Best Checking Apps

4.3😐(14K ratings)

FreeAdsIn-App Purchases

Checkbook - Account Tracker screenshot 1

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Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

What We Love

💻 Easy to use
📊 Helpful charts and reports
🔄 Seamless sync across devices
🧮 Convenient built-in calculator
🗂️ Ability to manage multiple accounts

Room to Improve

🔍 Lacking advanced search/filtering
🔁 Recurring transactions issues
🔒 Concerns about data security
💰 Subscription model too expensive
📢 Intrusive ads in free version

Current - Mobile Banking by Finco Services, Inc.

Get Paid Early. Build Credit.

Strong Contender

4.8😐(196K ratings)

Free

#49in Finance

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

What We Love

🚀 Early paycheck deposits
💳 Unique and stylish debit card design
💰 Competitive savings interest rates
🔒 Secure banking experience
💸 Helpful overdraft protection
📱 Intuitive and user-friendly mobile app

Room to Improve

🕰️ Slow mobile check deposit process
🤖 Inconsistent and impersonal customer service
🔍 Difficulty resolving disputes and fraudulent charges
🔒 Security and account access issues
💳 Limitations on ATM withdrawals and card usage

Varo Bank: Online Banking by Varo Money inc

Early Payday & Cash Advances

Worth Considering

Bank. Borrow. Build Credit.

4.9😞(233K ratings)

Free

#57in Finance

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

💳 Great credit building card
🚀 Fast and efficient banking
🔒 Secure credit and debit cards
💰 Competitive interest rates
💳 Helpful advance and borrowing features

Room to Improve

🕰️ Slow mobile check deposits
🤖 Ineffective customer service
🔒 Difficulty accessing accounts during maintenance
💰 Restrictive transfer and deposit limits
🐛 Technical issues with app and transactions

More Checking apps to explore

OnePay – Mobile Banking

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

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Credit, Cash back, Savings

Chime® – Mobile Banking

Early payday accessFee-free overdraft protectionCredit building tools

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

(1.6M)

Balance My Checkbook

Check Register With Sync

Auto-complete transactionsSchedule recurring transactionsSync data between users and devices

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

(5K)

GreenFi - Mobile Banking

Save, Spend, Invest

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

(31K)

Rewards Checking, Loans, Cards

Upgrade - Mobile Banking

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

(84K)

Green Dot - Mobile Banking

Your banking. Your choice.

Early direct deposit (up to 2 days early)Overdraft protection up to $200Deposit cash via app

Manage your finances with a mobile banking app that offers early direct deposit, overdraft protection, and cash deposits. Enjoy features like 2% cash back on purchases and a high-yield savings account with no minimum balance requirement.

(12K)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(64K)

Get paid. Track spend. Save.

myWisely: Mobile Banking

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Easily manage multiple financial accounts with a digital checkbook register. This application offers a straightforward interface to track your balances and transactions, replacing traditional paper methods.

Digital checkbook registerTrack multiple accountsEasy-to-use interface

(9.8K)

Check Book Register and Ledger

Quick Checkbook

Multiple account trackingAdd/edit transactionsRecurring transactions

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

Securely Manage, Send & Spend

(1.4K)

ad-supported

Dora – Mobile Checking

No credit check, monthly fees, or minimum balanceBilingual (Spanish/English) experienceFree Visa® debit card

A bilingual mobile checking account designed for everyone, offering secure money management without credit checks, monthly fees, or minimum balances. Easily open an account and access features like bill pay, check deposit, and early payday.

(67)

Check Writer - CheckIt

by HI Technology Corp

Fee-free account managementEarly direct depositMobile check deposit

Manage your finances on the go with a flexible and convenient financial account. Add cash fee-free, get paid early, and make purchases or withdraw cash without monthly fees. Securely control your money with 24/7 customer service.

(22K)

Novo - Small Business Checking

Built for modern businesses

Online account applicationFree banking toolsDebit card control

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

(20K)

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

by Green Check Verified, Inc.

Patelco Plus Checking Benefits

(0)

Patelco Plus Checking Rewards

Exclusive local and national discountsIdentity theft protectionFree credit monitoring

Access exclusive local and national discounts on dining, shopping, and entertainment. This app also provides identity theft protection, credit monitoring, roadside assistance, and cell phone protection for members with a Plus Checking account.

🛍️ Shopping

(10)