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Boom - Build credit with rent.

Boom - Build credit with rent.

Build & track your credit.

1.2K ratings
239 reviews
With Ads
🔧 Utilities
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • January 15, 2021
  • May 10, 2026

Features

Developer

Boom Pay, Inc.
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Boom - Build credit with rent. screenshot #1 for iPhone
Boom - Build credit with rent. screenshot #2 for iPhone
Boom - Build credit with rent. screenshot #3 for iPhone
Boom - Build credit with rent. screenshot #4 for iPhone
iphone
ipad
📌Ready
Reviews summary↘︎
⭐239
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❓5 answered
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📦~ in 3 weeks
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About

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

✓Report rent payments to credit bureaus
✓Build credit history
✓Track credit score progress
✓Report past rent payments
✓Secure data storage
✓Quick enrollment
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What users say

Summarized from real user reviews of Boom. Based on 1.2K reviews and a 4.6/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Boosts credit score
  • 👍Easy to use
  • 💡Helpful for building credit history
  • 🔒Reliable and trustworthy
  • 🤝Excellent customer service

Negative things

  • 🐛Issues with verifying past payments
  • 💰Expensive for some users
  • 🤔Unclear impact on credit score
  • 🕰️Slow to see results
See all reviews

What's New in Boom

3.7.0

May 10, 2026

- maintenance improvements

User reviews

Most RecentHighest RatedLowest Rated

A great way to boost credit as a renter

We’ve been renting for years I move often for work. Private landlords don’t report payments to credit bureaus and I never got the benefit of my perfect payment history until I discovered boom.

Now my perfect on time payments help my credit rating every month!

They have awesome support staff and great response times if you ever need to check on anything and when you move to a new address.
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PetzFamilyZooPetzFamilyZoo

Review

Great!!!
Graddy Co.Graddy Co.

No results

I paid the fees. Submitted the required data. Actioned has been pended for months. Avoid this app.
Morpheus@MatrixMorpheus@Matrix

Terrible

The app sucks. Won’t won’t and crashes every time you try to link your bank account
Nick MacGregorNick MacGregor

Great Credit Builder.

Great way to create good payment history on your credit report. Highly recommended.
CDotPeezyCDotPeezy
See 234 more reviews

User experience

🐞

Reported Bugs

3 issues

Trouble signing up or connecting bank accounts

Bug

Inconsistent reporting of rental payments

Bug

Difficulty opting out or cancelling service

Bug
✨

Requested Features

3 requests

Report utility and other bill payments

Feature

Expand to more credit bureaus

Feature

Provide more detailed credit score tracking

Feature

FAQ

What does this app do?

This app helps renters build and track their credit history by reporting their rent payments to the three major credit bureaus: Experian, TransUnion, and Equifax. It allows users to report both ongoing and past rent payments, and provides tools to monitor their credit score progress within the application.

How can I build credit with this app?

You can build credit by enrolling in the app and reporting your rent payments. The app facilitates reporting ongoing monthly rent and can also report up to 24 months of prior rent history. This positive payment history is then reported to major credit bureaus, which can help establish or improve your credit score.

Is there a cost to use this app?

The app is free to download and use for building and tracking credit. While the description mentions 'free with in-app purchases', specific details about what these purchases entail are not provided. However, the core functionality of reporting rent and tracking credit is accessible.

What kind of rent payments can be reported?

The app is available for anyone who pays rent via a digitally-tracked method. This includes payments made through a rental portal, bank account, check, ACH, or payment apps like Venmo and PayPal. You can also report old leases if you moved out within the past 12 months.

How is my data secured?

Data security is a top priority. Sensitive user data is stored with bank-grade, highly-encrypted verification partners that also serve trusted companies like PayPal and Robinhood. Your data is never stored on your device, and your personal information is not sold to third parties.