Best Synchrony High Yield Savings Apps

164+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good synchrony high yield savings apps. We benchmark 164+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Synchrony High Yield Savings Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Synchrony BankSynchrony BankFree4.8★ (36K)YesNoAug 2026
2MySynchronyMySynchronyFree4.8★ (107K)NoNoAug 2026
3SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoAug 2026
4Axal: High Yield SavingsAxal: High Yield SavingsFree4.8★ (73)NoNoAug 2026
5Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoAug 2026
6AmexAmexFree4.9★ (4.4M)YesNoAug 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)NoNoAug 2026
8OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (418K)NoNoAug 2026

Top Picks for Synchrony High Yield Savings

Synchrony Bank#1

Synchrony Bank by Synchrony Financial

Banking in sync with you
Editor's Choice
💰 Finance
4.8😐(36K ratings)
FreeAds
Synchrony Bank screenshot 1
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Synchrony Bank screenshot 5
Synchrony Bank screenshot 6

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

What We Love

  • 👍 Easy to use
  • 🚀 Intuitive navigation
  • 💰 Competitive interest rates
  • 🔒 Secure banking experience

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow load times
  • 🔒 Authentication issues
MySynchrony#2

MySynchrony by Synchrony Financial

Strong Contender
💰 Finance
4.8😊(107K ratings)
Free
#60in Finance
MySynchrony screenshot 1
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MySynchrony screenshot 4

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

What We Love

  • 👍 Easy to use
  • 👍 User-friendly
  • 👍 Convenient
  • 👍 Streamlined payment process

Room to Improve

  • 🐛 App crashes or freezes
  • 🐛 Login issues
  • 🐛 Inconsistent account information
SoFi: Bank, Invest & Crypto#3

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Worth Considering
💰 Finance
4.7😐(385K ratings)
Free
#24in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds

More Synchrony High Yield Savings apps to explore

4
Axal: High Yield Savings
Axal: High Yield Savings
Axal: High Yield Savings
Earn 6-10% APY.
Free

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

High Yield APY up to 10%Secure stablecoin fundsAutomated rebalancing
💰 Finance
(73)
free
5
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
💰 Finance
(265K)
free
6
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
7
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
8
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(418K)
free with in-app purchases
9
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
10
Solid: Earn USDC & Stablecoin
Solid: Earn USDC & Stablecoin
Solid: Earn USDC & Stablecoin
Crypto savings wallet & card
Free

Earn competitive yields on your stablecoins through secure DeFi strategies, combined with the safety of traditional banking. Access your funds instantly via a virtual debit card and track all activity with full transparency.

Smart Savings Vaults for stablecoinsBank-grade security with multi-signature walletsInstant virtual debit card top-up
💰 Finance
(2)
ad-supported
11
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevault – Interest Paid Daily
Elevate your wealth.
Free

This app helps you manage your money, budget effectively, and grow your savings with daily interest. It offers tools for organizing funds into custom 'Vaults' and provides insights into your financial health. Secure banking backed by a trusted financial institution ensures your money is safe.

High-yield daily interestNo fees bankingAutomated financial planning
💰 Finance
(84)
free with in-app purchases
12
SusuWallet: Savings Circles
SusuWallet: Savings Circles
SusuWallet: Savings Circles
by CYBERLOBI LLC
Free
💰 Finance
(0)
13
Synchrony Events
Synchrony Events
Synchrony Events
by Synchrony Financial
Free

This app provides event attendees with access to schedules, session details, speaker information, and real-time updates. It facilitates networking and interaction through a live social feed and chat features.

View agenda and explore sessionsNetwork with attendeesAccess location information
💼 Business
(7)
free
14
Barclays US
Barclays US
Barclays US
Safe. Convenient. Rewarding.
Free

Manage your accounts securely and conveniently from anywhere. Features include biometric login, digital wallet integration, personalized notifications, and easy transfers. Track spending, access your FICO score, and control your cards with instant locking.

Biometric loginDigital wallet integrationPersonalized notifications
💰 Finance
(536K)
free
15
TopNod: Gold, Silver & RWAs
TopNod: Gold, Silver & RWAs
TopNod: Gold, Silver & RWAs
Buy & Trade Crypto - Wallet
Free

Manage digital assets linked to real-world value with this secure, self-custody wallet. It simplifies access to supported tokens and stablecoins across multiple networks without requiring blockchain expertise.

Self-custody RWA walletManage multiple networksQuick sign-up
💰 Finance
(11)
free
16
Bread Financial
Bread Financial
Bread Financial
Manage Your Comenity Cards
Free

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Activate credit cardsReview transactions and statementsSchedule and manage payments
💰 Finance
(162K)
free
17
Aave: Save and Earn
Aave: Save and Earn
Aave: Save and Earn
Earn up to 9% per year
Free

This application allows users to save money and earn interest with APY rates up to 9%. It offers account protection up to $1 million, with no fees, minimums, or lockups. Funds can be deposited and withdrawn instantly from over 12,000 linked banks and debit cards.

Earn up to 9% APY on cashAccount protection up to $1,000,000No fees, minimums, or lockups
💰 Finance
(229)
free
18
YieldRates
YieldRates
YieldRates
by Kenneth Klinger
Free

Visualize U.S. Treasury Security yield trends for current and historical periods. Explore data from one month to thirty years through scrollable line and bar charts. Intended for educational use, it utilizes the FRED API.

Visualize U.S. Treasury Security yieldsCurrent and historical dataMaturities from one month to thirty years
💰 Finance
(0)
free
19
Nook Earn App
Nook Earn App
Nook Earn App
Earn up to 7.6% APY
Free

This app allows users to earn high yields on their money by connecting to money markets. It offers competitive APY rates, immediate payouts, and flexible control over deposits and withdrawals. The platform prioritizes privacy and transparency, with funds secured through trusted partners.

Earn up to 7.6% APYImmediate payouts every 16 secondsConnect via Plaid, Coinbase, or USDC
💰 Finance
(357)
free
20
Blockchain.com: Trade Bitcoin
Blockchain.com: Trade Bitcoin
Blockchain.com: Trade Bitcoin
Buy USDC, SOL, ETH with Trust
Free

Invest in a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. This app allows you to buy, sell, swap, and send digital assets securely. You can also earn interest on your holdings through various reward programs and explore decentralized finance (DeFi) opportunities.

Buy, sell, and swap cryptoEarn up to 10% APY on select tokensIntegrated DeFi wallet
💰 Finance
(184K)
free with in-app purchases

FAQ about Synchrony High Yield Savings

What are the best synchrony high yield savings apps for iPhone?
Synchrony Bank tops our synchrony high yield savings apps ranking as of August 2026, with a 4.8-star average from 36K App Store ratings, and it's free to download.
Yes — 20 of the top synchrony high yield savings apps we rank are free to download, including Synchrony Bank and MySynchrony.
Synchrony Bank shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 164+ synchrony high yield savings apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Synchrony Bank app allows you to open new accounts, manage existing ones, track your account activity, deposit checks remotely, and view your balances with convenient widgets. You can also connect with customer service, link external bank accounts, and renew CD accounts.
Key features include the ability to open new accounts in minutes, track all account activity anytime, deposit checks using your mobile device, view balances with widgets, and chat live with customer service. You can also link external accounts, renew CDs, manage beneficiaries, and view statements.