Best Opay Merchant Apps

3.6😞(657 ratings)

Free

#90in Finance

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

👍 Good app functionality overall
💡 Bill payment feature requested and appreciated

Room to Improve

🐛 Missing loan icon in updated version
🐛 Transaction history not displaying properly
🐛 Sub-account creation failing on iPhone
🐛 Sub-account withdrawal not working on iPhone
🐛 Business account transfer features removed for Apple users
🐛 Unable to buy airtime and data
🐛 Unable to pay bills
🐛 App showing 'Coming Soon' instead of functional features
🐛 Account freezing issues
🐛 Frozen accounts not unfreezing
🐛 'Upgrade to latest version' message with no available update
🐛 Accept large transfer not working on iOS
🐛 Cannot register Nigeria phone numbers
🐛 OTP only available via SMS, not email
🐛 Money stuck in accounts
🐛 Discrepancies in account balance
😞 Poor customer service response
😞 Confusing UI between OPay and OPay Business
😞 App slower than previous version
😞 Less user-friendly than previous version
😞 iOS version lacks features available on Android
😞 Forced merchant account integration unwanted by users

Xender: Transfer, Share Files by Xender Team

File Sharing,Share Music,Video

Strong Contender

🔧 Utilities

4.1😐(17K ratings)

FreeAds

#92in Utilities

Xender: Transfer, Share Files screenshot 1

Xender: Transfer, Share Files screenshot 2

Xender: Transfer, Share Files screenshot 3

Xender: Transfer, Share Files screenshot 4

Xender: Transfer, Share Files screenshot 5

Instantly share files, photos, videos, and music between devices without needing an internet connection or USB cable. This app offers lightning-fast transfers across different platforms, including phones and computers, with a built-in music player and file manager.

What We Love

🚀 Fast file transfer
👍 Easy to use
💡 Useful features like music player
🚀 Reliable app

Room to Improve

🐛 Crashes and bugs
🔒 Privacy concerns
🔋 High battery consumption
👎 Deteriorating service quality

Moniepoint Personal Banking by Moniepoint

Savings account | Send money

Worth Considering

FairMoney: Save, Spend, Credit

4.6😞(31K ratings)

Free

Moniepoint Personal Banking screenshot 1

Moniepoint Personal Banking screenshot 2

Moniepoint Personal Banking screenshot 3

Moniepoint Personal Banking screenshot 4

Moniepoint Personal Banking screenshot 5

Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

🚀 Fast transactions
👍 Smooth onboarding
🔒 Secure banking
💡 Innovative features

Room to Improve

🐛 Login issues
🐛 Transfer failures
🔒 Account restrictions
💸 Unexpected charges

More Opay Merchant apps to explore

Instant Loan App For Fast Cash

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

(14K)

Moniepoint Business Banking

Mobile bank account|POS|Loans

Business bank account creationAccept online and offline paymentsPOS terminal requests

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

(15K)

Get access to loans on Monibac

Monibac

Collateral-free loansEarn interest on savingsLoans up to 150% of savings

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

(61)

Kuda - Free transfer & payment

Pay, save & invest money

Free bank account openingFree money transfersAutomated savings

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

by Guaranty Trust Bank PLC

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

(46K)

PocketApp: Send & Manage Money

Abeg Technologies

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

(9.1K)

Shazam: Find Music & Concerts

Identify Songs, Live Shows

Instant music identificationConcert discoveryOffline song recognition

Instantly identify music playing around you or in other apps. Discover nearby concerts, lyrics, and videos. Access your music history and get personalized recommendations.

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services

by Meta Platforms, Inc.

Create, schedule, and manage posts and storiesUnified inbox for messages and commentsAutomate responses

Manage your business presence across Facebook and Instagram. Create, schedule, and post content, engage with customers through unified messaging, and track performance with insightful analytics. Stay organized with notifications and a to-do list.

💼 Business

(500K)

ad-supported

Signal - Private Messenger

Say “hello” to privacy.

End-to-end encrypted messagingFree voice and video callsGroup chats up to 1000 people

This messaging app prioritizes your privacy with strong end-to-end encryption for all communications. It offers free text, voice, and video messaging, including group chats and disappearing stories, all without collecting your data.

🌐 Social Networking

(1.1M)

myMTN NG

MTN

Instant money transfersMobile and data rechargeUtility and bill payments

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

by United Bank For Africa Plc

Biometric quick loginFaster sliding menu navigationIntuitive screen design

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

by First Bank of Nigeria Limited

Financial transactionsNon-financial transactionsDIY enrollment

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

(2K)

Zangi - Private Messenger

Secure. No trace. Fast

Private registration without phone numberNo unsolicited contactsNo data collection on servers

A secure messaging app prioritizing user privacy with end-to-end encryption and no data collection. It allows private registration without a phone number and prevents unsolicited contacts, ensuring your conversations remain confidential.

🌐 Social Networking

(8.8K)

by SHAMADHAN SERVICES LIMITED

gpay Merchant

Money. Debit Card. Bitcoin.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

(8.7M)