Best Personal Monie Point Apps

27+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated June 2026

Looking for free personal monie point apps? 20 of our 27+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Personal Monie Point

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Editor's Choice
πŸ’° Finance
4.6😞(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

What We Love

  • πŸš€ Fast transactions
  • πŸ‘ Smooth onboarding
  • πŸ”’ Secure banking
  • πŸ’‘ Innovative features

Room to Improve

  • πŸ› Login issues
  • πŸ› Transfer failures
  • πŸ”’ Account restrictions
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Strong Contender
πŸ’° Finance
4.6😞(14K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

What We Love

  • πŸš€ Fast transactions
  • πŸ”’ Secure app
  • πŸ‘ Reliable service
  • πŸ‘ Useful for business

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ› Login issues
  • πŸ› Network connectivity problems
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
πŸ’° Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

What We Love

  • πŸš€ Easy to Use
  • πŸ‘ Ease of use
  • πŸš€ Exceptional Service
  • πŸš€ Smooth Banking

Room to Improve

  • πŸ› Locking Users Out Through Forced Updates
  • πŸ› Face ID Not Working
  • πŸ› Debit But Not Credited

More Personal Monie Point apps to explore

4
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

A leading financial service company in Nigeria with 40 million users, dedicated to making financial services more inclusive through technology. The OPay Business App offers omnichannel collection methods and solutions for all types of businesses.

πŸ’° Finance
(300)
5
myMTN NG
myMTN NG
myMTN NG
MTN
Free

Experience a user-friendly app offering a wide range of MTN products with myMTN NG. Easily access MTN Nigeria services and products, tailored to suit all users.

πŸ“Š Productivity
(14K)
6
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

A convenient way to share and organize articles, videos, and web content from any device. Save interesting finds for later and access them seamlessly with PocketApp.

πŸ’° Finance
(8.8K)
7
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Track, pay, and manage your finances seamlessly with the newly enhanced GTWorld mobile application. Simplify your banking experience with advanced features and tools at your fingertips. Download now for effortless financial management.

πŸ’° Finance
(42K)
8
FCMB Mobile
FCMB Mobile
FCMB Mobile
by FIRST CITY MONUMENT BANK PLC
Free

An all-in-one financial services app with features for managing personal and business accounts, cards, and more in real-time. Fast, secure, and user-friendly. Contact customer support for enquiries and information on how to access the app.

πŸ’° Finance
(1.1K)
9
Access More
Access More
Access More
by Access Bank Plc
Free

Access More is an innovative mobile payment app providing a comprehensive banking and lifestyle experience with features like quick account opening, personalized themes, investment services, Dubai Visa application, and more. Seamlessly onboard by downloading the app or logging in for existing users.

πŸ’° Finance
(115K)
10
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

A convenient mobile banking app for FirstBank account holders, offering easy access to financial and non-financial transactions with a sleek interface. New customers can enroll easily, while existing customers with Verve or Naira Mastercards can register and use the app without visiting a physical branch. Experience reliable and convenient digital banking with the latest version update.

πŸ’° Finance
(1.7K)
11
Olosho App
Olosho App
Olosho App
Olosho Dating App
Free

Find the perfect match or make new friends with this free, fast dating app. Chat, send photos, and meet nearby singles easily. Join Olosho now to discover new connections!

🌟 Lifestyle
(5.4K)
12
Raven: Fastest Payments
Raven: Fastest Payments
Raven: Fastest Payments
Fastest transfers and payments
Free

A digital bank in Africa offering low transaction fees, bulk transfers, transparent insights, easy bill payments, high interest on savings, and social banking at no cost. Experience banking convenience with flat-rate transfers, budget insights, bill payments, high interest savings, and free transfers to friends and family.

πŸ’° Finance
(1.8K)
13
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

πŸ’° Finance
(14K)
14
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

Experience Africa's first fully digital bank offering swift, reliable, and secure banking services tailored to your needs. Enjoy travel bookings, deals, discounts, and more. Join ALAT now for convenient financial management.

πŸ’° Finance
(2.3K)
15
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

πŸ’° Finance
(398)
16
V by VFD
V by VFD
V by VFD
Powered by VFD MFB Ltd.
Free

Experience all-in-one digital banking convenience with unrestricted access to banking, lifestyle, and investment features 24/7. Enjoy easy account opening, instant transactions, high-yield investments, budgeting tools, savings plans, and 24/7 live chat support. Say goodbye to paperwork and hello to convenience!

πŸ’° Finance
(967)
17
Firstmonie Wallet
Firstmonie Wallet
Firstmonie Wallet
First Bank Nigeria
Free

Firstmonie Wallet is a fast and secure mobile money service from First Bank Nigeria, allowing users to send and receive money, buy airtime, make purchases, pay bills, and access their accounts directly from their mobile devices. With features like easy self-registration, money transfers, bill payments, and airtime top-ups, it offers convenient financial management for users. Download now and experience seamless mobile banking with Firstmonie Wallet.

πŸ’° Finance
(62)
18
MTN MoMo
MTN MoMo
MTN MoMo
MoMo
Free

Experience the power of quick and easy money transfers with our app. Send money to friends and family with just a few taps.

πŸ’° Finance
(554)
19
Monnify Merchant
Monnify Merchant
Monnify Merchant
by Moniepoint Inc
Free

This payment gateway enables businesses to accept payments from customers through various convenient methods, offering a fast, easy, and affordable way to manage transactions and operations. With its mobile app, merchants can efficiently handle customer payments, view transactions, and access business accounts anytime, anywhere.

πŸ’° Finance
(2)
20
Persona: AI Beauty Editor
Persona: AI Beauty Editor
Persona: AI Beauty Editor
Face Retouch & Makeup Filters
Free

Enhance your selfies with the Beauty Camera app's advanced face retouching features. Transform your photos with filters, makeup tools, and editing options. Download now to perfect your selfies effortlessly.

πŸ“· Photo & Video
(41K)