Fidelity Online Banking User Reviews

What users say

Top reviews

Worst

This is the worst bank app I have ever used in my entire existence !

Nigerian Fidelity, not US Fidelity

Wants camera and location access. Clearly a scam.

Soft token app

Your soft token app has a serious login problem, I’ve been trying to login it keeps saying error is that supposed to happen???

Slow & outdated

It’s 2026 please hire sound developers to improve your app. It is extremely slow for transfers compared to other financial institutions and it’s lagging/slow in general for other basic transactions.

Don’t bank with this trash

They have the worst banking system in Nigeria

Terrible customer service

They have the worst banking system in the entire world, multiple failed transactions, sometimes the apps refuse to open, currently I’m waiting on money that has been sent to me since 3:15pm no alert no nothing.

Poor

So sad the bank don’t meet up to finance standard of cash flow, horrible app with outdated application, bugs, only send and receive money app no quality features.

Worst App and Bank Ever

I have never seen a banking app as useless as this, and that’s why things in Nigeria will not change. Tell me why I am trying to sign up to online banking for the past hour. Mind you, I already have an account with them, just not an online one, But due to issues with their server, it hasn’t been letting me get past the complete registration for the past hour. My biggest regret is opening an account with them in the first place. Please do not open an account with this bank at all
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Worst bank

Worst Bank ever poor service

Too slow

This App is one of the worst in terms of functionality compared to other apps. Sometimes it can take up to 15-20mins just to load the page where you will put your sign in information.

Tho has been happening to me for years now. Sometimes it will load faster. Fidelity you need to do better

Virtual card error

Hi bank I can’t create a virtual/online card on my app and other banks do that like it’s nothing what could the problem be I’m updating the app right now to check if I can create it after the upgrade keep up the good work transfers and transactions have been fantastic so far So I hope I can create the card I would try it immediately after the update
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Poor

Very poor network app is malfunctioning and has not been operational for days .

Very sensitive and secure.

The fidelity mobile banking app makes me feel safe about my money …the app’s sensitivity regarding logins and timing while in use , makes it both secured and exciting.

Useless app

Does not allow me to select account to make transfer. Fix it please

Upgrade That is not helpful

What is actually wrong with the current app? For years I have been using this phone do almost all transactions. Suddenly today I am being asked to upgrade. The upgrade is not opening up at the App Store. My fear is that it may ask me to upgrade the phone and force me to buy another phone. Are you people conspiring with phone companies to force your customers’ hands? Why would you fix something that is not broken if there is nothing there for you? Please leave me where I am, I de taste any upgrade that will make me to buy another. I have powerful computers that are doing more for me. The phone is just for my communication and limited bank transfers.
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Worst bank app

, they poor services and don’t bloody care for its customers. They turn off their services anytime they want. It’s a rubbish and the app is useless. Very useless bank. None of the customer care numbers works, if you can’t them on WhatsApp, the prompt keeps bringing out what you didn’t request, email takes them weeks to reply, leaving customers so vulnerable. I rate the services 0
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Worst IT team

Worst IT team. Always from one frustrating to another one. You people should be ashamed of yourselves.

App is useless

Worst banking app on the planet and the token app is even worse useless I would have given it -10 stars if I could

This app is the most useless

Useless thing , I want to close down my account tomorrow.. you guys keep putting me in problem.

No network

I'm leaving a one star rating because I've not been able to log into the app since morning and it's 7pm