We Love

👍 Convenient and easy to use
🚀 Quick and responsive
🔒 Robust security features
💡 Helpful customer service
👍 Streamlined app interface
💡 Useful Zelle integration

Room to Improve

🐛 Frequent login issues
🐛 Unreliable app stability
🐛 Inconsistent transaction history display
🐛 Buggy mobile deposit feature
🐛 Landscape mode not working
🐛 Push notifications not working consistently

More Checking Bank apps to explore

Commerce Bank for iPhone

Challenge Accepted®

Biometric loginMobile check depositFund transfers

Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.

Digital banking on demand!

Earn cash back offersLink external accountsGet paid up to 2 days early

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

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Cross River Personal Banking

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Check account balancesView recent transactionsTransfer money between accounts

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U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

free with in-app purchases

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GO2bank: Mobile banking

Online checking and savings

Early direct depositHigh-yield savings accountOverdraft protection

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Get paid. Track spend. Save.

myWisely: Mobile Banking

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees

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Rewards Checking, Loans, Cards

Upgrade - Mobile Banking

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

free with in-app purchases

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Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

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by Econ-O-Check Corporation

MaxMoney™ - Central Bank

Access account benefitsOn-the-go convenienceView program features

Access benefits and services from your eligible account on the go. This app offers convenient access to your program's features, though availability may vary by financial institution.

Manage your finances on the go with this mobile banking application. Access accounts 24/7, deposit checks, pay bills, and transfer funds. Securely sign in with fingerprint authentication and find surcharge-free ATMs.

24/7 account accessMobile check depositBill pay

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Check Bank Balance Enquiry

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First United Bank Mobile

by First United Bank

Check balances 24/7View pending transactionsCreate, approve, cancel funds transfers

Manage your finances on the go with this mobile banking app. Access account balances, view transactions, and transfer funds securely. Find branch locations and hours easily.

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💼 Business

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Central Bank - Mobile

by Central Bancompany

Mobile check depositBill payFund transfers

Manage your finances on the go with features like mobile check deposit, bill pay, and fund transfers. Securely send money to friends and family, set up custom alerts, and track your spending with ease. Access your accounts quickly and conveniently from your smartphone.

(56K)

Exchange Bank Mobile Banking

by Exchange Bank Mobile

Check balances 24/7View pending transactionsFunds transfers

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transactions, and communicate securely with your bank anytime, anywhere. Access branch information and hours conveniently.

by Rollstone Bank & Trust

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Rollstone Bank & Trust