Best Business Payments Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Square Point of Sale (POS) is the household name in business payments, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Business Payments Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
2Melio Business PaymentsMelio Business PaymentsFree4.6★ (1.4K)NoNoAug 2026
3PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoAug 2026
4QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026
5Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
6Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoAug 2026
7Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoAug 2026
8Swerv - Business PaymentsSwerv - Business PaymentsFreeNoNoMay 2026

Top Picks for Business Payments

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(603K ratings)
Free
#18in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
Melio Business Payments#2

Melio Business Payments by Melio Payments Inc

A simpler way to pay vendors
Strong Contender
💰 Finance
4.6😐(1.4K ratings)
Free
Melio Business Payments screenshot 1
Melio Business Payments screenshot 2
Melio Business Payments screenshot 3
Melio Business Payments screenshot 4
Melio Business Payments screenshot 5

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

What We Love

  • 🚀 Fast and reliable payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Convenient mobile app

Room to Improve

  • 🐛 Unreliable customer support
  • 🔒 Strict account verification issues
  • 🐛 Payment failures with no explanation
PayPal Business#3

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Worth Considering
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service

More Business Payments apps to explore

4
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
5
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
6
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
7
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
8
Swerv - Business Payments
Swerv - Business Payments
Swerv - Business Payments
Business payments, simplified.
Free
💰 Finance
(0)
9
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
10
Morgan AI: Business Payments
Morgan AI: Business Payments
Morgan AI: Business Payments
Tap to Pay, Invoices & POS
Free
💼 Business
(0)
11
CashCloud - Business Payments
CashCloud - Business Payments
CashCloud - Business Payments
Easily pay vendors on the go
Free

Streamline business payments with a comprehensive solution for sending ACH, checks, and eChecks. Automate workflows, manage vendors, and ensure secure transactions with advanced fraud protection. Integrates with accounting systems for seamless financial operations.

Send ACH, custom, printed, and mailed checksEmail eChecksBuild custom approval and signature workflows
💰 Finance
(2)
free
12
SumUp Business
SumUp Business
SumUp Business
Get paid and manage your money
Free

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

Accept paymentsManage item catalogTrack sales reports
💼 Business
(708)
free with in-app purchases
13
Zoho Payments
Zoho Payments
Zoho Payments
Collect payments securely
Free
💼 Business
(0)
14
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc.
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
15
R-Pay Business
R-Pay Business
R-Pay Business
Encaissez. Gérez. Simplifiez.
Free
💰 Finance
(0)
16
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
17
Synapto Payments
Synapto Payments
Synapto Payments
Easy payments and tracking
Free
💼 Business
(0)
18
ElectraPay Business
ElectraPay Business
ElectraPay Business
by Electra Pay LLC
Free
💰 Finance
(0)
19
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
20
Squareme Business
Squareme Business
Squareme Business
Simplify business payments
Free

This app helps businesses receive payments easily and securely. It offers a virtual account in your business name and allows staff to verify payments, simplifying daily financial transactions.

Receive payments seamlesslySecure payment channelsVirtual account with business name
💰 Finance
(1)
free

FAQ about Business Payments

What are the best business payments apps for iPhone?
Square Point of Sale (POS) tops our business payments apps ranking as of August 2026, with a 4.8-star average from 603K App Store ratings, and it's free to download.
Yes — 20 of the top business payments apps we rank are free to download, including Square Point of Sale (POS) and Melio Business Payments.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ business payments apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Square Point of Sale is an all-in-one payments processing app designed to help businesses manage operations, accept various payment methods, and improve profitability. It offers tailored features for different industries like retail, restaurants, services, and beauty.
Key features include accepting payments in person, online, or over the phone with major credit cards, debit cards, digital wallets, and more. It also provides industry-specific modes with functionalities like inventory management, online booking, invoicing, and real-time business reports.

Related searches