Best 700 Credit Apps

3.3(8 ratings)

Free

This app provides car dealerships with instant access to customer credit information and leads submitted through their website. It allows for quick responses to potential buyers, speeding up the sales process and facilitating more closed deals.

Atlas - Rewards Credit Card by Exto Inc.

Earn cash back. Build credit.

Strong Contender

4.7😐(273K ratings)

Free

#31in Finance

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This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

What We Love

👍 Easy to use
🚀 Instant credit limit increases
💰 Helpful for rebuilding credit
🤑 Rewards and cash back
🔍 Tracks credit score progress

Room to Improve

🐛 Account verification issues
🤖 Lack of live customer support
💳 Low initial credit limit
🔒 Concerns about account security
💰 Monthly subscription fee

Lexington Law - Credit Repair by Progrexion, IP

Credit Repair, Score & Reports

Worth Considering

Self - Credit Builder & Cards

4.8😐(109K ratings)

FreeAds

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This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

What We Love

🚀 Removed negative items
🚀 Improved credit scores
👍 Helpful and professional staff
👍 Comprehensive credit repair services

Room to Improve

🐛 Slow progress or no results
💰 Expensive monthly fees
🔒 Difficult to cancel or get refunds
🤖 Automated/impersonal service

More 700 Credit apps to explore

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(331K)

Your credit score, simplified

Capital One CreditWise

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Start your credit journey

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

(44K)

Pay Phone Bills & Build Credit

Grow Credit

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

(10K)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Customer Monitoring Hub

Monitor credit score progressTrack disputed itemsView item deletions

Monitor your credit restoration progress, including credit score changes, disputed items, and deletions. Easily submit essential documents and messages to manage your credit journey.

💼 Business

(75)

free

Credit Rating and Credit Check

Prefect your credit rating

Credit score components explainedUnderstanding credit historyHow to get credit reports

Learn how to understand and improve your credit score. This app explains credit score components, credit history's influence, and how to obtain and interpret credit reports. Discover tools to repair and fix your credit.

Boom - Build credit with rent.

(1)

free

Build & track your credit.

Report rent payments to credit bureausBuild credit historyTrack credit score progress

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

(1.2K)

Dispute Beast: DIY Credit + AI

AI-Powered Credit Repair App

AI-powered credit report analysisAutomated dispute letter generationIn-app mailing service

This AI-powered finance app empowers users to take control of their credit repair journey. It identifies negative items on credit reports, generates dispute letters, and facilitates mailing them to credit bureaus. Get personalized guidance and track your progress towards a better financial future.

Fynory - Credit Builder App

Arcane: Build Credit. Quick.

Grow & Track Your Credit Score

Report rent and bill paymentsNo credit check requiredSecure bank account linking

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

(4)

Credit Fossil

Credit repair on the go

Premium Credit - eJourney

(0)

by Premium Credit Limited

Secure login and personal detail confirmationReview loan detailsReview and eSign loan terms

Upload identity documents and review loan details to support your loan application. Securely verify personal information, eSign terms, and submit required photos for processing. This app is for Irish residents who have already applied for a loan.

Save Money with Lower Interest

(1)

free

Ava: Build Credit Fast

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Your scores, reports & offers

Free credit scoresFree credit reportsFree credit monitoring

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Kovo - Fast Credit Builder

(39K)

freemium

Grow Your Score & Earn Rewards

Credit builder programNo credit check or feesReports to all 4 bureaus

Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.

(12K)