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OPay Business

OPay Business

by OPay Digital Services Pte.Ltd.

857 ratings
74 reviews
#95 in free Finance
💰 Finance
Free

Details

Released
November 22, 2023
Updated
October 28, 2026

Features

Developer

OPay Digital Services Pte.Ltd.
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OPay Business screenshot #1 for iPhone
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OPay Business screenshot #6 for iPhone
OPay Business screenshot #7 for iPhone
📈no. 95
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About

This app helps businesses manage payments, employees, and bills. It offers various collection methods, POS management, and access to over 200 billers for airtime, data, and utilities. Take your business to the next level with secure, profitable, and efficient financial services.

✓Omnichannel payment collection
✓Employee and store management
✓POS application and management
✓Downloadable statements and reports
✓Access to 200+ billers
✓Unique account for transfers
Show original description

What users say about OPay Business

Reviews of OPay Business are mostly negative: the Finance app is rated 3.6/5 from 857 App Store ratings. What users like most: good app functionality overall, bill payment feature requested and appreciated. Top complaints: missing loan icon in updated version, transaction history not displaying properly. Summarized from real user reviews.

Positive things

  • 👍Good app functionality overall
  • 💡Bill payment feature requested and appreciated

Negative things

  • 🐛Missing loan icon in updated version
  • 🐛Transaction history not displaying properly
  • 🐛Sub-account creation failing on iPhone
  • 🐛Sub-account withdrawal not working on iPhone
  • 🐛Business account transfer features removed for Apple users
  • 🐛Unable to buy airtime and data
  • 🐛Unable to pay bills
  • 🐛App showing 'Coming Soon' instead of functional features
  • 🐛Account freezing issues
  • 🐛Frozen accounts not unfreezing
  • 🐛'Upgrade to latest version' message with no available update
  • 🐛Accept large transfer not working on iOS
  • 🐛Cannot register Nigeria phone numbers
  • 🐛OTP only available via SMS, not email
  • 🐛Money stuck in accounts
  • 🐛Discrepancies in account balance
  • 😞Poor customer service response
  • 😞Confusing UI between OPay and OPay Business
  • 😞App slower than previous version
  • 😞Less user-friendly than previous version
  • 😞iOS version lacks features available on Android
  • 😞Forced merchant account integration unwanted by users
See all reviews
+1

What's New in OPay Business

4.8.6

October 28, 2026

Easier access to rewards and promotions - Optimized PayMe features - Optimized Customer Service page OPay Business is dedicated to supporting your business. Update your OPay Business app and discover more features now! We look forward to your feedback.

More

Charts

Top Free

📈 95+3

Finance

This app rose +3 positions in Finance chart.

Last updated on November 2, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Not the normal one on your android this one has a lot of unnecessary features

Not the normal one on your android this one has a lot of unnecessary features
OAOpay my ahh

Fast and reliable

It’s very fast to be honest and looks very different from others
TGTamuno golden

Sub account

I created a sub account under my business account now im trying to monetize my savings there to my main wallet but it’s not showing and it’s writing “feature will be coming soon”. Pls do something about it
BBeenay1

Standard

Welcome. You brought total positive change to the financial institutions. We’re glad to have you. Opay
DBDark man B

.

The new interface arrangement is poor.
Why do I have the list of my transactions the the end?
Also, Payments takes forever to reflect now and no, it is not my network.
NNisheoluwa
See 69 more reviews

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User experience

🐞

Reported Bugs

18 issues

Loan icon missing from updated app

Bug

Transaction history not showing previous transactions

Bug

Sub-account creation failing on iPhone

Bug

Sub-account withdrawal not working on iPhone

Bug

Business account transfer features unavailable for iOS users

Bug

Airtime and data purchase not functioning

Bug

Bill payment features not working

Bug

App displaying 'Coming Soon' for multiple features

Bug

Account freezing without clear resolution

Bug

Upgrade prompt appearing with no available update in App Store

Bug

Accept large transfer stuck on iOS

Bug

Nigeria phone number registration not supported

Bug

OTP delivery only via SMS, email option missing

Bug

Money stuck in accounts with no withdrawal option

Bug

Account balance discrepancies

Bug

App crashing or not opening

Bug

Version mismatch (v2 vs v3) on fresh installations

Bug

Restricted accounts unable to perform transactions

Bug
✨

Requested Features

13 requests

Restore loan icon functionality

Feature

Display complete transaction history with totals

Feature

Add bill payment capability

Feature

Restore airtime and data purchase functionality

Feature

Restore electricity bill payment

Feature

Enable email-based OTP option

Feature

Support for Nigeria phone number registration

Feature

Fix sub-account functionality on iPhone

Feature

Improve app performance and speed

Feature

Parity between iOS and Android features

Feature

Option to downgrade from merchant account

Feature

Accept pending transfer functionality for business accounts

Feature

Restore previous app version features

Feature

FAQ

What is OPay Business?

OPay Business is a financial service app designed for businesses in Nigeria. It helps manage payments, employees, stores, and provides access to over 200 billers for services like airtime, data, and utilities.

Is OPay Business free to use?

Yes, OPay Business is available for free. The app is designed to make financial services more inclusive through technology for businesses.

What kind of payments can I collect with OPay Business?

You can collect payments in any way you want, including through unique accounts for receiving transfers and managing your OPay POS easily.

Can I manage my employees and stores with OPay Business?

Yes, the app allows you to manage your branches and employees all within one application, providing efficient business operations.

How can I get support for OPay Business?

OPay Business has a dedicated support team available 24/7. You can reach them via helplines: 07008888329, their website, or Facebook page @OPay agents.

What devices does OPay Business support?

OPay Business is supported on iPhone and iPod devices. The latest version available is 4.8.6.

How often is OPay Business updated?

The app was last updated on October 28, 2026, with version 4.8.6. While specific update frequency isn't detailed, this indicates ongoing development.

What are the main concerns users have about OPay Business?

User reviews indicate issues such as missing features in updated versions, transaction history not displaying properly, problems with sub-account creation and withdrawal on iPhone, and difficulties with buying airtime and paying bills. Some users also report account freezing issues and poor customer service response.