Comparison

AlipayHK vs Moreta Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AlipayHK

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

Highlights
  • Extensive merchant payment network
  • Cross-border payment services
  • Public transport QR code payments
  • Bill payment for utilities and services
  • Collect coupons and earn rewards
  • Integrates with Apple HealthKit for missions
Features
Read full description

AlipayHK provides diversified mobile payment services to users. With AlipayHK, users can enjoy different payment services, offers and value-added services, that makes life easier and more convenient. The Wide Coverage of AlipayHK’s Payment Services: AlipayHK covers over 100,000 merchants, including physical and online outlets of local retail shops, convenience stores, supermarkets, wet market stalls, restaurants, eCommerce platforms, and a variety of online services and experiences, including food delivery and digital entertainment, etc. In addition, AlipayHK’s cross-border payment service is now accepted by almost all physical stores in the Chinese mainland, around 90% of merchants in Macao and popular shopping areas in Japan. AlipayHK users can enjoy preferential exchange rates for cross-border payments in these locations. Travelling around the City at Ease with Just One App: Being the first mobile wallet that introduces QR code payment across MTR (heavy rail network), AlipayHK’s public transport payment network currently covers taxi, Kowloon Motor Bus (KMB), Citybus, New World First Bus (NWFB), Long Win Bus (LWB), New Lantao Bus (NLB), as well as selected green minibus and ferry routes. AlipayHK is expected to gradually extend its coverage to include Hong Kong Tramways soon. A Variety of Value-added Services and Offers: AlipayHK covers a wide array of bill payment services, including government bills, electricity, gas, mobile service, broadband service, pay television and education center tuition fees, etc. In addition to the extensive payment network, AlipayHK also offers services and benefits beyond payment. Users can collect different types of coupons, complete walking mission which has been connected to Apple HealthKit feature and earn stamps on purchases within the app. With AlipayHK, users can enjoy Payment + Living with just one app! For more details about AlipayHK, please visit: https://www.alipayhk.com SVF License Number: SVF0004

About

Moreta Pay

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

Highlights
  • QR payments in Southeast Asia
  • Pay in your own currency
  • No cash exchanges or ATM runs
  • Transparent and no hidden fees
  • Connect bank accounts or top-up
  • Secure transactions
Read full description

Unlock QR payments in Vietnam, Thailand, China, the Philippines, Malaysia, Cambodia, Laos, South Korea, Mongolia, Brazil, Argentina, Peru, Colombia, Bolivia and South Africa with transparent fees. Moreta lets international travelers, nomads, and expats pay local merchants across Asia, Latin America and Africa using QR codes, right from your phone, in your own currency. No cash exchanges. No ATM runs. No hidden foreign transaction fees. Just fast, reliable payments wherever you go. How it works: 1. Connect your USD bank account or top-up with European SEPA, UK Faster Payments, Canadian e-Transfer, Australian PayID or an international credit/debit card. 2. Top-up your wallet 3. Scan any supported QR code 4. Pay instantly QR payments in these countries are quick, widely accepted, and cheaper than credit cards or handling cash. With Moreta, they’re accessible to everyone with zero hidden fees or surprises. Your security comes first. We safeguard your data and funds with banking-grade infrastructure and trusted global partners. Travel light. Pay smart. Across Asia, Latin America and Africa, only with Moreta.

Screenshots

AlipayHK4 screens
Moreta Pay4 screens

Verdict

The call

The clearest difference is rating: Moreta Pay at 4.4 against AlipayHK's 2.7. Moreta Pay also leads on review sentiment (43% vs 21%) and update cadence (every 8 days vs every 3 weeks). AlipayHK's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Moreta Pay holds the better App Store score, 4.4 against 2.7. That said, the two scores are not equally well evidenced: Moreta Pay has 773 ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 21% of AlipayHK's written reviews are positive against 43% of Moreta Pay's.

UpkeepUpdate frequency

AlipayHK ships an update every 3 weeks, Moreta Pay every 8 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard5 real differences · 5 level
AlipayHK versus Moreta Pay: the parameters behind the verdict, then further details
ParameterAlipayHKMoreta Pay
PriceFreeFree
Rating2.7 (113 ratings)4.4 (773 ratings) — better
Positive reviews21.2% of reviews43.0% of reviews — better
Number of ratings113773 — better
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size318 MB95 MB
Age rating4+4+
DeveloperAlipay Payment Services (HK) LimitedMoreta Global Inc.

Customer experience

AlipayHK

All ratings113 ratings
Positive38.9%
Neutral11.5%
Negative49.6%
Written reviews85 reviews
Positive21.2%
Neutral11.8%
Negative67.1%

Moreta Pay

All ratings740 ratings
Positive84.7%
Neutral1.5%
Negative13.8%
Written reviews293 reviews
Positive43.0%
Neutral4.8%
Negative52.2%

Bugs and requests

AlipayHK

Not enough reviews yet to summarise bugs or requests.

Moreta Pay

Reported bugs

3 issues
  • Frequent app crashes
  • Account verification failures
  • Inability to add funds or withdraw money

Requested features

4 requests
  • Support for personal QR codes
  • Ability to withdraw funds easily
  • Expansion to more countries
  • Integration with popular payment methods

In-app purchases

None

AlipayHK

No in-app purchases

None

Moreta Pay

No in-app purchases

Questions

Is AlipayHK free?
AlipayHK is free to download, with no in-app purchases.
Is Moreta Pay free?
Moreta Pay is free to download, with no in-app purchases.
Which has better reviews, AlipayHK or Moreta Pay?
Moreta Pay is rated higher. AlipayHK averages 2.7 out of 5 from 113 ratings, while Moreta Pay averages 4.4 from 773 ratings.
Do AlipayHK or Moreta Pay have ads?
Neither AlipayHK nor Moreta Pay shows ads.
Which is updated more often, AlipayHK or Moreta Pay?
AlipayHK ships an update every 3 weeks, and Moreta Pay every 8 days. Most recently, AlipayHK was updated on October 24, 2026 and Moreta Pay on October 25, 2026.

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