Best Opay Apps

114+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated November 2026

Every iPhone needs a few good opay apps. We benchmark 114+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Opay Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OPay BusinessOPay BusinessFree3.6★ (857)NoNoOct 2026
2TikTok - Videos, Shop & LIVETikTok - Videos, Shop & LIVEFree4.7★ (18M)YesYesNov 2026
3SnapchatSnapchatFree4.5★ (6.1M)YesYesNov 2026
4FacebookFacebookFree4.5★ (29M)YesYesNov 2026
5WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesNov 2026
6InstagramInstagramFree4.7★ (30M)YesYesNov 2026
7Blinkit: Groceries & moreBlinkit: Groceries & moreFree4.7★ (58K)YesNoNov 2026
8Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (33K)NoNoNov 2026

Top Picks for Opay

3.6😞(857 ratings)
Free
#99in Finance
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app helps businesses manage payments, employees, and bills. It offers various collection methods, POS management, and access to over 200 billers for airtime, data, and utilities. Take your business to the next level with secure, profitable, and efficient financial services.

What We Love

  • 👍 Good app functionality overall
  • 💡 Bill payment feature requested and appreciated

Room to Improve

  • 🐛 Missing loan icon in updated version
  • 🐛 Transaction history not displaying properly
  • 🐛 Sub-account creation failing on iPhone
  • 🐛 Sub-account withdrawal not working on iPhone
  • 🐛 Business account transfer features removed for Apple users
  • 🐛 Unable to buy airtime and data
  • 🐛 Unable to pay bills
  • 🐛 App showing 'Coming Soon' instead of functional features
  • 🐛 Account freezing issues
  • 🐛 Frozen accounts not unfreezing
  • 🐛 'Upgrade to latest version' message with no available update
  • 🐛 Accept large transfer not working on iOS
  • 🐛 Cannot register Nigeria phone numbers
  • 🐛 OTP only available via SMS, not email
  • 🐛 Money stuck in accounts
  • 🐛 Discrepancies in account balance
  • 😞 Poor customer service response
  • 😞 Confusing UI between OPay and OPay Business
  • 😞 App slower than previous version
  • 😞 Less user-friendly than previous version
  • 😞 iOS version lacks features available on Android
  • 😞 Forced merchant account integration unwanted by users
TikTok - Videos, Shop & LIVE#2

TikTok - Videos, Shop & LIVE by TIKTOK PTE. LTD.

Watch, discover and stream!
Strong Contender
🎬 Entertainment
4.7😐(18M ratings)
FreeAdsIn-App Purchases
#1in Entertainment
TikTok - Videos, Shop & LIVE screenshot 1
TikTok - Videos, Shop & LIVE screenshot 2
TikTok - Videos, Shop & LIVE screenshot 3
TikTok - Videos, Shop & LIVE screenshot 4
TikTok - Videos, Shop & LIVE screenshot 5
TikTok - Videos, Shop & LIVE screenshot 6

Discover and create short-form videos, stream LIVE content, and shop for products from brands and small businesses. This platform inspires creativity and joy through personalized content feeds and easy-to-use editing tools.

What We Love

  • 🚀 Entertaining content
  • 👍 Diverse community
  • 🌟 Helps with mental health
  • 💡 Customizable experience

Room to Improve

  • 🔍 Inconsistent moderation
  • 🤖 Biased algorithm
  • 🔒 Privacy concerns
  • 🤯 Addictive nature
Snapchat#3

Snapchat by Snap, Inc.

Share the moment!
Worth Considering
📷 Photo & Video
4.5😞(6.1M ratings)
FreeAdsIn-App Purchases
#2in Photo & Video
Snapchat screenshot 1
Snapchat screenshot 2
Snapchat screenshot 3
Snapchat screenshot 4
Snapchat screenshot 5
Snapchat screenshot 6

Share photos and videos with friends and family using fun filters, lenses, and Bitmoji. Stay connected through live messaging, video chats, and group stories. Discover content and connect with others through community stories and spotlight features.

What We Love

  • 💬 Great way to communicate with friends
  • 📷 Convenient for sharing photos and videos
  • 🤳 Fun filters and customization options
  • 🔒 Secure messaging with disappearing content
  • 🗺️ Useful location-based features like Snap Map

Room to Improve

  • 🤖 Forced AI assistant that can't be removed
  • 🤢 Dislike for new 3D bitmoji design
  • 🕰️ Frustration over Snapchat+ paywall for basic features
  • 🔇 Inability to disable shutter sound
  • 🐛 Frequent app crashes and glitches

More Opay apps to explore

FAQ about Opay

What are the best opay apps for iPhone?
OPay Business tops our opay apps ranking as of November 2026, with a 3.6-star average from 857 App Store ratings, and it's free to download.
Yes — 20 of the top opay apps we rank are free to download, including OPay Business and TikTok - Videos, Shop & LIVE.
OPay Business has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 114+ opay apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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