Best apps like Boom - Build credit with rent.

36+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated July 2026

Looking for something like Boom? We've analyzed 36+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Boom

Self – Credit Builder & Cash#1

Self – Credit Builder & Cash by Self Lender, Inc.

Build credit or get cash now.
Editor's Choice
💰 Finance
4.9😊(318K ratings)
FreeAds
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Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
Credit Sesame: Grow Your Score#2

Credit Sesame: Grow Your Score by Credit Sesame, Inc.

Manage, Track & Build Credit
Strong Contender
💰 Finance
4.8😐(436K ratings)
FreeIn-App Purchases
#49in Finance
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This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

What We Love

  • 💳 Helpful for managing credit and financial health
  • 📊 Provides detailed credit report updates
  • 💡 Offers personalized tips for improving credit score
  • 🔒 Provides identity theft protection and monitoring

Room to Improve

  • 💤 Slow credit score updates
  • 📧 Frequent and excessive email notifications
  • 🤑 Pushes credit card applications aggressively
Kikoff – Build Credit Quickly#3

Kikoff – Build Credit Quickly by Kikoff Inc.

Grow & Track Your Credit
Worth Considering
💰 Finance
4.9😊(256K ratings)
FreeAds
#39in Finance
Kikoff – Build Credit Quickly screenshot 1
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Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score

More apps like Boom

4
Cheese: Credit Builder Account
Cheese: Credit Builder Account
Cheese: Credit Builder Account
Build credit & save easily
Free

This app allows users to build credit and save money simultaneously. It's designed for individuals looking to improve their credit score, whether they have no history or need to rebuild it. The platform reports on-time payments to major credit bureaus and offers flexible repayment plans.

Build credit and save simultaneouslyNo credit check or admin feesReports payments to all 3 credit bureaus
💰 Finance
(1.8K)
free with in-app purchases
5
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
6
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
7
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
8
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
9
Build: Credit Building
Build: Credit Building
Build: Credit Building
by PRG Ventures, Inc.
Free

This app helps you build your credit history by reporting your payment activity to major credit bureaus. You can manage your account and monitor savings progress with no hard credit pull required. Start improving your financial health with flexible payment options.

Build credit historyReported to major credit bureausCredit builder account
💰 Finance
(15)
ad-supported
10
Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Pay rent on your schedule
Free

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two paymentsBuild credit historyImprove budgeting
💰 Finance
(13K)
free