Citizens Bank Mobile Banking User Reviews

Customer Experience

Positive experience53.4% of reviews
Neutral6.9% of reviews
Negative experience39.7% of reviews

~ Based on 783 written reviews from the US App Store.

What users say

Is Citizens Bank Mobile Banking Safe?

Citizens Bank Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Citizens Bank Mobile Banking is 96/100.

This assessment is based on 736,821 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.9% of ratings point to a safe experience
2.0% of ratings suggest some concerns
3.2% of ratings point to a risky experience

~ Based on 736,821 App Store ratings for Citizens Bank Mobile Banking.

Is Citizens Bank Mobile Banking Legit?

Citizens Bank Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Citizens Bank Mobile Banking is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

This App Sucks

The title pretty much covers it. This app is complete dog water. For some reason instead of keeping the adding and subtracting of transactions, the same it was before, they really felt the need to break everything down. Because of this, I never truly know how much is in my account which has been making it really hard to save money. If it ain’t broke, don’t fix it. Do better Citizens Bank.
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Apple Sucks

Apple is holding me hostage will not allow me to update my banking apps due to a app that I didn’t authorize and refuse to pay for being I have never used it

Inconvenient

Always needs service at the most inconvenient times

Can’t access money

Always doing some updating at the worse times

Week old McDonalds quality

This bank used to be good and in the last few months took a total nose dove and is horrible. Customer service sucks now and lies to you and doesn’t help on the simplest issues like a duplicate charge that happened within 60 seconds of each other draining my bank account. They don’t do debit cards at the branch anymore and processing times for transactions and on dial up internet from the 90s slow. Totally trash now ! Who ever made these corporate changes needs to be fired!
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Very Slow External Bank Transfers

Citizens Bank’s transferring of funds is ridiculously slow. There is no reason in 2026 for it to take 3 business days to move money between banks. If they can charge me immediately, they can fund me immediately.

The slick UI doesn’t matter if my money doesn’t do what I need and when I need it. No thanks. Will not be continuing with them.
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Broken app

Freezing after last update.

No true anymore : All works good ! Don't change it. Don't update what works perfect !!!

Not true anymore : All perfect. Don't upgrade what works perfect !!!
Update 08/08/26 : they force you to update, even you're fully satisfied with old version.

Very Buggy - worst bank app to date

This app has broken AI chat, broken face ID, won’t let you save username or it fails to authenticate with username and pw. It’s by far the worst banking app I’ve used to date.

Worst Bank ever

Worst bank ever and worst support, worst app.

Bad

Horrible customer service

Worst bank, worst app, go elsewhere

Bad

Needs better 2FA

Please implement passkeys or at least 2FA that does not rely on SMS codes.

SMS codes are insecure in today's world and often don't work internationally.

Customer Service

The customer service is dog water, you get nothing but automated services that will straight up tell you try another customer service route and hang right up.... Leaving Citizens as soon as possible

Ruined great app

Update is unusable . Was testing done before the rollout?

i wouldn’t recommend

every time I go to try to use an ATM I’m getting charged all these additional fees. It doesn’t make sense to me that they say that they’re a part of the Allpoint ATM network and then when I go there to the location to use an ATM then I get charged all these additional fees.

Problem opening the app to review the statements

It’s insane I been with this account since 2001 and I changed to mobile already having issues that’s why I should have stayed with paper. The new app mobile needs to check this not safe.

Stop ruining things that aren't broken. It's a bad app now

There was nothing wrong with the app before, but now it's, to put it nicely... not the best. Instead of just tracking my money with simple addition and subtraction without flaw like it did before the update,It does this dumb thing now where it breaks it down into different sections: available balance, and current balance. I always go off of the available balance not the current balance bc current still has pending transactions. The available balance says how much you have after the transactions are finished. Or at least it's supposed to. Ever since they updated it to include both those instead of just available balance, I never know how much money is in my bank account bc THEY ALWAYS DO THE MATH WRONG. I had OVER one hundred LESS dollars than the app said I would have after the transactions are done pending. That's a major f up. The previous version of the app never messed my money up before they changed the app, now THAT'S ALL IT DOES. It's ALWAYS messing up. How many times do I have to STOP changing things that aren't broken. It was perfect before and now it's pretty much pointless bc it can't properly and accurately do the biggest thing it's supposed to do : accurately tell me how much money I have 100% of the time.
I don't care how cool a platform looks, I care about if it works.
Also "current balance" is pointless. I look at my app to see how much something costed, which I can see in the transactions list anyways. Or I check to see how much I can spend, which would be "available balance" .
Adding "current balance"almost feels like an attempt to cause confusion, bc I can't think of any other purpose when it was never even needed in the first place. Why else are you showing consumers an amount of money that isn't up to date with what they've spent in the first place? It's an irrelevant number, no one asked for that.
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I want to freeze my card!

Please put the ability to freeze my card back in the app. I like to keep my card frozen when not in use and l can’t do that because when I go to manage card I’m prompted to activate a new debit card that I haven’t received yet. When I get the new card I will activate it but until I receive it I do not want my current card unfrozen! Please fix this immediately
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Face ID

You need to add tha Face ID again