Best Opay Business Account Apps

43+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

The best opay business account apps on iPhone average 4.6★ across 43+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Opay Business Account Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OPay BusinessOPay BusinessFree3.5★ (560)NoNoAug 2026
2Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoAug 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
4WhatsApp BusinessWhatsApp BusinessFree4.7★ (1.5M)YesYesAug 2026
5Meta Business SuiteMeta Business SuiteFree4.7★ (495K)YesNoAug 2026
6Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
7Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026
8Google TranslateGoogle TranslateFree4.3★ (84K)NoNoAug 2026

Top Picks for Opay Business Account

OPay Business#1

OPay Business by OPay Digital Services Pte.Ltd.

Editor's Choice
💰 Finance
3.5😞(560 ratings)
Free
#88in Finance
OPay Business screenshot 1
OPay Business screenshot 2
OPay Business screenshot 3
OPay Business screenshot 4
OPay Business screenshot 5
OPay Business screenshot 6

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

  • 👍 Good app functionality overall
  • 💡 Bill payment feature requested and appreciated

Room to Improve

  • 🐛 Missing loan icon in updated version
  • 🐛 Transaction history not displaying properly
  • 🐛 Sub-account creation failing on iPhone
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint

Mobile bank account|POS|Loans
Strong Contender
💰 Finance
4.6😞(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure app
  • 👍 Reliable service
  • 👍 Useful for business

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Network connectivity problems
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(18M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)

More Opay Business Account apps to explore

4
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile
💼 Business
(1.5M)
free with in-app purchases
5
Meta Business Suite
Meta Business Suite
Meta Business Suite
by Meta Platforms, Inc.
Free

Manage your business presence across Facebook and Instagram. Create, schedule, and post content, engage with customers through unified messaging, and track performance with insightful analytics. Stay organized with notifications and a to-do list.

Create, schedule, and manage posts and storiesUnified inbox for messages and commentsAutomate responses
💼 Business
(495K)
ad-supported
6
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
7
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
8
Google Translate
Google Translate
Google Translate
Text, Photo & Voice Translator
Free

Instantly translate text, voice, and images between hundreds of languages. Features include offline translation, real-time conversation translation, and the ability to save frequently used phrases.

Text translationOffline translationInstant camera translation
🔍 Reference
(84K)
free with in-app purchases
9
Messenger Business
Messenger Business
Messenger Business
Connect 4 WhatsApp Numbers
Free

Manage up to four WhatsApp accounts, including business and personal, on your iPad. This app offers AI-powered messaging assistance and a privacy-first approach, ensuring efficient and secure communication across all your profiles without constant logging in and out.

Manage up to four WhatsApp accountsSupports WhatsApp Business and personal accountsAI-powered messaging assistance
🌐 Social Networking
(843)
subscription
10
Bolt: Request a Ride
Bolt: Request a Ride
Bolt: Request a Ride
Ride-hailing made easy
Free

Easily request rides across town, to the airport, or rent scooters and e-bikes. Enjoy transparent pricing, multiple payment options, and real-time driver tracking for safe and convenient travel.

Request rides in secondsTransparent upfront pricingMultiple payment options
✈️ Travel
(177K)
free with in-app purchases
11
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
12
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
13
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(986)
free
14
Threads
Threads
Threads
Join the conversation
Free

Connect and share your thoughts on a platform designed for conversation. Discover trending topics, join communities based on your interests, and engage in discussions through text, images, and polls. You can also control your experience with privacy settings and direct messaging.

Start conversations with text, images, polls, and moreJoin discussions through repliesStay updated on trending topics
🌐 Social Networking
(2.2M)
free with in-app purchases
15
Messenger
Messenger
Messenger
Text, audio and video calls
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases
16
Dual Messenger for WhatsAppㅤㅤ
Dual Messenger for WhatsAppㅤㅤ
Dual Messenger for WhatsAppㅤㅤ
Second Chat for Whats App
Free

Enhance your messaging experience with multiple accounts, direct messaging to unsaved numbers, and audio-to-text conversion. Personalize your app with custom wallpapers and avatars, and secure your access with a password.

Multiple WhatsApp accountsDirect messaging to unsaved contactsAudio to text conversion
🌐 Social Networking
(35)
free with in-app purchases
17
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
18
Google Drive
Google Drive
Google Drive
Store, access and scan files
Free

Securely store, organize, and access your files from any device. Collaborate with others, scan documents, and search for content with ease. Offers advanced features for businesses and individuals.

Secure cloud storageFile organizationCross-device access
📊 Productivity
(7.7M)
free with in-app purchases
19
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(122K)
free with in-app purchases
20
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases

FAQ about Opay Business Account

What are the best opay business account apps for iPhone?
OPay Business tops our opay business account apps ranking as of August 2026, with a 3.5-star average from 560 App Store ratings, and it's free to download.
Yes — 20 of the top opay business account apps we rank are free to download, including OPay Business and Moniepoint Business Banking.
OPay Business has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 43+ opay business account apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The OPay Business app is designed for Nigerian retail businesses to manage their finances and operations. It provides tools for collecting payments through various methods, managing employees and stores, applying for and managing POS devices, and accessing over 200 billers for services like airtime and utilities.
Key features include omnichannel payment collection, a unique account for receiving transfers, easy application and management of OPay POS devices, the ability to manage branches and employees within one app, downloading insightful business statements and reports, and access to over 200 billers for essential services.