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gomoney — The Digital Bank

gomoney — The Digital Bank

Simplifying banking for you.

209 ratings
88 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • April 6, 2020
  • August 11, 2026

Features

Developer

Go Financial Services Limited
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Reviews summary↘︎
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❓5 answered
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📦~ in 2 weeks
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About

This digital banking app simplifies financial management with features like bill splitting, scheduled payments, and spending tracking. Open an account in minutes with no hidden fees and enjoy secure, convenient banking. It offers real-time alerts, personalized reports, and in-app customer support.

✓Split bills and group payments
✓Schedule payments and transfers
✓Track spending with personalized reports
✓Real-time transaction alerts
✓Open account in minutes
✓In-app customer support
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What users say

Summarized from real user reviews of gomoney. Based on 209 reviews and a 3.6/5 average, it highlights the 7 positives and 11 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and reliable transactions
  • 💡Innovative GoStash savings feature
  • 👍User-friendly interface and easy to use
  • 💳Virtual Naira debit card availability
  • 📊Excellent transaction tracking and categorization
  • 🎯Split bills feature
  • 🌍Supports international phone number changes

Negative things

  • 😞Severe customer service issues and unresponsive support
  • 💰Money trapped in failed transactions without refunds
  • 🔒Account freezing and fund lockdown without explanation
  • ⏱️Transaction limits not resetting as expected
  • 🌐Poor network connectivity and slow performance
  • 🚫Transaction limits preventing withdrawals
  • ⚠️Accusations of fraudulent practices and scams
  • 📱App crashes and blank screen issues
  • 🔐Biometric verification failures
  • 💳Debit card delivery delays
  • 💸High transaction charges
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+1

What's New in gomoney

2.3.4

August 11, 2026

App improvement

User reviews

Most RecentHighest RatedLowest Rated

iCloud OTP issue still not fixed after two weeks

I’ve been unable to access my account for nearly two weeks because OTP emails are not being delivered to iCloud addresses. Support confirmed the issue but still hasn’t fixed it or provided an estimated resolution time.

For a financial app, leaving users locked out of their accounts for this long is simply unacceptable.
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Kaiwei LoongKaiwei Loong

Flaw app

I tried to send money yesterday but it’s said failed and my money has not been returned. It’s over 24 hours now . I tried to contact the customer service no response from them. I totally regret this app. It’s just trapping people’s money
Ajasco8080Ajasco8080

Waste

Bad app
Aremo porchAremo porch

Customer service and chat with human option not even working

I reached my transaction limit over a day ago and it’s already a new day your bank still tells me I have reached my limit. Other banks reset daily limit once it’s a new day but yours is different. Your support team no response they keep creating ticket with no solution. You guys don’t even have a customer call number. Your chat with human option doesn’t even work I have my money in there and I have upgraded my account to tier3 so what’s happening
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Kassie2!Kassie2!

I can't update

signature is missing in headers
JasonaaxJasonaax
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User experience

🐞

Reported Bugs

11 issues

Signature missing in headers error

Bug

Blank white screen after app launch

Bug

OTP not being sent for login

Bug

Face biometric capture not working

Bug

Transaction PIN not functional

Bug

BVN verification feature not working

Bug

Account number generation out of range error

Bug

Failed transactions not showing in app

Bug

Money sent not reflecting in accounts

Bug

KYC verification stuck indefinitely

Bug

Biometric face verification loops infinitely

Bug
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Requested Features

6 requests

Dark mode option for eye comfort

Feature

Face ID authentication option

Feature

Hide account balance feature

Feature

Forgot password/PIN recovery option

Feature

Call customer support number

Feature

Live chat with human support agent

Feature

FAQ

What does gomoney do?

gomoney is a digital banking app designed to simplify financial management. It allows users to pay bills, split expenses with others, schedule payments and transfers, track spending with personalized reports, and provides real-time alerts on account activities. The app aims to offer a seamless and simplified banking experience with no extra charges.

What are the key features of gomoney?

Key features include the ability to split group payments and shared bills, schedule one-off or recurring payments, track finances with categorized spending reports, receive real-time alerts, and open an account for free within minutes. Users can also request a virtual or physical debit card and access live in-app customer support.

Is gomoney free to use?

Opening an account with gomoney is free and takes less than 3 minutes. The app emphasizes zero hidden fees for its banking services, including transfers and savings. While the core banking functions are free, the app may have in-app purchases for additional services or features.

Who can open a gomoney account?

Any individual 18 years or older can open a gomoney account. All that is required is a phone and a phone number. The app is licensed by the Central Bank of Nigeria (CBN) and deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC), ensuring safety and security for users.

How does gomoney help manage finances?

gomoney helps manage finances by providing enriched transaction details, allowing users to split bills easily, and offering scheduled payments and transfers for recurring expenses. It also provides personalized spending reports that categorize expenses, helping users understand their financial habits and manage their money more effectively.