Moreta Pay User Reviews

Customer Experience

Positive experience43.5% of reviews
Neutral4.3% of reviews
Negative experience52.2% of reviews

~ Based on 230 written reviews from the US App Store.

What users say

Is Moreta Pay Safe?

Moreta Pay appears mostly safe based on user ratings. AppsHunter Safety Score for Moreta Pay is 83/100.

This assessment is based on 478 user ratings, with an App Store average of 4.2/5.

Safety Analysis

80.8% of ratings point to a safe experience
1.7% of ratings suggest some concerns
17.6% of ratings point to a risky experience

~ Based on 478 App Store ratings for Moreta Pay.

Is Moreta Pay Legit?

Moreta Pay appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Moreta Pay is 73/100.

Based on 73 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

You can’t pay street vendors

It’s so hard to find someone in Thailand that actually has a business account. Majority of the locals only have a personal prompt pay.

So convenient

It’s truly been so convenient and no hassles and accepted at 99% of the places I’ve done business with. I’m grateful for this app.

Be very wary

I am physically in Brazil right now trying to use this app to pay via PIX. Just when I need it most, while I am physically in a foreign country, the app fails and then they lock my account. To all Americans, I strongly discourage using this service!!!!!!!!!!!!

satisfait

Pratique et efficace

Frustrated Tourist

This is not accepted as payment in Thailand as they stated. I tried using this several times even at large businesses and it still was not accepted. Now I am trying to figure out how to get my money back that was loaded up. Do not use!!! If I could leave 0 reviews I would. Just withdraw cash from atm at one time or bring Your countries currency and exchange it at an exchange company. When you arrive in Phuket there are hundreds of exchange booths at the airport.
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Poor Results

The app simply does not work as advertised in Thailand. Its completely unusable

Beyond useless.Bad exchange rate and high fees

Update: I put money on here in spite of my reservations. Almost every time I try to use it, it ends up being a personal QR and therefore useless. Even places that look like they should have a business QR code are actually personal. Until this is enabled for personal QR there is no point to the app. You will need cash.

The exchange rate is significantly lower than the current mid market rate so you lose money on that. Then you have to pay 1.5% for each transaction!?! That will add up fast. Better to get a bank card with no foreign transaction fees and withdraw enough cash so you rarely have to go to an atm and pay more fees.
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Slow Verication even with secure Plaid

So, they verify with plaid, which is secure. but they still want a bank statement on top of that, has been SEVERAL days3+ and still not verified. Do they stall to make fees off credit card fees?

The best app for travelling

I’m travelling around Vietnam and use it every day. It's by far the easiest and most convenient way to pay at local shops

Too much fees

You’ll pay fees by filling your Moreta account AND paying. I had to do 3 transfers to have the correct amount…Don’t use the app

A failed payment

I paid in Mongolia but vendor kept telling me the payment didn’t go through. In the end I paid w card. Contacted support but no response.

Frustrating

Annoying that it’s all based around USD when I want to transfer a specific amount of VND it only lets a transfer done in USD so then I have an odd amount of VND which is unusable

There’s no support

If they restrict your access to your own account there’s no support I’ve been waiting days now for support to connect with me over a issue and still nothing I live abroad and use Moreta pay for daily living and for paying rent etc and I couldn’t do anything for 2 days I will be looking for a alternative app
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Bad Customer service

I have transferred my money, but I couldn’t use it in the app. Contacted Customer Service for 2 months and got nothing back. I couldn’t withdraw my money either.

Great!

Excellent for what I need to do like paying bills, transportation and food. Nice job dev team

Simple et Efficace

Pour une première utilisation, très pratique pour un voyage au Vietnam

Beware

I deposited funds from my bank, the transfer did not go through, so I tried again , this time the transfer did go through, but my bank account was debited twice, I immediately contacted my bank who told me it was to late to stop first transfer, when I contacted Moreta I was told I would be contacted by relevant department to investigate, 5 days later still waiting to hear from them. They have £600 of my money and I don’t know if I will ever get it back
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Stopped working

No response to support requests

Kirk

Using it in the Philippines. So far it’s working great.

Works well; wish fees were lower

Paying 2.5% to put money in from a debit card is crazy and then to charge money on top of that?? But it works well and very fast so I do appreciate it!