Best Business Payments Apps

238+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Square Point of Sale (POS) is the household name in business payments, but it's far from the only option. We track 238+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Business Payments Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoAug 2026
2PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoAug 2026
3Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
4Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoAug 2026
5BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoAug 2026
6Melio Business PaymentsMelio Business PaymentsFree4.6★ (1.4K)NoNoAug 2026
7GoDaddy Commerce: POS PaymentsGoDaddy Commerce: POS PaymentsFree4.7★ (16K)NoYesAug 2026
8HoneyBook - Small Business CRMHoneyBook - Small Business CRMFree4.8★ (16K)NoYesAug 2026

Top Picks for Business Payments

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(604K ratings)
Free
#29in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
PayPal Business#2

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Strong Contender
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
Jim: sell & get paid instantly#3

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Worth Considering
💰 Finance
4.7😞(11K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment

More Business Payments apps to explore

4
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
5
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
6
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
7
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
8
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
Invoices, Contracts, Payments
Free

Streamline your independent business operations with tools for invoicing, contracts, payments, project tracking, and client scheduling. Automate tasks and manage expenses to deliver exceptional client experiences and stay in control of your business.

Mobile invoicingOnline contractsSecure payment collection
💼 Business
(16K)
free with in-app purchases
9
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
10
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Invoicing, Estimates, Bills
Free

Create and send professional invoices and estimates quickly. Accept various payment methods, send automatic reminders, and track payments in real-time. Manage your business finances efficiently on the go.

Invoice and estimate makerAccept various payment methodsAutomatic payment reminders
💼 Business
(93K)
free with in-app purchases
11
SumUp Business
SumUp Business
SumUp Business
Get paid and manage your money
Free

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

Accept paymentsManage item catalogTrack sales reports
💼 Business
(699)
free with in-app purchases
12
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
13
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.8K)
subscription
14
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

Run business from anywhereTrack sales in real-timeAccept contactless payments
💰 Finance
(64K)
free
15
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
16
Payment for Stripe
Payment for Stripe
Payment for Stripe
Tap to Pay, POS & credit cards
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
17
JioPay Business
JioPay Business
JioPay Business
Simple, instant UPI payments
Free
💰 Finance
(0)
18
Podium - Small Business Tools
Podium - Small Business Tools
Podium - Small Business Tools
Messaging, Payments, Marketing
Free

Manage all customer communications in one inbox, from payments and reviews to marketing messages. This platform helps local businesses streamline interactions, collect payments, and improve their online reputation.

Unified customer inboxAutomated review invitationsBulk text marketing
💼 Business
(31K)
ad-supported
19
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
20
CashCloud - Business Payments
CashCloud - Business Payments
CashCloud - Business Payments
Easily pay vendors on the go
Free

Streamline business payments with a comprehensive solution for sending ACH, checks, and eChecks. Automate workflows, manage vendors, and ensure secure transactions with advanced fraud protection. Integrates with accounting systems for seamless financial operations.

Send ACH, custom, printed, and mailed checksEmail eChecksBuild custom approval and signature workflows
💰 Finance
(2)
free

FAQ about Business Payments

What are the best business payments apps for iPhone?
Square Point of Sale (POS) tops our business payments apps ranking as of July 2026, with a 4.8-star average from 604K App Store ratings, and it's free to download.
Yes — 20 of the top business payments apps we rank are free to download, including Square Point of Sale (POS) and PayPal Business.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 238+ business payments apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Square Point of Sale is an all-in-one payments processing app designed to help businesses manage operations, accept various payment methods, and improve profitability. It offers tailored features for different industries like retail, restaurants, services, and beauty.
Key features include accepting payments in person, online, or over the phone with major credit cards, debit cards, digital wallets, and more. It also provides industry-specific modes with functionalities like inventory management, online booking, invoicing, and real-time business reports.

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