Best Business Payments Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Square Point of Sale (POS) is the household name in business payments, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Business Payments Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (604K)NoNoSep 2026
2Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
3PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoSep 2026
4Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (13K)YesNoSep 2026
5Melio Business PaymentsMelio Business PaymentsFree4.6★ (1.5K)NoNoSep 2026
6BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoSep 2026
7Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoSep 2026
8Found: Business BankingFound: Business BankingFree4.8★ (34K)NoNoSep 2026

Top Picks for Business Payments

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(604K ratings)
Free
#17in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
Cash App#2

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Strong Contender
💰 Finance
4.8😞(8.7M ratings)
Free
#3in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
PayPal Business#3

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Worth Considering
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions
  • 👍 User-friendly app

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
  • 🔒 Overzealous account limitations
  • 🐛 Buggy app performance

More Business Payments apps to explore

FAQ about Business Payments

What are the best business payments apps for iPhone?
Square Point of Sale (POS) tops our business payments apps ranking as of September 2026, with a 4.8-star average from 604K App Store ratings, and it's free to download.
Yes — 20 of the top business payments apps we rank are free to download, including Square Point of Sale (POS) and Cash App.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ business payments apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Square Point of Sale is an all-in-one payments processing app designed to help businesses manage operations, accept various payment methods, and improve profitability. It offers tailored features for different industries like retail, restaurants, services, and beauty.
Key features include accepting payments in person, online, or over the phone with major credit cards, debit cards, digital wallets, and more. It also provides industry-specific modes with functionalities like inventory management, online booking, invoicing, and real-time business reports.

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