Best Personal Monie Point Apps

31+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

Looking for free personal monie point apps? 20 of our 31+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Personal Monie Point Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (31K)NoNoSep 2026
2Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoSep 2026
3Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (131K)NoNoSep 2026
4OPay BusinessOPay BusinessFree3.5★ (642)NoNoSep 2026
5myMTN NGmyMTN NGFree4.4★ (14K)NoNoSep 2026
6GTWorldGTWorldFree4.7★ (46K)NoNoSep 2026
7Access MoreAccess MoreFree4.7★ (118K)NoNoSep 2026
8WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesSep 2026

Top Picks for Personal Monie Point

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint

Savings account | Send money
Editor's Choice
💰 Finance
4.6😞(31K ratings)
Free
Moniepoint Personal Banking screenshot 1
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Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
  • 💸 Unexpected charges
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint

Mobile bank account|POS|Loans
Strong Contender
💰 Finance
4.6😞(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
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Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure app
  • 👍 Reliable service
  • 👍 Useful for business

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Network connectivity problems
  • 🐛 Account restrictions and upgrade problems
  • 🐛 Failed transactions and money not reflecting
  • 🐛 Automatic logout issues
  • 🔍 Poor customer service
  • 💰 High charges
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(131K ratings)
Free
Kuda - Free transfer & payment screenshot 1
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Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking
  • 🚀 Flexible and Accessible
  • 👍 Awesome Packages and Services

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited
  • 🐛 Frustrating
  • 🐛 Poor/No Customer Service
  • 🐛 Transfer Issues
  • 🐛 Pending Transaction
  • 🐛 Doesn't Work After Update
  • 🐛 Stealing
  • 🐛 Can't Open Account
  • 🐛 Terrible Customer Service
  • 🐛 Worse Bank Ever
  • 🐛 Useless Bank
  • 🐛 Closed Accounts
  • 🐛 Login Issues
  • 🐛 Money Becoming Prisoner in App
  • 🐛 Password Incorrect
  • 🐛 Locked Account
  • 🐛 Debit of Account Without Reversal
  • 🐛 Massive Issues

More Personal Monie Point apps to explore

FAQ about Personal Monie Point

What are the best personal monie point apps for iPhone?
Moniepoint Personal Banking tops our personal monie point apps ranking as of September 2026, with a 4.6-star average from 31K App Store ratings, and it's free to download.
Yes — 20 of the top personal monie point apps we rank are free to download, including Moniepoint Personal Banking and Moniepoint Business Banking.
Moniepoint Personal Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 31+ personal monie point apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
You can open a bank account instantly, send and receive money fast, manage your savings with up to 18% interest per annum, pay bills conveniently, buy airtime and data with cashback, and request a debit card. The app also offers secure online banking and offline banking options via USSD.
To open an account, download the Moniepoint Personal Banking App, sign up, and complete the process in under 5 minutes. You can then request your debit card directly within the app for fast delivery.