Boom - Build credit with rent.

Boom - Build credit with rent.

Build & track your credit.

1.2K ratings
235 reviews
Free
With Ads

Details

  • Released
  • Updated
  • January 15, 2021
  • May 10, 2026

Features

Boom - Build credit with rent. screenshot #1 for iPhone
Boom - Build credit with rent. screenshot #2 for iPhone
Boom - Build credit with rent. screenshot #3 for iPhone
Boom - Build credit with rent. screenshot #4 for iPhone
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About

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

Report rent payments to credit bureaus
Build credit history
Track credit score progress
Report past rent payments
Secure data storage
Quick enrollment
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What users say

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What's New in Boom

3.7.0

May 10, 2026

- maintenance improvements

User reviews

Great Credit Builder.

Great way to create good payment history on your credit report. Highly recommended.

Worst service, impossible to opt out

The service was included in my lease. The only reason I downloaded the app was to opt out, not only does it not have that option readily available the app funnels you to sign up again and request your property manager to sign others up, as if I am very happy with their services.
Edit: perhaps work on customer experience.
Edit: Despite an agent confirming I have opted out, I am still charged.
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Payment issue

I can’t even use the service. I tried paying through Apple Pay and card, support told me to delete the app and reinstall…. 5 days later and same issue.

The jury is out

I’ve been using BoomPay for about a month, and unfortunately, my experience with their customer service has been absolutely atrocious.

The only way to communicate with customer service is through the chat within the app, and responses can take hours—or sometimes a day or two. Even worse, when they do respond, they often don’t fully answer the question. I’ve spent countless messages reiterating the same questions, re-explaining the situation, and going back and forth without getting a straightforward answer.

I’m specifically trying to verify two rent payments and find out when those payments will be reported to the credit bureaus. I can’t get a clear confirmation of the payment amounts, verification status, or reporting dates. There are currently two rent payments that still aren’t showing on my credit report.

There is a phone number specifically for reporting-related questions where you can leave a voicemail. I left a voicemail nearly two weeks ago and have yet to receive a call back.

For a service whose primary selling point is helping customers report rent payments to the credit bureaus, the lack of transparency is extremely frustrating. There are no email confirmations telling you when a payment has been verified or when it has been reported. At one point, I was essentially told to just monitor my credit report and see when it appears.

That is not acceptable customer service. I shouldn’t have to chase a company for basic information about payments that are supposed to be reported on my behalf.

BoomPay may have a useful concept, but the customer-service experience and lack of communication have been extremely disappointing. If you’re going to offer a credit-reporting service, customers should be able to easily see what was reported, for how much, and when it was reported.
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Efficient Credit Reporting builder

I have constantly using the Boom credit builder to report my rent . What amazed me it’s their ability to reply with such fast responses on their customer service team

User experience

🐞

Reported Bugs

3 issues

Trouble signing up or connecting bank accounts

Bug

Inconsistent reporting of rental payments

Bug

Difficulty opting out or cancelling service

Bug

Requested Features

3 requests

Report utility and other bill payments

Feature

Expand to more credit bureaus

Feature

Provide more detailed credit score tracking

Feature

FAQ

What does this app do?

This app helps renters build and track their credit history by reporting their rent payments to the three major credit bureaus: Experian, TransUnion, and Equifax. It allows users to report both ongoing and past rent payments, and provides tools to monitor their credit score progress within the application.

How can I build credit with this app?

You can build credit by enrolling in the app and reporting your rent payments. The app facilitates reporting ongoing monthly rent and can also report up to 24 months of prior rent history. This positive payment history is then reported to major credit bureaus, which can help establish or improve your credit score.

Is there a cost to use this app?

The app is free to download and use for building and tracking credit. While the description mentions 'free with in-app purchases', specific details about what these purchases entail are not provided. However, the core functionality of reporting rent and tracking credit is accessible.

What kind of rent payments can be reported?

The app is available for anyone who pays rent via a digitally-tracked method. This includes payments made through a rental portal, bank account, check, ACH, or payment apps like Venmo and PayPal. You can also report old leases if you moved out within the past 12 months.

How is my data secured?

Data security is a top priority. Sensitive user data is stored with bank-grade, highly-encrypted verification partners that also serve trusted companies like PayPal and Robinhood. Your data is never stored on your device, and your personal information is not sold to third parties.