About
Manage, save, and grow your money with a digital bank that offers fast account opening, competitive interest rates, and diverse investment options. Access instant transfers, foreign exchange, and personalized loan services.
What's New in WeLab Bank
1.9.90
June 29, 2026
Improving app functionality and experience, optimizing performance and strengthened security protection to bring you a smoother and more secure mobile banking experience.
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FAQ
How quickly can I open a WeLab Bank account?
You can open a WeLab Bank account in as fast as 5 minutes. Actual time may vary depending on factors such as your connectivity and mobile phone.
What are the interest rates for time deposits with WeLab Bank?
WeLab Bank offers groundbreaking time deposit interest rates with various tenors and currencies, starting from $10 in the related currency.
Does WeLab Bank offer investment services?
Yes, WeLab Bank provides 'Digital Wealth Advisory' which enables you to diversify investments with portfolios recommended by a smart system. You can start investing at HKD100 with no subscription fee.
What transfer services does WeLab Bank support?
WeLab Bank supports instant, free, and 24/7 FPS transfers, FPS QR Code for bill and merchant payments, USD local transfers (CHATS), and multi-currency Global Remit services.
What is the APR for WeLab Bank personal loans?
The annualized percentage rate (APR) for WeLab Bank personal loans can be as low as 1.68%, ranging up to 36.00%. Loan amounts are from HKD10,000 to HKD1,500,000 with repayment periods of 6 to 72 months.
Is my money protected with WeLab Bank?
WeLab Bank Limited is a member of the Deposit Protection Scheme in Hong Kong. Eligible deposits are protected up to a limit of HKD 800,000 per depositor.
Does WeLab Bank have ads?
Yes, WeLab Bank contains advertisements. As a free service, advertisements are displayed to support its operation.
What devices does WeLab Bank support?
WeLab Bank is supported on iPhone and iPod devices.








