Best Palmpay Nigeria Apps

4.7😞(131K ratings)

Free

Kuda - Free transfer & payment screenshot 3

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Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

🚀 Easy to Use
👍 Ease of use
🚀 Exceptional Service
🚀 Smooth Banking
🚀 Flexible and Accessible
👍 Awesome Packages and Services

Room to Improve

🐛 Locking Users Out Through Forced Updates
🐛 Face ID Not Working
🐛 Debit But Not Credited
🐛 Frustrating
🐛 Poor/No Customer Service
🐛 Transfer Issues
🐛 Pending Transaction
🐛 Doesn't Work After Update
🐛 Stealing
🐛 Can't Open Account
🐛 Terrible Customer Service
🐛 Worse Bank Ever
🐛 Useless Bank
🐛 Closed Accounts
🐛 Login Issues
🐛 Money Becoming Prisoner in App
🐛 Password Incorrect
🐛 Locked Account
🐛 Debit of Account Without Reversal
🐛 Massive Issues

Moniepoint Personal Banking by Moniepoint

Savings account | Send money

Strong Contender

4.6😞(31K ratings)

Free

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This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

🚀 Fast transactions
👍 Smooth onboarding
🔒 Secure banking
💡 Innovative features

Room to Improve

🐛 Login issues
🐛 Transfer failures
🔒 Account restrictions
💸 Unexpected charges

OPay Business by OPay Digital Services Pte.Ltd.

Worth Considering

FairMoney: Save, Spend, Credit

3.6😞(657 ratings)

Free

#98in Finance

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

What We Love

👍 Good app functionality overall
💡 Bill payment feature requested and appreciated

Room to Improve

🐛 Missing loan icon in updated version
🐛 Transaction history not displaying properly
🐛 Sub-account creation failing on iPhone
🐛 Sub-account withdrawal not working on iPhone
🐛 Business account transfer features removed for Apple users
🐛 Unable to buy airtime and data
🐛 Unable to pay bills
🐛 App showing 'Coming Soon' instead of functional features
🐛 Account freezing issues
🐛 Frozen accounts not unfreezing
🐛 'Upgrade to latest version' message with no available update
🐛 Accept large transfer not working on iOS
🐛 Cannot register Nigeria phone numbers
🐛 OTP only available via SMS, not email
🐛 Money stuck in accounts
🐛 Discrepancies in account balance
😞 Poor customer service response
😞 Confusing UI between OPay and OPay Business
😞 App slower than previous version
😞 Less user-friendly than previous version
😞 iOS version lacks features available on Android
😞 Forced merchant account integration unwanted by users

More Palmpay Nigeria apps to explore

Instant Loan App For Fast Cash

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Moniepoint Business Banking

(14K)

free

Mobile bank account|POS|Loans

Business bank account creationAccept online and offline paymentsPOS terminal requests

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

(15K)

WhatsApp Business

by WhatsApp Inc.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

💼 Business

(1.5M)

Your everyday AI assistant

ChatGPT

Image generation from textAdvanced voice conversationsPhoto upload and transcription

This app provides access to advanced AI capabilities, including text generation, image creation from descriptions, and voice conversations. It offers personalized advice, creative inspiration, and instant answers for various tasks, syncing history across devices.

📊 Productivity

(11M)

Smartcash PSB

Smartcash

Instant money transfersMobile and data rechargeUtility and bill payments

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

by United Bank For Africa Plc

Biometric quick loginFaster sliding menu navigationIntuitive screen design

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

CDcare Pay Small Small App

(12K)

free

CDcare E-commerce App.

Buy items on installmentZero interest paymentsMarket price for all items

This marketplace allows users to purchase items and pay for them in interest-free installments. It offers items at standard market prices, making shopping more accessible.

Digital Bank, Bills, Airtime

Digital banking servicesBill payments and schedulingLocal and international money transfers

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Carbon: Mobile Banking & Loans

(2.4K)

free

Save Money|Transfers| Loans

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

(10K)

myMTN NG

MTN

by Guaranty Trust Bank PLC

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services

by First Bank of Nigeria Limited

Financial transactionsNon-financial transactionsDIY enrollment

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

This platform offers a secure and efficient way to trade gift cards in Nigeria. It provides competitive buyback rates, fast fund processing, and 24/7 customer support to resolve user issues promptly. The service aims to be the most reliable gift card trading platform with a focus on transparency and security.

Safe and efficient gift card tradingCompetitive buyback ratesFast fund processing

Send or Request Cash in Africa

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Videos, Music and Live Streams

Personalized video recommendationsSubscribe to favorite channelsExplore trending and popular content

Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.

📷 Photo & Video

(49M)