Best Palmpay Business Apps

245+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our palmpay business list covers 245+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Palmpay Business Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OPay BusinessOPay BusinessFree3.6★ (657)NoNoSep 2026
2Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (131K)NoNoSep 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesSep 2026
4Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoSep 2026
5Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (31K)NoNoSep 2026
6GCB Mobile AppGCB Mobile AppFree3.4★ (344)NoNoSep 2026
7FacebookFacebookFree4.5★ (28M)YesYesSep 2026
8WhatsApp BusinessWhatsApp BusinessFree4.7★ (1.5M)YesYesSep 2026

Top Picks for Palmpay Business

3.6😞(657 ratings)
Free
#90in Finance
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

  • 👍 Good app functionality overall
  • 💡 Bill payment feature requested and appreciated

Room to Improve

  • 🐛 Missing loan icon in updated version
  • 🐛 Transaction history not displaying properly
  • 🐛 Sub-account creation failing on iPhone
  • 🐛 Sub-account withdrawal not working on iPhone
  • 🐛 Business account transfer features removed for Apple users
  • 🐛 Unable to buy airtime and data
  • 🐛 Unable to pay bills
  • 🐛 App showing 'Coming Soon' instead of functional features
  • 🐛 Account freezing issues
  • 🐛 Frozen accounts not unfreezing
  • 🐛 'Upgrade to latest version' message with no available update
  • 🐛 Accept large transfer not working on iOS
  • 🐛 Cannot register Nigeria phone numbers
  • 🐛 OTP only available via SMS, not email
  • 🐛 Money stuck in accounts
  • 🐛 Discrepancies in account balance
  • 😞 Poor customer service response
  • 😞 Confusing UI between OPay and OPay Business
  • 😞 App slower than previous version
  • 😞 Less user-friendly than previous version
  • 😞 iOS version lacks features available on Android
  • 😞 Forced merchant account integration unwanted by users
Kuda - Free transfer & payment#2
4.7😞(131K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking
  • 🚀 Flexible and Accessible
  • 👍 Awesome Packages and Services

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited
  • 🐛 Frustrating
  • 🐛 Poor/No Customer Service
  • 🐛 Transfer Issues
  • 🐛 Pending Transaction
  • 🐛 Doesn't Work After Update
  • 🐛 Stealing
  • 🐛 Can't Open Account
  • 🐛 Terrible Customer Service
  • 🐛 Worse Bank Ever
  • 🐛 Useless Bank
  • 🐛 Closed Accounts
  • 🐛 Login Issues
  • 🐛 Money Becoming Prisoner in App
  • 🐛 Password Incorrect
  • 🐛 Locked Account
  • 🐛 Debit of Account Without Reversal
  • 🐛 Massive Issues
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(19M ratings)
FreeAdsIn-App Purchases
#1in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)
  • 🆓 Free to use

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)
  • 📤 Backup and restore issues
  • 🚫 Arbitrary account bans

More Palmpay Business apps to explore

FAQ about Palmpay Business

What are the best palmpay business apps for iPhone?
OPay Business tops our palmpay business apps ranking as of September 2026, with a 3.6-star average from 657 App Store ratings, and it's free to download.
Yes — 20 of the top palmpay business apps we rank are free to download, including OPay Business and Kuda - Free transfer & payment.
OPay Business has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 245+ palmpay business apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The OPay Business app is designed for Nigerian retail businesses to manage their finances and operations. It provides tools for collecting payments through various methods, managing employees and stores, applying for and managing POS devices, and accessing over 200 billers for services like airtime and utilities.
Key features include omnichannel payment collection, a unique account for receiving transfers, easy application and management of OPay POS devices, the ability to manage branches and employees within one app, downloading insightful business statements and reports, and access to over 200 billers for essential services.