Best Online Savings Apps

249+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated September 2026

The best online savings apps on iPhone average 4.4★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Online Savings Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoSep 2026
2Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoSep 2026
3GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (64K)NoNoSep 2026
4Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
5Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoSep 2026
6SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
7Revolut: send, spend, and saveRevolut: send, spend, and saveFree4.7★ (73K)NoNoSep 2026
8U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoSep 2026

Top Picks for Online Savings

Marcus by Goldman Sachs®#1

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Editor's Choice
💰 Finance
4.9😐(265K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
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Marcus by Goldman Sachs® screenshot 3
Marcus by Goldman Sachs® screenshot 4

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates
  • 🔒 Secure banking

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
  • 🕰️ Slow money transfers
  • 🤔 Inconsistent user experience
Qapital: The Money Saving App#2

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Strong Contender
💰 Finance
4.8😊(86K ratings)
Free
Qapital: The Money Saving App screenshot 1
Qapital: The Money Saving App screenshot 2
Qapital: The Money Saving App screenshot 3
Qapital: The Money Saving App screenshot 4
Qapital: The Money Saving App screenshot 5
Qapital: The Money Saving App screenshot 6

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules
  • 💳 Convenient debit card
  • 🚀 Easy to use interface

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges
  • 🤝 Lack of visibility into joint goal contributions
  • 🤖 Inflexible savings rules
GO2bank: Mobile banking#3

GO2bank: Mobile banking by Green Dot Corporation

Online checking and savings
Worth Considering
💰 Finance
4.8😞(64K ratings)
Free
GO2bank: Mobile banking screenshot 1
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GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses
  • 💸 Unexpected fees and charges

More Online Savings apps to explore

FAQ about Online Savings

What are the best online savings apps for iPhone?
Marcus by Goldman Sachs® tops our online savings apps ranking as of September 2026, with a 4.9-star average from 265K App Store ratings, and it's free to download.
Yes — 19 of the top online savings apps we rank are free to download, including Marcus by Goldman Sachs® and Qapital: The Money Saving App.
Marcus by Goldman Sachs® has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ online savings apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows users to grow and manage their savings with competitive interest rates on various account types like Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. You can open accounts, add funds, check balances, schedule transfers, and use calculators to predict growth, all within the app.
Key features include earning competitive rates on savings and CDs, the ability to open and fund accounts easily, managing accounts on the go, checking current rates, using growth calculators, and the security of FDIC-insured deposits. There is no minimum deposit required for the Online Savings Account.

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