Best Business Payments Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Square Point of Sale (POS) is the household name in business payments, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Business Payments Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (606K)NoNoOct 2026
2Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (15K)YesNoOct 2026
3PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoOct 2026
4QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoOct 2026
5Melio Business PaymentsMelio Business PaymentsFree4.6★ (1.5K)NoNoOct 2026
6Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoOct 2026
7BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoOct 2026
8Morgan AI: Business PaymentsMorgan AI: Business PaymentsFree—NoNoOct 2026

Top Picks for Business Payments

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(606K ratings)
Free
#31in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
Jim: sell & get paid instantly#2

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Strong Contender
💰 Finance
4.8😞(15K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment
  • 🔒 Suspicious and sketchy app
PayPal Business#3

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Worth Considering
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions
  • 👍 User-friendly app

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
  • 🔒 Overzealous account limitations
  • 🐛 Buggy app performance

More Business Payments apps to explore

FAQ about Business Payments

What are the best business payments apps for iPhone?
Square Point of Sale (POS) tops our business payments apps ranking as of October 2026, with a 4.8-star average from 606K App Store ratings, and it's free to download.
Yes — 20 of the top business payments apps we rank are free to download, including Square Point of Sale (POS) and Jim: sell & get paid instantly.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ business payments apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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