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Fidelity Online Banking

Fidelity Online Banking

by Fidelity Bank Plc

1.9K ratings
173 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 3, 2015
  • July 17, 2026

Features

Developer

Fidelity Bank Plc
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Fidelity Online Banking screenshot #1 for iPhone
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Fidelity Online Banking screenshot #6 for iPhone
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Reviews summary↘︎
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About

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

✓Secure transaction management
✓Inter-bank fund transfers
✓Biometric/Fingerprint login
✓View all account types
✓Bill payments
✓Flight booking and payment
✓Generate account statements
Show original description

What users say

Summarized from real user reviews of Fidelity Online Banking. Based on 1.9K reviews and a 3.7/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and reliable
  • 🔒Secure banking
  • 👍User-friendly interface
  • 💡Innovative features
  • 🌟Overall great app

Negative things

  • 🐛Frequent crashes and bugs
  • ⚠️Unreliable network connectivity
  • 🕰️Slow performance and response times
  • 🤯Frustrating user experience
  • 💸Deducts money without proper transactions
See all reviews
+1

What's New in Fidelity Online Banking

5.79.19

July 17, 2026

We frequently update the app to give you the best experience. This update includes: Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

Worst

This is the worst bank app I have ever used in my entire existence !
G51441G51441

Nigerian Fidelity, not US Fidelity

Wants camera and location access. Clearly a scam.
bas5142bas5142

Soft token app

Your soft token app has a serious login problem, I’ve been trying to login it keeps saying error is that supposed to happen???
She’s specialShe’s special

Slow & outdated

It’s 2026 please hire sound developers to improve your app. It is extremely slow for transfers compared to other financial institutions and it’s lagging/slow in general for other basic transactions.
GiselleshantGiselleshant

Don’t bank with this trash

They have the worst banking system in Nigeria
NnakomslklkkjNnakomslklkkj
See 168 more reviews

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User experience

🐞

Reported Bugs

5 issues

Unable to select source account for transfers

Bug

OTP not received for registration and login

Bug

App freezes after login

Bug

Incorrect transaction receipts generated

Bug

Loyalty points not updating properly

Bug
✨

Requested Features

5 requests

Dark mode option

Feature

Facial recognition login

Feature

Improved transaction history and statements

Feature

Seamless integration with other payment platforms

Feature

Enhanced customer support and communication

Feature

FAQ

What does the Fidelity Online Banking app do?

The Fidelity Online Banking app allows users to manage their finances securely from their mobile devices. It enables users to perform transactions, transfer funds to any bank in Nigeria, pay bills, top up mobile phones, manage beneficiaries, and view account statements.

What are the key features of the Fidelity Online Banking app?

Key features include secure transaction management, the ability to transfer funds to any bank in Nigeria, one-click transfers to your own accounts without a token, biometric/fingerprint authentication for easier login, viewing all account types (Current, Savings, Fixed Deposit, Domiciliary, Card), bill payments, mobile top-ups, and flight booking.

Is the Fidelity Online Banking app free to use?

Yes, the Fidelity Online Banking app is free to download and use. There are no charges mentioned for using the app itself, though standard banking transaction fees may apply as per Fidelity Bank's policies.

How do I register for the Fidelity Online Banking app?

If you are 16 or above and have your mobile number registered for SMS alerts and a Fidelity Debit Card, you can click 'Sign Up Here' in the app and follow the on-screen instructions. A verification code will be sent to your registered mobile number. You may need to use your Debit Card or visit a branch to activate your profile.

Can I use the app for business accounts?

The app is available for sole-signatory account holders for business accounts. It cannot be registered using credit cards. For joint accounts or other business account types, users may need to explore alternative banking solutions or contact the bank directly.