Best Moniepoint Apps

212+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

The best moniepoint apps on iPhone average 4.4★ across 212+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Moniepoint Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (29K)NoNoJul 2026
2Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoJul 2026
3WhatsApp BusinessWhatsApp BusinessFree4.7★ (1.5M)YesYesJul 2026
4Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (133K)NoNoJul 2026
5WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesJul 2026
6Gmail - Email by GoogleGmail - Email by GoogleFree4.7★ (2.4M)YesYesJul 2026
7Audiomack - Play Music OfflineAudiomack - Play Music OfflineFree4.8★ (2M)YesYesJul 2026
8FacebookFacebookFree4.5★ (27M)YesYesJul 2026

Top Picks for Moniepoint

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Editor's Choice
💰 Finance
4.6😞(29K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Strong Contender
💰 Finance
4.6😞(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
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Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure app
  • 👍 Reliable service
  • 👍 Useful for business

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Network connectivity problems
WhatsApp Business#3

WhatsApp Business by WhatsApp Inc.

Worth Considering
💼 Business
4.7😐(1.5M ratings)
FreeAdsIn-App Purchases
#11in Business
WhatsApp Business screenshot 1
WhatsApp Business screenshot 2
WhatsApp Business screenshot 3
WhatsApp Business screenshot 4
WhatsApp Business screenshot 5
WhatsApp Business screenshot 6

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

What We Love

  • 🚀 Excellent communication tool
  • 👍 User-friendly interface
  • 🔒 Secure messaging
  • 💡 Helpful business features

Room to Improve

  • 🐛 Frequent app crashes and hangs
  • 🔍 Lack of customer support
  • 🔒 Privacy concerns with account suspensions

More Moniepoint apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
5
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
6
Gmail - Email by Google
Gmail - Email by Google
Gmail - Email by Google
Secure, fast & organized email
Free

This application provides a secure and efficient email experience with advanced features like spam blocking, smart replies, and multi-account support. It integrates with other Google services for enhanced productivity and collaboration.

Robust security & spam blockingReal-time notificationsMultiple account support
📊 Productivity
(2.4M)
free with in-app purchases
7
Audiomack - Play Music Offline
Audiomack - Play Music Offline
Audiomack - Play Music Offline
Stream music & songs offline
Free

Stream and download music, mixtapes, and albums for free. Discover new artists and trending tracks across various genres. Customize playback with audio effects and listen offline without data.

Stream and download musicOffline listeningPlaylist creation
🎵 Music
(2M)
freemium
8
Facebook
Facebook
Facebook
Explore the things you love
Free

Connect with friends and discover communities based on your interests. Share moments, explore content, and use AI tools to express yourself creatively. Find unique items and engage with creators.

Personalized feedMarketplace shoppingAI-powered content creation
🌐 Social Networking
(27M)
free with in-app purchases
9
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
10
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
11
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(337)
free
12
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(115K)
free
13
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
14
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Biometric quick loginFaster sliding menu navigationIntuitive screen design
💰 Finance
(12K)
free
15
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases
16
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free
17
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
💰 Finance
(14K)
free
18
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(42K)
free
19
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(6.9K)
free
20
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free

FAQ about Moniepoint

What are the best moniepoint apps for iPhone?
Moniepoint Personal Banking tops our moniepoint apps ranking as of July 2026, with a 4.6-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top moniepoint apps we rank are free to download, including Moniepoint Personal Banking and Moniepoint Business Banking.
Moniepoint Personal Banking has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 212+ moniepoint apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
You can open a bank account instantly, send and receive money fast, manage your savings with up to 18% interest per annum, pay bills conveniently, buy airtime and data with cashback, and request a debit card. The app also offers secure online banking and offline banking options via USSD.
To open an account, download the Moniepoint Personal Banking App, sign up, and complete the process in under 5 minutes. You can then request your debit card directly within the app for fast delivery.

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