Best Wema Apps

249+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated August 2026

If you already know ALAT, this is the deeper bench. 249+ wema apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Wema Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1ALATALATFree3.5★ (2.3K)NoNoAug 2026
2WEMA Bank MobilePASS+WEMA Bank MobilePASS+Free2.7★ (21)NoNoMay 2026
3ALAT FOR BUSINESSALAT FOR BUSINESSFree2.7★ (36)NoNoJul 2026
4Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
5Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
6UBA Mobile BankingUBA Mobile BankingFree4.0★ (12K)NoNoAug 2026
7Alat XploreAlat XploreFree4.0★ (6)YesNoAug 2026
8Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoAug 2026

Top Picks for Wema

ALAT#1

ALAT by Wema Bank Plc

Digital Bank, Bills, Airtime
Editor's Choice
💰 Finance
3.5😞(2.3K ratings)
Free
ALAT screenshot 1
ALAT screenshot 2
ALAT screenshot 3
ALAT screenshot 4
ALAT screenshot 5
ALAT screenshot 6

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💡 Innovative features
  • 🔒 Secure banking

Room to Improve

  • 🐛 Frequent app crashes
  • 🔍 Poor customer service
  • 💰 High transaction fees
WEMA Bank MobilePASS+#2

WEMA Bank MobilePASS+ by Wema Bank Plc

Strong Contender
💰 Finance
2.7(21 ratings)
Free
WEMA Bank MobilePASS+ screenshot 1
WEMA Bank MobilePASS+ screenshot 2
WEMA Bank MobilePASS+ screenshot 3

This app provides a secure alternative to hardware tokens for transaction authentication on a business internet banking platform. It generates One-Time Passwords (OTPs) directly from your mobile device, eliminating the need to carry a separate token.

ALAT FOR BUSINESS#3

ALAT FOR BUSINESS by Wema Bank Plc

Worth Considering
💰 Finance
2.7(36 ratings)
Free
ALAT FOR BUSINESS screenshot 1
ALAT FOR BUSINESS screenshot 2
ALAT FOR BUSINESS screenshot 3
ALAT FOR BUSINESS screenshot 4
ALAT FOR BUSINESS screenshot 5
ALAT FOR BUSINESS screenshot 6

Manage your business finances on the go with this corporate internet banking platform. It offers features like bulk transfers, bill payments, and multiple beneficiary management, all with no hidden charges.

More Wema apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
5
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
6
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
7
Alat Xplore
Alat Xplore
Alat Xplore
by Wema Bank Plc
Free

This app helps teenagers manage their money, learn to save, and make purchases. It allows teens to set savings goals, request funds from parents, and even order debit cards. Parents can monitor spending and approve transactions.

Child-led onboardingParent-led onboardingRequest money from parents
💰 Finance
(6)
ad-supported
8
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
9
FCMB Mobile
FCMB Mobile
FCMB Mobile
by First City Monument Bank
Free

Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.

Personal finance managementBusiness finance managementAccount management
💰 Finance
(1.2K)
free
10
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
💰 Finance
(2K)
free
11
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
12
Fidelity Online Banking
Fidelity Online Banking
Fidelity Online Banking
by Fidelity Bank Plc
Free

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

Secure transaction managementInter-bank fund transfersBiometric/Fingerprint login
💰 Finance
(1.9K)
free
13
GTWorld
GTWorld
GTWorld
by Guaranty Trust Bank PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(46K)
free
14
Wema BFC
Wema BFC
Wema BFC
by MyCompanyFiles
Free
💼 Business
(0)
15
ALAT Office
ALAT Office
ALAT Office
by Wema Bank Plc
Free
💰 Finance
(0)
16
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(117K)
free
17
We-Learn
We-Learn
We-Learn
by Wema Bank Plc
Free
📚 Education
(0)
18
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.9K)
free
19
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FASTCREDIT LIMITED
Free

Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.

Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements
💰 Finance
(16)
free
20
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by LAPO MFB
Free

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Self-OnboardingBill PaymentsTransfers
💰 Finance
(35)
free

FAQ about Wema

What are the best wema apps for iPhone?
ALAT tops our wema apps ranking as of August 2026, with a 3.5-star average from 2.3K App Store ratings, and it's free to download.
Yes — 20 of the top wema apps we rank are free to download, including ALAT and WEMA Bank MobilePASS+.
ALAT has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ wema apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
ALAT is Africa's first fully digital bank designed to provide swift, seamless, reliable, convenient, and secure banking services. It offers a wide range of features to manage daily financial needs and achieve financial success.
Key features include travel bookings, deals, discounts, insurance plans, low-interest loans, personal and group savings, bill payments, money transfers (local and international), card management, and instant account notifications.

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