Best Opay Bank Apps

246+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated November 2026

With an average user rating of 4.5★, the opay bank category is one of the App Store's strongest. Browse all 246+ apps we track, sorted so the most loved ones surface first.

Compare top Opay Bank Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OPay BusinessOPay BusinessFree3.6★ (857)NoNoOct 2026
2TikTok - Videos, Shop & LIVETikTok - Videos, Shop & LIVEFree4.7★ (18M)YesYesNov 2026
3Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (33K)NoNoNov 2026
4WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesNov 2026
5SnapchatSnapchatFree4.5★ (6.1M)YesYesNov 2026
6Audiomack - Play Music OfflineAudiomack - Play Music OfflineFree4.8★ (2M)YesYesNov 2026
7Blinkit: Groceries & moreBlinkit: Groceries & moreFree4.7★ (58K)YesNoNov 2026
8Telegram MessengerTelegram MessengerFree4.0★ (285K)NoYesNov 2026

Top Picks for Opay Bank

3.6😞(857 ratings)
Free
OPay Business screenshot 1
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OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app helps businesses manage payments, employees, and bills. It offers various collection methods, POS management, and access to over 200 billers for airtime, data, and utilities. Take your business to the next level with secure, profitable, and efficient financial services.

What We Love

  • 👍 Good app functionality overall
  • 💡 Bill payment feature requested and appreciated

Room to Improve

  • 🐛 Missing loan icon in updated version
  • 🐛 Transaction history not displaying properly
  • 🐛 Sub-account creation failing on iPhone
  • 🐛 Sub-account withdrawal not working on iPhone
  • 🐛 Business account transfer features removed for Apple users
  • 🐛 Unable to buy airtime and data
  • 🐛 Unable to pay bills
  • 🐛 App showing 'Coming Soon' instead of functional features
  • 🐛 Account freezing issues
  • 🐛 Frozen accounts not unfreezing
  • 🐛 'Upgrade to latest version' message with no available update
  • 🐛 Accept large transfer not working on iOS
  • 🐛 Cannot register Nigeria phone numbers
  • 🐛 OTP only available via SMS, not email
  • 🐛 Money stuck in accounts
  • 🐛 Discrepancies in account balance
  • 😞 Poor customer service response
  • 😞 Confusing UI between OPay and OPay Business
  • 😞 App slower than previous version
  • 😞 Less user-friendly than previous version
  • 😞 iOS version lacks features available on Android
  • 😞 Forced merchant account integration unwanted by users
TikTok - Videos, Shop & LIVE#2

TikTok - Videos, Shop & LIVE by TikTok Ltd.

Watch, discover and stream!
Strong Contender
🎬 Entertainment
4.7😐(18M ratings)
FreeAdsIn-App Purchases
#1in Entertainment
TikTok - Videos, Shop & LIVE screenshot 1
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Discover and create short-form videos with a personalized feed. Explore diverse content, connect with creators, and shop directly from the app. Features easy editing tools, a vast library of sounds, and robust safety options.

What We Love

  • 🚀 Entertaining content
  • 👍 Diverse community
  • 🌟 Helps with mental health
  • 💡 Customizable experience

Room to Improve

  • 🔍 Inconsistent moderation
  • 🤖 Biased algorithm
  • 🔒 Privacy concerns
  • 🤯 Addictive nature
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint

Savings account | Send money
Worth Considering
💰 Finance
4.6😞(33K ratings)
Free
Moniepoint Personal Banking screenshot 1
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This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
  • 💸 Unexpected charges

More Opay Bank apps to explore

FAQ about Opay Bank

What are the best opay bank apps for iPhone?
OPay Business tops our opay bank apps ranking as of November 2026, with a 3.6-star average from 857 App Store ratings, and it's free to download.
Yes — 20 of the top opay bank apps we rank are free to download, including OPay Business and TikTok - Videos, Shop & LIVE.
OPay Business has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 246+ opay bank apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.