Best Retirement Budget Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our retirement budget list covers 250+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top Retirement Budget Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NetBenefitsNetBenefitsFree4.6★ (29K)NoNoOct 2026
2Retirement EstimatorRetirement EstimatorFree4.4★ (10)NoYesOct 2026
3Retirement Calculator, PlannerRetirement Calculator, PlannerFree4.4★ (307)NoYesOct 2026
4Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
5John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoOct 2026
6Retirement Countdown AppRetirement Countdown AppFree4.8★ (6.3K)YesYesSep 2026
7Principal®Principal®Free4.8★ (237K)NoNoOct 2026
8Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesOct 2026

Top Picks for Retirement Budget

NetBenefits#1

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Editor's Choice
💰 Finance
4.6😞(29K ratings)
Free
#54in Finance
NetBenefits screenshot 1
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NetBenefits screenshot 6

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
  • ⏱️ Slow performance and long load times
Retirement Estimator#2

Retirement Estimator by ITDT LLC

Calculate Personal Finances
Strong Contender
💰 Finance
4.4(10 ratings)
FreeIn-App Purchases
Retirement Estimator screenshot 1
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Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.

Retirement Calculator, Planner#3

Retirement Calculator, Planner by Phan Nhat Đang

Preparing finances for old age
Worth Considering
🔧 Utilities
4.4😞(307 ratings)
FreeIn-App Purchases
Retirement Calculator, Planner screenshot 1
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This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Room to Improve

  • 💸 Unclear pricing and hidden costs
  • 🚫 Inability to save data
  • 👎 App crashes frequently
  • 💰 Overpriced for basic functionality
  • ❌ Not worth the subscription fee
  • ❓ Lacks transparency in methodology
  • 🆓 Misleading free advertising
  • 🤷 No added value for the price

More Retirement Budget apps to explore

FAQ about Retirement Budget

What are the best retirement budget apps for iPhone?
NetBenefits tops our retirement budget apps ranking as of October 2026, with a 4.6-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top retirement budget apps we rank are free to download, including NetBenefits and Retirement Estimator.
NetBenefits has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ retirement budget apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.