Best Okash Nigeria Apps

248+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

Out of 248+ okash nigeria apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Okash Nigeria Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoAug 2026
2EasyLoans: Compare LoansEasyLoans: Compare LoansFree3.6★ (398)NoNoAug 2026
3Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoAug 2026
4Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
5Fast Credit MobileFast Credit MobileFree3.1★ (16)NoNoAug 2026
6Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoAug 2026
7LAPO Mobile AppLAPO Mobile AppFree2.4★ (35)NoNoAug 2026
8CryftCryftFreeNoNoAug 2026

Top Picks for Okash Nigeria

FairMoney: Save, Spend, Credit#1

FairMoney: Save, Spend, Credit by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Editor's Choice
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
FairMoney: Save, Spend, Credit screenshot 2
FairMoney: Save, Spend, Credit screenshot 3
FairMoney: Save, Spend, Credit screenshot 4
FairMoney: Save, Spend, Credit screenshot 5
FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
Carbon: Mobile Banking & Loans#3

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Worth Considering
💰 Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
Carbon: Mobile Banking & Loans screenshot 2
Carbon: Mobile Banking & Loans screenshot 3
Carbon: Mobile Banking & Loans screenshot 4
Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates

More Okash Nigeria apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
5
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FASTCREDIT LIMITED
Free

Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.

Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements
💰 Finance
(16)
free
6
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
7
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by LAPO MFB
Free

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Self-OnboardingBill PaymentsTransfers
💰 Finance
(35)
free
8
Cryft
Cryft
Cryft
by Opensaucery
Free
💰 Finance
(0)
9
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(560)
free
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
11
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
12
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
💰 Finance
(16K)
free
13
Nefer Remittance
Nefer Remittance
Nefer Remittance
Fast, secure money transfers.
Free
💰 Finance
(0)
14
2Clicks Nigeria
2Clicks Nigeria
2Clicks Nigeria
Buy & Sell – Quick Shopping
Free
🛍️ Shopping
(0)
15
BillsJet App
BillsJet App
BillsJet App
Instant utility payment
Free

Manage your finances and pay bills conveniently with this secure digital wallet. Fund your account easily and use it to pay for essential services like airtime, data, and utilities. Designed for individuals and businesses in Nigeria.

Secure digital walletConvenient bill paymentsFund wallet via bank transfer/card
💰 Finance
(1)
free
16
Olosho App
Olosho App
Olosho App
Olosho Dating App
Free

Connect with singles in your area for dating, friendship, or finding love. This app offers free chat, photo sharing, and voice messages. Discover who's interested in you and explore profiles to find your perfect match.

Meet singles nearbyFree chat and messagingSend photos and voice messages
🌟 Lifestyle
(5.6K)
free with in-app purchases
17
Makesales
Makesales
Makesales
Double your sales
Free
🛍️ Shopping
(0)
18
NairaUp
NairaUp
NairaUp
by Igbekele Oki
Free
🔧 Utilities
(0)
19
NolliStream
NolliStream
NolliStream
by Nollistream Limited
Free

Stream Nollywood movies and short-form series with this ad-supported platform. Enjoy offline viewing, data-saving options, and personalized recommendations. Connect with African storytelling anytime, anywhere.

Ad-supported streamingOffline downloadsLow-data friendly streaming
🎬 Entertainment
(1)
ad-supported
20
Oro Yoruba
Oro Yoruba
Oro Yoruba
by Alejandro Sanchez Sodi
Free

This educational app provides a comprehensive guide to Yoruba practices, including rituals for IFA and Orishas. It features a Yoruba calendar with integrated veneration methods and allows users to learn how to invoke deities.

Learn Osé IFA ritualsVenerate OrishasInvoke deities
📚 Education
(1)
free with in-app purchases

FAQ about Okash Nigeria

What are the best okash nigeria apps for iPhone?
FairMoney: Save, Spend, Credit tops our okash nigeria apps ranking as of August 2026, with a 4.6-star average from 14K App Store ratings, and it's free to download.
Yes — 20 of the top okash nigeria apps we rank are free to download, including FairMoney: Save, Spend, Credit and EasyLoans: Compare Loans.
FairMoney: Save, Spend, Credit has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ okash nigeria apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users.
To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork.