A great way to boost credit as a renter
Now my perfect on time payments help my credit rating every month!
They have awesome support staff and great response times if you ever need to check on anything and when you move to a new address.
Review
No results
Terrible
Great Credit Builder.
Worst service, impossible to opt out
Edit: perhaps work on customer experience.
Edit: Despite an agent confirming I have opted out, I am still charged.
Payment issue
The jury is out
The only way to communicate with customer service is through the chat within the app, and responses can take hours—or sometimes a day or two. Even worse, when they do respond, they often don’t fully answer the question. I’ve spent countless messages reiterating the same questions, re-explaining the situation, and going back and forth without getting a straightforward answer.
I’m specifically trying to verify two rent payments and find out when those payments will be reported to the credit bureaus. I can’t get a clear confirmation of the payment amounts, verification status, or reporting dates. There are currently two rent payments that still aren’t showing on my credit report.
There is a phone number specifically for reporting-related questions where you can leave a voicemail. I left a voicemail nearly two weeks ago and have yet to receive a call back.
For a service whose primary selling point is helping customers report rent payments to the credit bureaus, the lack of transparency is extremely frustrating. There are no email confirmations telling you when a payment has been verified or when it has been reported. At one point, I was essentially told to just monitor my credit report and see when it appears.
That is not acceptable customer service. I shouldn’t have to chase a company for basic information about payments that are supposed to be reported on my behalf.
BoomPay may have a useful concept, but the customer-service experience and lack of communication have been extremely disappointing. If you’re going to offer a credit-reporting service, customers should be able to easily see what was reported, for how much, and when it was reported.
Efficient Credit Reporting builder
Boom App
Worst service, impossible to opt out
Edit: perhaps work on customer experience.
