Best Retirement Budget Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our retirement budget list covers 249+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Retirement Budget Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NetBenefitsNetBenefitsFree4.6★ (29K)NoNoSep 2026
2Empower ®Empower ®Free4.8★ (412K)NoNoSep 2026
3Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesSep 2026
4My RetirementMy RetirementFree4.8★ (23K)NoNoSep 2026
5John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoSep 2026
6Retirement EstimatorRetirement EstimatorFree4.4★ (10)NoYesSep 2026
7Principal®Principal®Free4.8★ (236K)NoNoSep 2026
8Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesSep 2026

Top Picks for Retirement Budget

NetBenefits#1

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Editor's Choice
💰 Finance
4.6😞(29K ratings)
Free
#54in Finance
NetBenefits screenshot 1
NetBenefits screenshot 2

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
  • ⏱️ Slow performance and long load times
Empower ®#2

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(412K ratings)
Free
#59in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users

More Retirement Budget apps to explore

FAQ about Retirement Budget

What are the best retirement budget apps for iPhone?
NetBenefits tops our retirement budget apps ranking as of September 2026, with a 4.6-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top retirement budget apps we rank are free to download, including NetBenefits and Empower ®.
NetBenefits has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ retirement budget apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The NetBenefits app allows you to conveniently manage your Fidelity workplace benefits. You can view retirement savings, stock options, health insurance details, HSA balances and investments, and more. It also provides tools for personalized financial planning and access to educational materials.
This app is designed for individuals who are participants in workplace benefit programs offered by Fidelity Investments. This includes managing retirement accounts like 401(k) and 403(b), health savings accounts (HSAs), stock plans, and health insurance.