Best ALAT alternatives: apps like ALAT

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated October 2026
ALAT
ALAT
Wema Bank Plc

ALAT is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to ALAT

4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
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Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app
  • 🤑 Affordable interest rates

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates
  • 🔒 Security and account access issues
  • 🤖 Unreliable app performance
PiggyVest: Save & Invest Today#2

PiggyVest: Save & Invest Today by Piggytech Global

Save, Invest & Manage Money
Strong Contender
💰 Finance
4.6😊(7.4K ratings)
Free
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This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

What We Love

  • 👍 Knowledgeable app
  • 🔒 Secure and reliable
  • 💰 Good interest rates
  • 🏆 Best savings app
  • 🤑 Helps with financial discipline
  • 💳 Seamless transactions
  • 🤝 Excellent customer service

Room to Improve

  • 🐛 Occasional technical issues
  • 🕰️ Slow withdrawal process
  • 💰 Insufficient funds issues
4.0😞(12K ratings)
Free
UBA Mobile Banking screenshot 1
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Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

What We Love

  • 👍 Convenient and user-friendly
  • 🚀 Fast and responsive
  • 🔒 Secure banking experience

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • ⏱️ Slow transaction processing
  • 🔍 Unreliable transaction history
  • 🤔 Confusing UI and navigation
  • 💻 Compatibility issues with newer devices

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4
FirstMobile App
FirstMobile App
FirstMobile App
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This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

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5
Access More
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This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

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OPay Business
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OPay Business
by OPay Digital Services Pte.Ltd.
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This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
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Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Save. Invest. Get richer daily
Free

Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.

Automated savings plansEarn double-digit interestGroup savings with Circles
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8
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
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Zenith Bank eaZymoney
Zenith Bank eaZymoney
Zenith Bank eaZymoney
by Zenith Bank PLC
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Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Account overview and historyFund transfers (own, Zenith, other banks, foreign)Bill payments and airtime recharge
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Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
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Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
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