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OPay Business

OPay Business

by OPay Digital Services Pte.Ltd.

717 ratings
71 reviews
#132 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • November 22, 2023
  • September 24, 2026

Features

Developer

OPay Digital Services Pte.Ltd.
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OPay Business screenshot #1 for iPhone
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OPay Business screenshot #6 for iPhone
OPay Business screenshot #7 for iPhone
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About

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

✓Omnichannel payment collection
✓Unique account for transfers
✓POS application and management
✓Branch and employee management
✓Downloadable business statements
✓Access to 200+ billers
Show original description

What users say

Summarized from real user reviews of OPay Business. Based on 717 reviews and a 3.6/5 average, it highlights the 2 positives and 22 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Good app functionality overall
  • 💡Bill payment feature requested and appreciated

Negative things

  • 🐛Missing loan icon in updated version
  • 🐛Transaction history not displaying properly
  • 🐛Sub-account creation failing on iPhone
  • 🐛Sub-account withdrawal not working on iPhone
  • 🐛Business account transfer features removed for Apple users
  • 🐛Unable to buy airtime and data
  • 🐛Unable to pay bills
  • 🐛App showing 'Coming Soon' instead of functional features
  • 🐛Account freezing issues
  • 🐛Frozen accounts not unfreezing
  • 🐛'Upgrade to latest version' message with no available update
  • 🐛Accept large transfer not working on iOS
  • 🐛Cannot register Nigeria phone numbers
  • 🐛OTP only available via SMS, not email
  • 🐛Money stuck in accounts
  • 🐛Discrepancies in account balance
  • 😞Poor customer service response
  • 😞Confusing UI between OPay and OPay Business
  • 😞App slower than previous version
  • 😞Less user-friendly than previous version
  • 😞iOS version lacks features available on Android
  • 😞Forced merchant account integration unwanted by users
See all reviews

What's New in OPay Business

4.7.5

September 24, 2026

- Optimized reports features - Improved user experience OPay Business is dedicated to supporting your business. Update your OPay Business app and discover more features now! We look forward to your feedback.

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Charts

Top Free

📊 132

Finance

The app has maintained its position at 132 recently.

Last updated on October 13, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Standard

Welcome. You brought total positive change to the financial institutions. We’re glad to have you. Opay
Dark man BDark man B

.

The new interface arrangement is poor.
Why do I have the list of my transactions the the end?
Also, Payments takes forever to reflect now and no, it is not my network.
NisheoluwaNisheoluwa

Opay personal bank

I can’t find Opay personal bank on my iPhone to download, I only see opay business and I don’t like it
I need Opay appI need Opay app

OPay personal bank

I can’t find Opay personal bank on my App Store to download it on my iOS
CumaiccCumaicc

Opay personal bank

I can’t find Opay personal bank on my iPhone apps store to download it only Opay business is available in the IOS store
Mayor2306Mayor2306
See 66 more reviews

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User experience

🐞

Reported Bugs

18 issues

Loan icon missing from updated app

Bug

Transaction history not showing previous transactions

Bug

Sub-account creation failing on iPhone

Bug

Sub-account withdrawal not working on iPhone

Bug

Business account transfer features unavailable for iOS users

Bug

Airtime and data purchase not functioning

Bug

Bill payment features not working

Bug

App displaying 'Coming Soon' for multiple features

Bug

Account freezing without clear resolution

Bug

Upgrade prompt appearing with no available update in App Store

Bug

Accept large transfer stuck on iOS

Bug

Nigeria phone number registration not supported

Bug

OTP delivery only via SMS, email option missing

Bug

Money stuck in accounts with no withdrawal option

Bug

Account balance discrepancies

Bug

App crashing or not opening

Bug

Version mismatch (v2 vs v3) on fresh installations

Bug

Restricted accounts unable to perform transactions

Bug
✨

Requested Features

13 requests

Restore loan icon functionality

Feature

Display complete transaction history with totals

Feature

Add bill payment capability

Feature

Restore airtime and data purchase functionality

Feature

Restore electricity bill payment

Feature

Enable email-based OTP option

Feature

Support for Nigeria phone number registration

Feature

Fix sub-account functionality on iPhone

Feature

Improve app performance and speed

Feature

Parity between iOS and Android features

Feature

Option to downgrade from merchant account

Feature

Accept pending transfer functionality for business accounts

Feature

Restore previous app version features

Feature

FAQ

What does the OPay Business app do?

The OPay Business app is designed for Nigerian retail businesses to manage their finances and operations. It provides tools for collecting payments through various methods, managing employees and stores, applying for and managing POS devices, and accessing over 200 billers for services like airtime and utilities.

What are the key features of OPay Business?

Key features include omnichannel payment collection, a unique account for receiving transfers, easy application and management of OPay POS devices, the ability to manage branches and employees within one app, downloading insightful business statements and reports, and access to over 200 billers for essential services.

Is OPay Business free to use?

Based on the provided information, the OPay Business app is free to use. There is no mention of subscription fees, paid features, or in-app purchases within the app's description.

Who is the OPay Business app for?

This app is intended for all kinds of businesses in Nigeria, particularly those in the retail sector, looking to enhance their financial services, streamline operations, and increase efficiency through technology.

How can I get support for OPay Business?

OPay Business offers a dedicated support team available 24/7 for any questions or complaints. You can contact them via helplines at 07008888329, visit their website at https://opayweb.com/merchants/, or reach out through their Facebook page @OPay agents.