Best Retirement Budget Apps

250+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our retirement budget list covers 250+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Retirement Budget Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Retirement Countdown ·Retirement Countdown ·Free4.8★ (12K)YesYesAug 2026
2NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
3Empower ®Empower ®Free4.8★ (404K)NoNoAug 2026
4Retirement EstimatorRetirement EstimatorFree4.4★ (10)NoYesJun 2026
5Principal®Principal®Free4.8★ (233K)NoNoAug 2026
6Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesAug 2026
7My RetirementMy RetirementFree4.8★ (23K)NoNoAug 2026
8Retirement Countdown AppRetirement Countdown AppFree4.8★ (6.3K)YesYesAug 2026

Top Picks for Retirement Budget

Retirement Countdown ·#1

Retirement Countdown · by Zaffles

Retirement-Countdown App
Editor's Choice
🎬 Entertainment
4.8😊(12K ratings)
FreeAdsIn-App Purchases
Retirement Countdown · screenshot 1
Retirement Countdown · screenshot 2
Retirement Countdown · screenshot 3
Retirement Countdown · screenshot 4
Retirement Countdown · screenshot 5
Retirement Countdown · screenshot 6

Track your retirement date with a visually appealing countdown. Features include daily reminders, home screen widgets, and the ability to share your progress with loved ones. Enjoy beautiful background images and offline functionality.

What We Love

  • 👍 Useful widget
  • 💎 Beautiful backgrounds
  • 🎉 Exciting countdown
  • 🙋‍♀️ Helpful daily updates

Room to Improve

  • 🔍 Collects too much personal data
  • 🛑 Intrusive ads
  • 🐛 Snapola error message
NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
💰 Finance
4.6😞(29K ratings)
Free
#68in Finance
NetBenefits screenshot 1
NetBenefits screenshot 2
NetBenefits screenshot 3
NetBenefits screenshot 4
NetBenefits screenshot 5
NetBenefits screenshot 6

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
Empower ®#3

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(404K ratings)
Free
#70in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality

More Retirement Budget apps to explore

4
Retirement Estimator
Retirement Estimator
Retirement Estimator
Calculate Personal Finances
Free

Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.

Simulate financial scenariosEstimate income, investments, and expensesStrategic fund allocation
💰 Finance
(10)
free
5
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
6
Retirement Calculator, Planner
Retirement Calculator, Planner
Retirement Calculator, Planner
Preparing finances for old age
Free

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Accurate retirement savings calculationsPersonalized saving strategy adviceDetailed annual contribution and distribution schedule
🔧 Utilities
(307)
subscription
7
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance
Free

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

Account balance viewingAsset class breakdownsContribution management
💰 Finance
(23K)
free
8
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Track your time until retirement with a customizable countdown. Explore bucket list ideas, get daily inspiration, and discover travel news and deals. Offers free and premium subscription options.

Retirement countdownBucket list plannerRetirement ideas
🔧 Utilities
(6.3K)
free with in-app purchases
9
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
10
RetireOdds: Retirement Plan
RetireOdds: Retirement Plan
RetireOdds: Retirement Plan
Will your money last? FIRE
Free
💰 Finance
(0)
11
RetireCal
RetireCal
RetireCal
Make a retirement plan
Free
🔧 Utilities
(0)
12
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(37K)
free
13
Work, Save, Retire
Work, Save, Retire
Work, Save, Retire
Easily Access Retirement Plan
Free

This app serves as a retirement roadmap, guiding users from their current financial standing to their desired future. It allows for easy monitoring and management of retirement plan accounts.

Retirement roadmap guidanceMonitor retirement plan accountsManage retirement plan accounts
💰 Finance
(28)
free
14
Retirement Income Calc
Retirement Income Calc
Retirement Income Calc
Retire: Savings & Income Plan
Free
💰 Finance
(0)
15
TCDRS
TCDRS
TCDRS
by Texas County and District Retirement System
Free

Manage your retirement savings and benefits securely from your mobile device. Track your account balance, estimate future payments, and update personal information. Designed for both active members and retirees to stay connected to their financial future.

View account balance and transaction historyEstimate monthly retirement benefitsApply for retirement or withdrawals
💰 Finance
(4)
free
16
Retire Smarter
Retire Smarter
Retire Smarter
Locate a place to call home.
$0.99
💰 Finance
(0)
17
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
18
Etiqa Retirement Tool
Etiqa Retirement Tool
Etiqa Retirement Tool
by Scream Interactive Sdn Bhd
Free
💰 Finance
(0)
19
Aon YPR
Aon YPR
Aon YPR
Your Pension Resources™
Free
💰 Finance
(0)
20
Seraph: Retirement Planner
Seraph: Retirement Planner
Seraph: Retirement Planner
Monte Carlo Money Simulator
Free

This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

Monte Carlo retirement simulationsComprehensive financial modelingReal US tax engine
💰 Finance
(6)
free

FAQ about Retirement Budget

What are the best retirement budget apps for iPhone?
Retirement Countdown · tops our retirement budget apps ranking as of August 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Yes — 19 of the top retirement budget apps we rank are free to download, including Retirement Countdown · and NetBenefits.
Retirement Countdown · shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ retirement budget apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you track the time remaining until your retirement date. It provides a clear visual countdown, daily reminders, and customizable background images to make the waiting period more engaging.
Key features include a simple countdown timer, a home screen widget for easy access, daily notifications, the ability to share your countdown with others, and offline functionality. It also offers a variety of beautiful background images.