Best Retirement Budget Apps

250+ iOS apps curated and reviewed

4.0 avg rating
19 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our retirement budget list covers 250+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top Retirement Budget Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesOct 2026
2Empower ®Empower ®Free4.8★ (423K)NoNoNov 2026
3Retirement EstimatorRetirement EstimatorFree4.5★ (11)NoYesOct 2026
4John Hancock RetirementJohn Hancock RetirementFree4.7★ (39K)NoNoNov 2026
5Principal®Principal®Free4.8★ (240K)NoNoNov 2026
6Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesNov 2026
7My RetirementMy RetirementFree4.8★ (24K)NoNoNov 2026
8Retirement Countdown ·Retirement Countdown ·Free4.8★ (13K)YesYesNov 2026

Top Picks for Retirement Budget

Retirement Calculator, Planner#1

Retirement Calculator, Planner by Phan Nhat Đang

Preparing finances for old age
Editor's Choice
🔧 Utilities
4.4😞(307 ratings)
FreeIn-App Purchases
Retirement Calculator, Planner screenshot 1
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Retirement Calculator, Planner screenshot 4

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Room to Improve

  • 💸 Unclear pricing and hidden costs
  • 🚫 Inability to save data
  • 👎 App crashes frequently
  • 💰 Overpriced for basic functionality
  • ❌ Not worth the subscription fee
  • ❓ Lacks transparency in methodology
  • 🆓 Misleading free advertising
  • 🤷 No added value for the price
Empower ®#2

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(423K ratings)
Free
#49in Finance
Empower ® screenshot 1
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Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
Retirement Estimator#3

Retirement Estimator by ITDT LLC

Calculate Personal Finances
Worth Considering
💰 Finance
4.5(11 ratings)
FreeIn-App Purchases
Retirement Estimator screenshot 1
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Retirement Estimator screenshot 6

Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.

More Retirement Budget apps to explore

FAQ about Retirement Budget

What are the best retirement budget apps for iPhone?
Retirement Calculator, Planner tops our retirement budget apps ranking as of October 2026, with a 4.4-star average from 307 App Store ratings, and it's free to download.
Yes — 19 of the top retirement budget apps we rank are free to download, including Retirement Calculator, Planner and Empower ®.
Retirement Calculator, Planner has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ retirement budget apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.