Best Rate Bank Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Looking for free rate bank apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Rate Bank Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoAug 2026
2Bankrate Mortgage CalculatorBankrate Mortgage CalculatorFreeNoNoMay 2026
3Synchrony BankSynchrony BankFree4.8★ (36K)YesNoAug 2026
4National Bank of IraqNational Bank of IraqFree4.6★ (27K)NoNoAug 2026
5EasyInvest: LK Bank RatesEasyInvest: LK Bank RatesFreeNoNoAug 2026
6WeLab Bank - HK Digital BankWeLab Bank - HK Digital BankFree2.8★ (12)YesNoAug 2026
7Ion BankIon BankFree4.9★ (3.8K)NoNoAug 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026

Top Picks for Rate Bank

U.S. Bank Mobile Banking#1

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Editor's Choice
💰 Finance
4.8😐(2.1M ratings)
FreeAds
#36in Finance
U.S. Bank Mobile Banking screenshot 1
U.S. Bank Mobile Banking screenshot 2
U.S. Bank Mobile Banking screenshot 3
U.S. Bank Mobile Banking screenshot 4
U.S. Bank Mobile Banking screenshot 5
U.S. Bank Mobile Banking screenshot 6

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use app
  • 💳 Great bank overall
  • 🤝 Friendly and helpful customer service

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🤔 Confusing app updates and changes
  • 💳 Issues with credit card rewards redemption
Synchrony Bank#3

Synchrony Bank by Synchrony Financial

Banking in sync with you
Worth Considering
💰 Finance
4.8😐(36K ratings)
FreeAds
Synchrony Bank screenshot 1
Synchrony Bank screenshot 2
Synchrony Bank screenshot 3
Synchrony Bank screenshot 4
Synchrony Bank screenshot 5
Synchrony Bank screenshot 6

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

What We Love

  • 👍 Easy to use
  • 🚀 Intuitive navigation
  • 💰 Competitive interest rates
  • 🔒 Secure banking experience

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow load times
  • 🔒 Authentication issues

More Rate Bank apps to explore

4
National Bank of Iraq
National Bank of Iraq
National Bank of Iraq
by National Bank of Iraq
Free

Manage your daily banking needs with this advanced mobile application. It offers a secure and simple platform to view accounts, perform transfers, manage cards, and communicate directly with the bank's team 24/7.

Account dashboardTransfersBeneficiary management
💰 Finance
(27K)
free
5
EasyInvest: LK Bank Rates
EasyInvest: LK Bank Rates
EasyInvest: LK Bank Rates
Compare Sri Lanka Bank Rates
Free
💰 Finance
(0)
6
WeLab Bank - HK Digital Bank
WeLab Bank - HK Digital Bank
WeLab Bank - HK Digital Bank
The Most Innovative Bank in HK
Free

Manage, save, and grow your money with a digital bank that offers fast account opening, competitive interest rates, and diverse investment options. Access instant transfers, foreign exchange, and personalized loan services.

Fast account openingTime deposit interest ratesDigital wealth advisory
💰 Finance
(12)
free with in-app purchases
7
Ion Bank
Ion Bank
Ion Bank
by Ion Bank
Free

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, and pay bills with ease. Enjoy secure login options and quick balance views.

Monitor checking and savings accountsView loan and mortgage balancesDeposit checks via photos
💰 Finance
(3.8K)
free
8
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
9
Capital Bank Mobile – Jordan
Capital Bank Mobile – Jordan
Capital Bank Mobile – Jordan
by CAPITAL BANK OF JORDAN
Free

Manage your daily banking needs with this advanced mobile application. It offers secure and rapid execution of features like account management, bill payments, transfers, and credit card management. You can also track loyalty points and access cardless cash withdrawals.

Account managementBill paymentsTransfers (all types, instant)
💰 Finance
(3.1K)
free
10
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
11
Rate.am
Rate.am
Rate.am
by Rate.am LLC
Free

Access live currency exchange rates from all Armenian banks and exchange points. Save money by finding the best rates, locate nearby branches, and use a built-in calculator for quick conversions. Track rates hourly for business needs.

Live currency exchange ratesAll Armenian banks and exchange pointsFind best exchange rates
💰 Finance
(303)
free
12
Aruba Bank App
Aruba Bank App
Aruba Bank App
Superior Mobile App Experience
Free

Manage your personal and business accounts securely from anywhere. Perform transactions, generate secure codes for online banking, and submit travel notices. This app offers a comprehensive mobile banking experience for customers.

Manage personal and business accountsGenerate secure Soft Token codesCreate, review, and approve transactions
💰 Finance
(5.4K)
free with in-app purchases
13
Bromoney Interest Rates
Bromoney Interest Rates
Bromoney Interest Rates
by Brandon Rowe
Free

Easily compare the best CD and savings account interest rates from leading banks and credit unions. Find top rates for various CD terms, updated daily, all on your iPhone.

Compare bank and credit union interest ratesFind best CD rates (6mo, 1yr, 2yr, 5yr)Discover top savings accounts
💰 Finance
(4)
free
14
CAD Rate Tracker
CAD Rate Tracker
CAD Rate Tracker
FX Rates · Alerts · Bank Costs
Free
💰 Finance
(0)
15
Rate.Trading
Rate.Trading
Rate.Trading
Exchange on your terms.
Free
💰 Finance
(0)
16
Bank Vietnam
Bank Vietnam
Bank Vietnam
Daily interest rate updates
Free
💰 Finance
(0)
17
MOG - Face Analysis
MOG - Face Analysis
MOG - Face Analysis
Rate, Score & Glow Up Faster
Free

This entertainment app analyzes facial features in photos to provide an instant rating. It allows users to compare before and after photos to see which one scores higher. All analysis is automated and photos are not stored.

Face analysis scoringBefore & After photo comparisonsFast, automated analysis
💪 Health & Fitness
(8)
free
18
EMpowerFX by Crown Agents Bank
EMpowerFX by Crown Agents Bank
EMpowerFX by Crown Agents Bank
by Crown Agents Bank Limited
Free
💰 Finance
(0)
19
BR Telco Mobile Banking
BR Telco Mobile Banking
BR Telco Mobile Banking
by Baton Rouge Telco Federal Credit Union
Free

Manage your finances on the go with this mobile banking application. Easily check balances, view transactions, transfer funds, pay bills, and deposit checks. Securely access your accounts from your iPhone or iPad anytime, anywhere.

Check account balancesView recent transactionsTransfer funds between accounts
💰 Finance
(2.7K)
free with in-app purchases
20
Weiss Ratings
Weiss Ratings
Weiss Ratings
Data Driven Profits
Free

Access unbiased financial market insights and real-time analysis for stocks, funds, and cryptocurrencies. Make informed investment decisions with proven ratings, customizable alerts, and expert commentary.

Independent ratings for financial productsReal-time market updatesCustomizable asset alerts
💰 Finance
(17)
free with in-app purchases

FAQ about Rate Bank

What are the best rate bank apps for iPhone?
U.S. Bank Mobile Banking tops our rate bank apps ranking as of August 2026, with a 4.8-star average from 2.1M App Store ratings, and it's free to download.
Yes — 20 of the top rate bank apps we rank are free to download, including U.S. Bank Mobile Banking and Bankrate Mortgage Calculator.
U.S. Bank Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ rate bank apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your accounts, monitor cash flow, send money, deposit checks, pay bills, and track your spending. You can also view your credit score, apply for new products, and manage your investments.
Key features include viewing all your accounts (checking, savings, credit cards, loans) in one place, sending and requesting money with Zelle®, depositing checks, paying and managing bills, and making transfers between accounts. You can also track your cash flow and spending trends.