Best Opay Business Account Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

The best opay business account apps on iPhone average 4.6โ˜… across 249+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Opay Business Account Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OPay BusinessOPay BusinessFree3.6โ˜… (465)NoNoAug 2026
2Moniepoint Business BankingMoniepoint Business BankingFree4.6โ˜… (15K)YesNoAug 2026
3Meta Business SuiteMeta Business SuiteFree4.7โ˜… (491K)YesNoAug 2026
4WhatsApp BusinessWhatsApp BusinessFree4.7โ˜… (1.5M)YesYesAug 2026
5ThreadsThreadsFree4.6โ˜… (2.1M)YesYesAug 2026
6WhatsApp MessengerWhatsApp MessengerFree4.7โ˜… (18M)YesYesAug 2026
7PayPal BusinessPayPal BusinessFree4.2โ˜… (29K)YesNoAug 2026
8Moniepoint Personal BankingMoniepoint Personal BankingFree4.6โ˜… (30K)NoNoAug 2026

Top Picks for Opay Business Account

OPay Business#1

OPay Business by OPay Digital Services Pte.Ltd.

Editor's Choice
๐Ÿ’ฐ Finance
3.6๐Ÿ˜ž(465 ratings)
Free
#87in Finance
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

  • ๐Ÿ‘ Good app functionality overall
  • ๐Ÿ’ก Bill payment feature requested and appreciated

Room to Improve

  • ๐Ÿ› Missing loan icon in updated version
  • ๐Ÿ› Transaction history not displaying properly
  • ๐Ÿ› Sub-account creation failing on iPhone
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint

Mobile bank account|POS|Loans
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • ๐Ÿš€ Fast transactions
  • ๐Ÿ”’ Secure app
  • ๐Ÿ‘ Reliable service
  • ๐Ÿ‘ Useful for business

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ› Login issues
  • ๐Ÿ› Network connectivity problems
Meta Business Suite#3

Meta Business Suite by Meta Platforms, Inc.

Worth Considering
๐Ÿ’ผ Business
4.7๐Ÿ˜ž(491K ratings)
FreeAds
#26in Business
Meta Business Suite screenshot 1
Meta Business Suite screenshot 2
Meta Business Suite screenshot 3
Meta Business Suite screenshot 4
Meta Business Suite screenshot 5

Manage your business presence across Facebook and Instagram. Create, schedule, and post content, engage with customers through unified messaging, and track performance with insightful analytics. Stay organized with notifications and a to-do list.

What We Love

  • ๐Ÿš€ Useful for managing accounts across platforms
  • ๐Ÿ“… Appointment feature
  • ๐Ÿ”— Ability to post to both Facebook and Instagram

Room to Improve

  • ๐Ÿ› Glitchy and buggy
  • ๐Ÿ”” Persistent notifications that don't disappear
  • ๐Ÿ“ค Issues with posting and sharing content

More Opay Business Account apps to explore

4
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile
๐Ÿ’ผ Business
(1.5M)
free with in-app purchases
5
Threads
Threads
Threads
Join the conversation
Free

Connect and share your thoughts on a platform designed for conversation. Discover trending topics, join communities based on your interests, and engage in discussions through text, images, and polls. You can also control your experience with privacy settings and direct messaging.

Start conversations with text, images, polls, and moreJoin discussions through repliesStay updated on trending topics
๐ŸŒ Social Networking
(2.1M)
free with in-app purchases
6
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
๐ŸŒ Social Networking
(18M)
free with in-app purchases
7
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
๐Ÿ’ผ Business
(29K)
free with in-app purchases
8
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
๐Ÿ’ฐ Finance
(30K)
free
9
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
๐Ÿ’ฐ Finance
(20K)
free
10
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
๐Ÿ’ฐ Finance
(33K)
free with in-app purchases
11
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
๐Ÿ’ฐ Finance
(986)
free
12
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
13
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(6.9K)
free with in-app purchases
14
Cox Business MyAccount
Cox Business MyAccount
Cox Business MyAccount
Manage Cox Business services
Free

Easily manage your business services, view account details, and pay your bills. Get real-time updates on service outages and access 24/7 support for any issues.

View service detailsManage billingCheck outage updates
๐Ÿ’ผ Business
(6.6K)
free
15
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
๐Ÿ’ฐ Finance
(8.5K)
free
16
Xonder Business Account
Xonder Business Account
Xonder Business Account
Smart Business Bank Account
Free

Open a business current account quickly and manage your finances with ease. This app offers secure banking, effortless setup, and tools for tracking income, spending, and expenses. It's designed for small businesses seeking a streamlined financial experience.

Secure business bankingEffortless account setupUK payments
๐Ÿ’ฐ Finance
(12)
free
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
๐Ÿ’ฐ Finance
(132K)
freemium
18
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
๐Ÿ’ฐ Finance
(2.8K)
subscription
19
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Clover Go - Dashboard & POS
Run your business on the Go
Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

Run business from anywhereTrack sales in real-timeAccept contactless payments
๐Ÿ’ฐ Finance
(64K)
free
20
e& Business UAE
e& Business UAE
e& Business UAE
Emirates Telecommunications Co
Free

Manage all your business accounts and services in one place. Track usage, pay bills easily with bulk options, and view detailed account information. Enjoy free navigation within the app without data consumption.

Access all registered company accountsManage and monitor accountsDetailed usage view (calls, data, messages)
๐Ÿ’ผ Business
(946)
free

FAQ about Opay Business Account

What are the best opay business account apps for iPhone?
OPay Business tops our opay business account apps ranking as of July 2026, with a 3.6-star average from 465 App Store ratings, and it's free to download.
Yes โ€” 20 of the top opay business account apps we rank are free to download, including OPay Business and Moniepoint Business Banking.
OPay Business has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ opay business account apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The OPay Business app is designed for Nigerian retail businesses to manage their finances and operations. It provides tools for collecting payments through various methods, managing employees and stores, applying for and managing POS devices, and accessing over 200 billers for services like airtime and utilities.
Key features include omnichannel payment collection, a unique account for receiving transfers, easy application and management of OPay POS devices, the ability to manage branches and employees within one app, downloading insightful business statements and reports, and access to over 200 billers for essential services.