Best Online Savings Apps

249+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated November 2026

The best online savings apps on iPhone average 4.4★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated November 2026.

Compare top Online Savings Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (277K)NoNoNov 2026
2Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoNov 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoNov 2026
4U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.2M)YesNoNov 2026
5GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (65K)NoNoNov 2026
6Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoNov 2026
7SoFi: Mobile Bank & InvestingSoFi: Mobile Bank & InvestingFree4.7★ (385K)NoNoNov 2026
8Revolut: send, spend, and saveRevolut: send, spend, and saveFree4.7★ (75K)NoNoNov 2026

Top Picks for Online Savings

Marcus by Goldman Sachs®#1

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Editor's Choice
💰 Finance
4.9😐(277K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
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Manage your savings and grow your money with competitive interest rates on various account types. Open and fund accounts, schedule transfers, and track your financial growth on the go. FDIC-insured for peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates
  • 🔒 Secure banking

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
  • 🕰️ Slow money transfers
  • 🤔 Inconsistent user experience
Qapital: The Money Saving App#2

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Strong Contender
💰 Finance
4.8😊(86K ratings)
Free
Qapital: The Money Saving App screenshot 1
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Qapital: The Money Saving App screenshot 5
Qapital: The Money Saving App screenshot 6

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited goals, track progress, and spend smarter with a dedicated debit card. Team up with a partner on shared financial goals while maintaining individual account privacy.

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules
  • 💳 Convenient debit card
  • 🚀 Easy to use interface

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges
  • 🤝 Lack of visibility into joint goal contributions
  • 🤖 Inflexible savings rules
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
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This finance app automates savings by learning your income and spending patterns to set aside money for your goals. It offers control over your savings, spending tracking, and secure, FDIC-insured accounts. Loan members can also manage their accounts within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee

More Online Savings apps to explore

FAQ about Online Savings

What are the best online savings apps for iPhone?
Marcus by Goldman Sachs® tops our online savings apps ranking as of November 2026, with a 4.9-star average from 277K App Store ratings, and it's free to download.
Yes — 19 of the top online savings apps we rank are free to download, including Marcus by Goldman Sachs® and Qapital: The Money Saving App.
Marcus by Goldman Sachs® has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 249+ online savings apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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