Best Rate Bank Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Looking for free rate bank apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Rate Bank Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoOct 2026
2Synchrony BankSynchrony BankFree4.8★ (37K)YesNoOct 2026
3Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (272K)NoNoOct 2026
4Bankrate Mortgage CalculatorBankrate Mortgage CalculatorFree—NoNoMay 2026
5EasyInvest: LK Bank RatesEasyInvest: LK Bank RatesFree—NoNoAug 2026
6WeLab Bank - HK Digital BankWeLab Bank - HK Digital BankFree2.8★ (12)YesNoOct 2026
7National Bank of IraqNational Bank of IraqFree4.6★ (32K)NoNoOct 2026
8Ion BankIon BankFree4.9★ (3.8K)NoNoOct 2026

Top Picks for Rate Bank

U.S. Bank Mobile Banking#1

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Editor's Choice
💰 Finance
4.8😐(2.1M ratings)
FreeAds
#35in Finance
U.S. Bank Mobile Banking screenshot 1
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U.S. Bank Mobile Banking screenshot 3
U.S. Bank Mobile Banking screenshot 4
U.S. Bank Mobile Banking screenshot 5
U.S. Bank Mobile Banking screenshot 6

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use app
  • 💳 Great bank overall
  • 🤝 Friendly and helpful customer service
  • 🏦 Seamless transition from previous bank
  • 🔒 Secure banking experience

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🤔 Confusing app updates and changes
  • 💳 Issues with credit card rewards redemption
  • 🔍 Difficulty finding account information
  • 🕰️ Slow transaction processing and app response times
  • 🚫 Restricted money transfer options
Synchrony Bank#2

Synchrony Bank by Synchrony Financial

Banking in sync with you
Strong Contender
💰 Finance
4.8😐(37K ratings)
FreeAds
Synchrony Bank screenshot 1
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Synchrony Bank screenshot 3
Synchrony Bank screenshot 4
Synchrony Bank screenshot 5
Synchrony Bank screenshot 6

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

What We Love

  • 👍 Easy to use
  • 🚀 Intuitive navigation
  • 💰 Competitive interest rates
  • 🔒 Secure banking experience
  • 📱 Convenient mobile access

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow load times
  • 🔒 Authentication issues
  • 💳 Restricted account features
  • 📤 Delayed transaction updates
Marcus by Goldman Sachs®#3

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Worth Considering
💰 Finance
4.9😐(272K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
Marcus by Goldman Sachs® screenshot 2
Marcus by Goldman Sachs® screenshot 3
Marcus by Goldman Sachs® screenshot 4

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates
  • 🔒 Secure banking

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
  • 🕰️ Slow money transfers
  • 🤔 Inconsistent user experience

More Rate Bank apps to explore

FAQ about Rate Bank

What are the best rate bank apps for iPhone?
U.S. Bank Mobile Banking tops our rate bank apps ranking as of October 2026, with a 4.8-star average from 2.1M App Store ratings, and it's free to download.
Yes — 20 of the top rate bank apps we rank are free to download, including U.S. Bank Mobile Banking and Synchrony Bank.
U.S. Bank Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ rate bank apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.