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Moreta Pay

Moreta Pay

Easy payments for travelers

754 ratings
286 reviews
💰 Finance
✈️ Travel
Free

Details

Released
July 31, 2024
Updated
October 16, 2026

Developer

Moreta Global Inc.
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About

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

✓QR payments in Southeast Asia
✓Pay in your own currency
✓No cash exchanges or ATM runs
✓Transparent and no hidden fees
✓Connect bank accounts or top-up
✓Secure transactions
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What users say about Moreta Pay

Reviews of Moreta Pay are mostly negative: the Finance app is rated 4.4/5 from 754 App Store ratings. What users like most: easy to use, convenient for travelers. Top complaints: verification issues, unreliable connectivity. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 🚀Convenient for travelers
  • 🚀Works well in Vietnam
  • 🚀Seamless QR payments
  • 🚀Versatile and easy to load funds

Negative things

  • 🐛Verification issues
  • 🐛Unreliable connectivity
  • 🐛Limited support for personal QR codes
  • 💰High fees and charges
  • ⚠️Lack of customer support
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+1

What's New in Moreta Pay

1.7.35

October 16, 2026

You can now scan and pay QR codes in South Africa using your Moreta balance. Top up your balance in AUD with PayID directly from your Australian bank account. Send Canadian dollars from your Moreta balance via Interac e-Transfer.

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User reviews

Most RecentHighest RatedLowest Rated

Super pour l’Asie du Sud est

Incroyable un app gratuite qui permet de payer en QR code dans casi tout les pays d’Asie du Sud est sauf la Thaïlande
Lleguigz

Pay like a local

Coming to Vietnam and other areas of SE Asia sometimes requires you to hold huge amounts of cash in different currencies for transactions. This App is the ideal solution for quick funding and easy payment, preferred by vendors over credit card. I strongly recommend using.
SSteede1964

Doesn’t work for EU/UK citizens

I was recommended this app for my upcoming visit to Thailand, I downloaded and registered with my passport. Then everything stopped. I tried to select visiting Thailand and it just says ‘coming soon’ but it’s been saying that since June 26, hardly soon. Only works if you have a US or Canadian passport. It should warn you of this before you register.
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TTheColonel83

Limited in Thailand

Only supports US passports in Thailand. Only find that out once you register and pay.
UUser16547

Easy to use

They accept everywhere so far!
DDragon6407
See 281 more reviews

User experience

🐞

Reported Bugs

3 issues

Frequent app crashes

Bug

Account verification failures

Bug

Inability to add funds or withdraw money

Bug
✨

Requested Features

4 requests

Support for personal QR codes

Feature

Ability to withdraw funds easily

Feature

Expansion to more countries

Feature

Integration with popular payment methods

Feature

FAQ

What does Moreta Pay do?

Moreta Pay allows international travelers to make QR payments in countries like Thailand, Vietnam, the Philippines, Laos, and Mongolia. It eliminates the need for cash exchanges or ATM withdrawals by letting you pay local merchants directly from your phone in your own currency.

How do I use Moreta Pay?

First, connect your USD bank account or top-up using European SEPA, UK Faster Payments, or an international Visa/Mastercard. Then, top up your wallet, scan any supported QR code at a merchant, and pay instantly. It's designed to be a simple, three-step process after initial setup.

Is Moreta Pay free to use?

The application itself is free to download and use. The monetization model is based on the transparent fees associated with transactions, which are stated to be cheaper than credit cards or handling cash, with no hidden foreign transaction fees.

Which countries does Moreta Pay support?

Moreta Pay currently supports QR payments in Thailand, Vietnam, the Philippines, Laos, and Mongolia. These countries are chosen for their widespread QR code acceptance and the convenience it offers to travelers.

How secure is Moreta Pay?

Security is a top priority. The app safeguards your data and funds using banking-grade infrastructure and trusted global partners. This ensures that your financial information and transactions are protected during use.