Best Monie Apps

247+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated October 2026

Looking for free monie apps? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Monie Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (32K)NoNoOct 2026
2Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (16K)YesNoOct 2026
3Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (131K)NoNoOct 2026
4OPay BusinessOPay BusinessFree3.6★ (717)NoNoOct 2026
5MONIE (モニー)  - 友達探し掲示板SNSMONIE (モニー) - 友達探し掲示板SNSFree4.5★ (26)YesYesOct 2026
6Monica - Pay, Send, BillsMonica - Pay, Send, BillsFree4.6★ (14K)NoNoOct 2026
7FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoOct 2026
8CashmonieCashmonieFree—NoNoJun 2026

Top Picks for Monie

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint

Savings account | Send money
Editor's Choice
💰 Finance
4.6😞(32K ratings)
Free
Moniepoint Personal Banking screenshot 1
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Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
  • 💸 Unexpected charges
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint

Mobile bank account|POS|Loans
Strong Contender
💰 Finance
4.6😞(16K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
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Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure app
  • 👍 Reliable service
  • 👍 Useful for business

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Network connectivity problems
  • 🐛 Account restrictions and upgrade problems
  • 🐛 Failed transactions and money not reflecting
  • 🐛 Automatic logout issues
  • 🔍 Poor customer service
  • 💰 High charges
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(131K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking
  • 🚀 Flexible and Accessible
  • 👍 Awesome Packages and Services

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited
  • 🐛 Frustrating
  • 🐛 Poor/No Customer Service
  • 🐛 Transfer Issues
  • 🐛 Pending Transaction
  • 🐛 Doesn't Work After Update
  • 🐛 Stealing
  • 🐛 Can't Open Account
  • 🐛 Terrible Customer Service
  • 🐛 Worse Bank Ever
  • 🐛 Useless Bank
  • 🐛 Closed Accounts
  • 🐛 Login Issues
  • 🐛 Money Becoming Prisoner in App
  • 🐛 Password Incorrect
  • 🐛 Locked Account
  • 🐛 Debit of Account Without Reversal
  • 🐛 Massive Issues

More Monie apps to explore

FAQ about Monie

What are the best monie apps for iPhone?
Moniepoint Personal Banking tops our monie apps ranking as of October 2026, with a 4.6-star average from 32K App Store ratings, and it's free to download.
Yes — 20 of the top monie apps we rank are free to download, including Moniepoint Personal Banking and Moniepoint Business Banking.
Moniepoint Personal Banking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ monie apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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