Boom - Build credit with rent.

Boom - Build credit with rent.

Build & track your credit.

1.2K ratings
223 reviews
Free
With Ads

Details

  • Released
  • Updated
  • January 15, 2021
  • May 10, 2026

Features

Boom - Build credit with rent. screenshot #1 for iPhone
Boom - Build credit with rent. screenshot #2 for iPhone
Boom - Build credit with rent. screenshot #3 for iPhone
Boom - Build credit with rent. screenshot #4 for iPhone
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About

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

Report rent payments to credit bureaus
Build credit history
Track credit score progress
Report past rent payments
Secure data storage
Quick enrollment
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What users say

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What's New in Boom

3.7.0

May 10, 2026

- maintenance improvements

User reviews

Aplicación de renta

Muy rápida y efectiva la aplicación. Creo que tiene muy buen funcionamiento y entrelaza muy bien todos los sistemas interrelacionados con la información del solicitante. Fue interesante y educativa utilizarla. En atención al cliente, excelente. La señora Lupe, muy transparente y en la mayor disposición de darme una respuesta efectiva y rápida cumpliendo con todos los requisitos. Muy amable, orientándome siempre en cada paso a dar y buscando las mejores opciones para mi.
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Don’t give up your social security number

It is not clear during the on boarding process that after collecting your Social Security number and other personal identifying information you may not qualify for their service. There is nowhere that I saw in the documentation upfront that said that if you did not pay your rent directly through a bank account you would not be able to use the app.
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The app

I’d like to say that boom is very helpful answered all my questions and it’s been helping me along the way to build my credit. Thank you.

Worth it!

Very easy to use extremely good customer service five stars

Really hope this works!

Very easy to use, I just found this through Instagram and I’m at my breaking point with having a roommate. I’m currently in the verifying process but will return with and update if I get approved for my own apartment.

User experience

🐞

Reported Bugs

3 issues

Trouble signing up or connecting bank accounts

Bug

Inconsistent reporting of rental payments

Bug

Difficulty opting out or cancelling service

Bug

Requested Features

3 requests

Report utility and other bill payments

Feature

Expand to more credit bureaus

Feature

Provide more detailed credit score tracking

Feature

FAQ

What does this app do?

This app helps renters build and track their credit history by reporting their rent payments to the three major credit bureaus: Experian, TransUnion, and Equifax. It allows users to report both ongoing and past rent payments, and provides tools to monitor their credit score progress within the application.

How can I build credit with this app?

You can build credit by enrolling in the app and reporting your rent payments. The app facilitates reporting ongoing monthly rent and can also report up to 24 months of prior rent history. This positive payment history is then reported to major credit bureaus, which can help establish or improve your credit score.

Is there a cost to use this app?

The app is free to download and use for building and tracking credit. While the description mentions 'free with in-app purchases', specific details about what these purchases entail are not provided. However, the core functionality of reporting rent and tracking credit is accessible.

What kind of rent payments can be reported?

The app is available for anyone who pays rent via a digitally-tracked method. This includes payments made through a rental portal, bank account, check, ACH, or payment apps like Venmo and PayPal. You can also report old leases if you moved out within the past 12 months.

How is my data secured?

Data security is a top priority. Sensitive user data is stored with bank-grade, highly-encrypted verification partners that also serve trusted companies like PayPal and Robinhood. Your data is never stored on your device, and your personal information is not sold to third parties.