Best Moniepoint Personal Banking Apps

233+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Whether you're new to moniepoint personal banking or looking for an upgrade, our curated collection of 233+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Moniepoint Personal Banking

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(29K ratings)
Free
Moniepoint Personal Banking screenshot 1
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Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • ๐Ÿš€ Fast transactions
  • ๐Ÿ‘ Smooth onboarding
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Innovative features

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ› Transfer failures
  • ๐Ÿ”’ Account restrictions
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
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Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • ๐Ÿš€ Fast transactions
  • ๐Ÿ”’ Secure app
  • ๐Ÿ‘ Reliable service
  • ๐Ÿ‘ Useful for business

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ› Login issues
  • ๐Ÿ› Network connectivity problems
OPay-Beyond Banking#3

OPay-Beyond Banking by OPAY DIGITAL SERVICES PTE. LTD.

Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜(97K ratings)
Free
OPay-Beyond Banking screenshot 1
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This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

What We Love

  • ๐Ÿš€ Fast and reliable transactions
  • ๐Ÿ‘ Convenient and user-friendly
  • ๐Ÿ’ฐ Helpful savings and cashback features

Room to Improve

  • ๐Ÿ› Issues with account upgrades and verification
  • ๐Ÿ”’ Weak security measures (no biometrics)
  • ๐Ÿค– Poor customer service and support

More Moniepoint Personal Banking apps to explore

4
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
๐Ÿ’ฐ Finance
(133K)
freemium
5
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
๐Ÿ’ฐ Finance
(42K)
free
6
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
๐Ÿ’ฐ Finance
(1.7K)
free
7
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
๐Ÿ’ฐ Finance
(337)
free
8
FirstBank Mobile Banking App
FirstBank Mobile Banking App
FirstBank Mobile Banking App
Banking for Good
Free

Manage your bank accounts securely and conveniently from your mobile device 24/7. Features include fingerprint login, mobile check deposit, and easy money transfers. Access account details, pay bills, and communicate with the bank directly through the app.

Fingerprint LoginMobile DepositZelleยฎ Money Transfer
๐Ÿ’ฐ Finance
(92K)
free
9
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
๐Ÿ’ฐ Finance
(115K)
free
10
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(57K)
free
11
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
๐Ÿ’ฐ Finance
(973)
free
12
CBNA Mobile Banking
CBNA Mobile Banking
CBNA Mobile Banking
Simple & secure mobile banking
Free

Manage your finances securely and conveniently from your mobile device. View account balances, transfer funds, deposit checks, and pay bills. Features include customizable dashboards, biometric sign-in, and in-app customer support.

View account balances and transactionsTransfer funds between accountsMobile check deposit
๐Ÿ’ฐ Finance
(44K)
free
13
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with ZelleยฎDeposit checks with increased limits
๐Ÿ’ฐ Finance
(2.1M)
free with in-app purchases
14
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
Citizens Bank Mobile Banking
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

View account balances and activityDeposit checks by snapping photosTransfer money between accounts
๐Ÿ’ฐ Finance
(737K)
free
15
Raiz - Mobile Banking
Raiz - Mobile Banking
Raiz - Mobile Banking
by Raiz Federal Credit Union
Free

Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.

View credit scoreApply for loans and credit cardsManage cards and fight fraud
๐Ÿ’ฐ Finance
(5.8K)
free
16
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
by 1st Source Bank
Free

Manage your personal banking accounts securely and conveniently from your mobile device. Deposit checks, view transaction history, pay bills, and transfer funds with ease. Access banking services anytime, anywhere.

Check DepositTransaction HistoryBill Pay
๐Ÿ’ฐ Finance
(12K)
free
17
PEFCU Mobile Banking
PEFCU Mobile Banking
PEFCU Mobile Banking
by Publix Employees Federal Credit Union
Free

Manage your finances with a modern banking app. Easily pay individuals using their contact information and transfer funds between your accounts and other banks. Enjoy a streamlined remote banking experience.

New look and feelPay a person by phone number or emailMove money between accounts
๐Ÿ’ฐ Finance
(12K)
free
18
Greenwood - Mobile Banking
Greenwood - Mobile Banking
Greenwood - Mobile Banking
by Greenwood, Incorporated
Free

This financial app offers savings and spending accounts designed for the Black and Latino communities. It provides early direct deposit, fee-free ATM withdrawals, and opportunities to support community initiatives through account features.

Digital savings and spending accounts4.15% APY on savingsNo overdraft or monthly fees
๐Ÿ’ฐ Finance
(7.3K)
free
19
CB-Mobile Banking
CB-Mobile Banking
CB-Mobile Banking
by Civista Bank
Free

Manage your finances from anywhere with this mobile banking app. View all your accounts, including those from other institutions, transfer funds, pay bills, and deposit checks. Secure login options and card management features are also available.

Consolidated account viewBiometric loginMoney transfers
๐Ÿ’ฐ Finance
(1.4K)
free
20
NBT Bank
NBT Bank
NBT Bank
by NBT Bancorp, Inc.
Free

Manage your personal or business finances conveniently from your mobile device. This app allows you to view balances, transfer funds, pay bills, deposit checks, and locate branches or ATMs. It also offers advanced features like biometric authentication and real-time alerts for enhanced security and ease of use.

View account balances and transactionsTransfer funds between accountsPay bills and manage payees
๐Ÿ’ฐ Finance
(36K)
free