Best Nigeria Bank Savings Apps

236+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated April 2026

From beginner-friendly picks to power-user tools, our nigeria bank savings list covers 236+ iPhone apps updated through April 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Nigeria Bank Savings

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Editor's Choice
💰 Finance
4.6😞(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
ALAT#2

ALAT by Wema Bank Plc

Digital Bank, Bills, Airtime
Strong Contender
💰 Finance
3.5😞(2.3K ratings)
Free
ALAT screenshot 1
ALAT screenshot 2
ALAT screenshot 3
ALAT screenshot 4
ALAT screenshot 5
ALAT screenshot 6

Experience Africa's first fully digital bank offering swift, reliable, and secure banking services tailored to your needs. Enjoy travel bookings, deals, discounts, and more. Join ALAT now for convenient financial management.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💡 Innovative features
  • 🔒 Secure banking

Room to Improve

  • 🐛 Frequent app crashes
  • 🔍 Poor customer service
  • 💰 High transaction fees
FairMoney: Loan App In Nigeria#3

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Worth Considering
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders

More Nigeria Bank Savings apps to explore

4
N26 — Love your bank
N26 — Love your bank
N26 — Love your bank
Bank, save, and invest
Free

Bank, save, and invest all in one app with a beautifully simple interface. Open an online bank account in minutes, access a range of features like instant transfers and international money transfers, and manage your finances with ease. Opt for premium accounts for added perks and security features.

💰 Finance
(11K)
5
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
6
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
7
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

💰 Finance
(14K)
8
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
9
Sparkle – A Lifestyle Bank
Sparkle – A Lifestyle Bank
Sparkle – A Lifestyle Bank
A bank to save, earn, spend
Free

Sparkle is a lifestyle bank app that offers freedom and simplicity in managing your finances. With features like fast money transfers, redeemable points, discounts, and transparent tracking of your spending, Sparkle makes banking easy and rewarding. Join over 120,000 users and start saving, earning, and spending with Sparkle today! Download now and experience a new way to bank.

💰 Finance
(1.3K)
10
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

A money transfer app based in Nigeria that allows users to seamlessly send, pay, and manage their finances. Simplify your financial transactions with ease.

💰 Finance
(1.5K)
11
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Access your finances securely from anywhere with this mobile banking app. Monitor your accounts, receive alerts for suspicious activities, and manage your cards all in one place. Experience convenience and peace of mind at your fingertips.

💰 Finance
(2M)
12
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

A versatile mobile application that combines banking, shopping, travel booking, bill payments, investments, and more in one place. Download the app for a seamless user experience and convenient access to a wide range of SBI services and features.

💰 Finance
(2.9K)
13
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access quick and secure banking services with our award-winning app. Easily open and manage accounts, deposit checks, connect with customer service, and more. Banking in sync with you, wherever you go.

💰 Finance
(34K)
14
Hometown - Banking Solution
Hometown - Banking Solution
Hometown - Banking Solution
Pay, Save, Get a loan, Spend
Free

Experience the ultimate online banking solution - a passport to financial bliss. Pay, save, get loans, and more with effortless transactions, bill payments, savings growth, instant loans, and flight bookings all in one place. Join the revolution and embrace a brighter financial future today!

💰 Finance
(667)
15
National Bank of Iraq
National Bank of Iraq
National Bank of Iraq
by National Bank of Iraq
Free

Experience the latest in banking technology with an all-new mobile app from National Bank of Iraq. Easily view accounts, transfer funds, manage cards, and enjoy secure communication with the bank's team. Download now for a convenient and secure banking experience.

💰 Finance
(27K)
16
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

A smart financial tool that helps users effortlessly save and invest their money through automated processes and various savings options. Start securing your financial future today with our easy-to-use app.

💰 Finance
(6.3K)
17
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

💰 Finance
(12K)
18
Lloyds Mobile Banking
Lloyds Mobile Banking
Lloyds Mobile Banking
Your bank in your pocket
Free

Experience simple, safe, and efficient everyday banking with our mobile app. Manage your account, make payments, set up Direct Debits, and more securely with Touch ID or Face ID. Join millions of satisfied customers - download now!

💰 Finance
(20K)
19
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
Savings Bank Account & FD
Free
💰 Finance
(1.9K)
20
American Savings Bank Hawaii
American Savings Bank Hawaii
American Savings Bank Hawaii
by American Savings Bank, National Association
Free

Access your accounts anytime, anywhere with our mobile banking app. Check balances, deposit checks, transfer funds, pay bills, and more securely from your phone or tablet. Simplify your banking with just a few taps.

💰 Finance
(15K)