Best Opay Merchant Apps

222+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated June 2026

OPay Business is the household name in opay merchant, but it's far from the only option. We track 222+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Opay Merchant

OPay Business#1

OPay Business by OPAY DIGITAL SERVICES PTE. LTD.

Editor's Choice
πŸ’° Finance
3.5😞(300 ratings)
Free
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

A leading financial service company in Nigeria with 40 million users, dedicated to making financial services more inclusive through technology. The OPay Business App offers omnichannel collection methods and solutions for all types of businesses.

What We Love

  • πŸ‘ Good app functionality overall
  • πŸ’‘ Bill payment feature requested and appreciated

Room to Improve

  • πŸ› Missing loan icon in updated version
  • πŸ› Transaction history not displaying properly
  • πŸ› Sub-account creation failing on iPhone
MoMo PSB#2

MoMo PSB by MTN Nigeria Communications Plc

Better than cash.
Strong Contender
πŸ’° Finance
4.5😐(4.7K ratings)
Free
MoMo PSB screenshot 1
MoMo PSB screenshot 2
MoMo PSB screenshot 3

The newly introduced MoMoPSB App provides MoMo Customers and non-customers access to a variety of MOMO Products and Services, offering convenient and safe financial transactions across Nigeria. With features like sending money, buying airtime, and paying bills, it serves as a one-stop-shop for all MOMO services. Experience hassle-free finance management with unlimited FREE access to the App.

What We Love

  • πŸš€ Fast and reliable transfers
  • πŸ‘ Easy to use and navigate
  • πŸ’― Convenient transactions
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Login and password issues
  • ⏱️ Slow and frustrating performance
  • πŸ’° Excessive fees and deductions
Moniepoint Business Banking#3

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Worth Considering
πŸ’° Finance
4.6😞(14K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

What We Love

  • πŸš€ Fast transactions
  • πŸ”’ Secure app
  • πŸ‘ Reliable service
  • πŸ‘ Useful for business

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ› Login issues
  • πŸ› Network connectivity problems

More Opay Merchant apps to explore

4
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

πŸ’° Finance
(14K)
5
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

πŸ’° Finance
(28K)
6
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

πŸ’° Finance
(61)
7
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

Transfer money instantly to any mobile number or bank account, recharge, buy data, and pay bills all in one app. Simplify your transactions with Smartcash PSB now!

πŸ”§ Utilities
(1.6K)
8
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
9
myMTN NG
myMTN NG
myMTN NG
MTN
Free

Experience a user-friendly app offering a wide range of MTN products with myMTN NG. Easily access MTN Nigeria services and products, tailored to suit all users.

πŸ“Š Productivity
(14K)
10
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by LAPO MFB
Free

This mobile banking app offers a convenient and hassle-free way to manage your finances on-the-go, with features such as self-onboarding, bill payments, transfers, and account monitoring. Download and experience a new level of banking with cutting-edge services and solutions at your fingertips.

πŸ’° Finance
(29)
11
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Track, pay, and manage your finances seamlessly with the newly enhanced GTWorld mobile application. Simplify your banking experience with advanced features and tools at your fingertips. Download now for effortless financial management.

πŸ’° Finance
(42K)
12
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

πŸ’° Finance
(12K)
13
Credit Wallet
Credit Wallet
Credit Wallet
by Princeps Credit Systems Limited
Free

This financial services application provides employees with flexible loan options and repayment plans, helping them take control of their finances with loan amounts ranging from ₦30,000 to ₦1,500,000 and interest rates from 2% - 7.5% per month. Download the app to access loans with easy repayment arrangements and enjoy a secure user experience with protected personal information.

πŸ’° Finance
(7)
14
OVO
OVO
OVO
by Visionet Internasional, Pt
Free

"Pay everything and everywhere in Indonesia with just one app. From snacks to bills, online shopping to roadside stores - all transactions made easy, quick, and secure with this app. Experience the convenience now!"

πŸ’° Finance
(327)
15
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Kuda Business is an all-in-one business management app for freelancers and SMEs, offering features like estimates, invoices, bulk transfers, bill payments, and team finance management. Simplify your business operations, accept payments on the go, and track your finances seamlessly. Join now, download the app, and optimize your business with Kuda Business.

πŸ’° Finance
(961)
16
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

A smart financial tool that helps users effortlessly save and invest their money through automated processes and various savings options. Start securing your financial future today with our easy-to-use app.

πŸ’° Finance
(6.3K)
17
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

πŸ’° Finance
(10K)
18
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
PhoneSwipe - Merchant Services
by North American Bancard, Inc.
Free

The application allows you to transform your iPhone or iPad into a credit card reader, enabling you to accept payments from Visa, Mastercard, American Express, Discover, and PayPal. It offers a free app, a merchant account, and various features to help you manage and grow your business, such as secure transactions, item tracking, discounts, and real-time reporting.

πŸ’Ό Business
(16)
19
ODP Business Solutions
ODP Business Solutions
ODP Business Solutions
Shop for Business Supplies
Free

Shop for business supplies with the new ODP Business Solutions app, offering convenient access to your account on the go. Easily place orders, track shipments, check pricing, and enjoy all the features of your ODP Business Solutions account securely. Download now for seamless mobile access to manage your business needs efficiently.

πŸ’Ό Business
(1.4K)
20
Meta Business Suite
Meta Business Suite
Meta Business Suite
by Meta Platforms, Inc.
Free

Connect with more customers, manage posts, and view insights across your Facebook Page and Instagram with this app. Respond to messages and comments in one place, automate responses, and stay on top of notifications and tasks.

πŸ’Ό Business
(478K)