Best Palmpay Business Apps

232+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our palmpay business list covers 232+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Palmpay Business

OPay Business#1

OPay Business by OPAY DIGITAL SERVICES PTE. LTD.

Editor's Choice
💰 Finance
3.5😞(337 ratings)
Free
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

  • 👍 Good app functionality overall
  • 💡 Bill payment feature requested and appreciated

Room to Improve

  • 🐛 Missing loan icon in updated version
  • 🐛 Transaction history not displaying properly
  • 🐛 Sub-account creation failing on iPhone
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Strong Contender
💰 Finance
4.6😞(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure app
  • 👍 Reliable service
  • 👍 Useful for business

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Network connectivity problems
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited

More Palmpay Business apps to explore

4
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
5
BPI
BPI
BPI
by Bank of the Philippine Islands
Free

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

Online account openingQR paymentsMoney transfers
💰 Finance
(15K)
free
6
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
7
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile
💼 Business
(1.5M)
free with in-app purchases
8
Планета Бонус
Планета Бонус
Планета Бонус
by Alexander Fomin
Free

Upload your purchase receipts to earn bonuses. Redeem these bonuses for discounts, food, drinks, gift certificates, and exclusive merchandise. Discover mall maps, store directories, movie schedules with online booking, and current promotions.

Upload purchase receiptsEarn bonus pointsRedeem for discounts
🛍️ Shopping
(5)
ad-supported
9
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(973)
free
10
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
11
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
💰 Finance
(4.7K)
free
12
Facebook
Facebook
Facebook
Explore the things you love
Free

Connect with friends and discover communities based on your interests. Share moments, explore content, and use AI tools to express yourself creatively. Find unique items and engage with creators.

Personalized feedMarketplace shoppingAI-powered content creation
🌐 Social Networking
(27M)
free with in-app purchases
13
Meta Business Suite
Meta Business Suite
Meta Business Suite
by Meta Platforms, Inc.
Free

Manage your business presence across Facebook and Instagram. Create, schedule, and post content, engage with customers through unified messaging, and track performance with insightful analytics. Stay organized with notifications and a to-do list.

Create, schedule, and manage posts and storiesUnified inbox for messages and commentsAutomate responses
💼 Business
(484K)
ad-supported
14
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(42K)
free
15
ChatGPT
ChatGPT
ChatGPT
The official app by OpenAI
Free

This app provides access to advanced AI capabilities, including text generation, image creation from descriptions, and voice conversations. It offers personalized advice, creative inspiration, and instant answers for various tasks, syncing history across devices.

Image generation from textAdvanced voice conversationsPhoto upload and transcription
📊 Productivity
(8.5M)
free with in-app purchases
16
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
17
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
18
Xender: Transfer, Share Files
Xender: Transfer, Share Files
Xender: Transfer, Share Files
File Sharing,Share Music,Video
Free

Instantly share files, photos, videos, and music between devices without needing an internet connection or USB cable. This app offers lightning-fast transfers across different platforms, including phones and computers, with a built-in music player and file manager.

Cross-platform file transferNo internet or USB requiredFast file sharing
🔧 Utilities
(17K)
free with in-app purchases
19
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(115K)
free
20
Messenger
Messenger
Messenger
SMS, 음성 및 영상 통화
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases