Best 700 Credit Apps

166+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated October 2026

Whether you're new to 700 credit or looking for an upgrade, our curated collection of 166+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top 700 Credit Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1700Credit700CreditFree3.3★ (8)NoNoMay 2026
2Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (109K)YesNoOct 2026
3Capital One CreditWiseCapital One CreditWiseFree4.8★ (310K)YesNoOct 2026
4Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (284K)NoNoOct 2026
5Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.8★ (334K)NoNoOct 2026
6Grow CreditGrow CreditFree4.8★ (10K)NoNoOct 2026
7myEquifaxmyEquifaxFree4.8★ (44K)NoNoOct 2026
8Zoom CreditZoom CreditFree—NoNoJun 2026

Top Picks for 700 Credit

700Credit#1

700Credit by ODE

Editor's Choice
💰 Finance
3.3(8 ratings)
Free
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This app provides car dealerships with instant access to customer credit information and leads submitted through their website. It allows for quick responses to potential buyers, speeding up the sales process and facilitating more closed deals.

Lexington Law - Credit Repair#2

Lexington Law - Credit Repair by Progrexion, IP

Credit Repair, Score & Reports
Strong Contender
💰 Finance
4.8😐(109K ratings)
FreeAds
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This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

What We Love

  • 🚀 Removed negative items
  • 🚀 Improved credit scores
  • 👍 Helpful and professional staff
  • 👍 Comprehensive credit repair services

Room to Improve

  • 🐛 Slow progress or no results
  • 💰 Expensive monthly fees
  • 🔒 Difficult to cancel or get refunds
  • 🤖 Automated/impersonal service
Capital One CreditWise#3

Capital One CreditWise by Capital One

Your credit score, simplified
Worth Considering
💰 Finance
4.8😐(310K ratings)
FreeAds
Capital One CreditWise screenshot 1
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Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

What We Love

  • 👍 Helpful for credit monitoring
  • 🚀 Comprehensive features
  • 💡 Useful credit simulator
  • 🔒 Secure app
  • 👍 Easy to use
  • 👍 Effective for credit building

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🐛 Delayed credit updates
  • 🐛 Inconsistent credit score information
  • 🐛 Unreliable credit simulator
  • 🐛 Requires too much personal information
  • 🐛 Difficult to resolve credit report issues

More 700 Credit apps to explore

FAQ about 700 Credit

What are the best 700 credit apps for iPhone?
700Credit tops our 700 credit apps ranking as of October 2026, with a 3.3-star average from 8 App Store ratings, and it's free to download.
Yes — 20 of the top 700 credit apps we rank are free to download, including 700Credit and Lexington Law - Credit Repair.
700Credit has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 166+ 700 credit apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.