Best Save Money Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Out of 250+ save money apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Save Money Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesSep 2026
3Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (681K)NoNoSep 2026
4Fetch: Receipts for Gift CardsFetch: Receipts for Gift CardsFree4.9★ (7.6M)NoNoSep 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (388K)YesYesSep 2026
6Free Stuff Finder - Save MoneyFree Stuff Finder - Save MoneyFree4.6★ (2.8K)YesNoSep 2026
7Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
8Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (958K)NoNoSep 2026

Top Picks for Save Money

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#53in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
Upside: Gas & Food Cash Back#3

Upside: Gas & Food Cash Back by Upside Services Inc

Shop & save on grocery & fuel
Worth Considering
✈️ Travel
4.8😐(681K ratings)
Free
#21in Travel
Upside: Gas & Food Cash Back screenshot 1
Upside: Gas & Food Cash Back screenshot 2
Upside: Gas & Food Cash Back screenshot 3
Upside: Gas & Food Cash Back screenshot 4
Upside: Gas & Food Cash Back screenshot 5
Upside: Gas & Food Cash Back screenshot 6

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

What We Love

  • 💰 Saves money on gas
  • 💳 Easy to use
  • 🤑 Earns cash back
  • 🆓 Free app

Room to Improve

  • 🐛 Buggy app with glitches
  • 🕰️ Slow processing of transactions
  • 🤔 Inconsistent cash back amounts
  • 🤷‍♀️ Limited participating gas stations
  • 🤨 Deceptive advertising

More Save Money apps to explore

FAQ about Save Money

What are the best save money apps for iPhone?
Budget app - spending tracker tops our save money apps ranking as of September 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top save money apps we rank are free to download, including Budget app - spending tracker and Loot - Savings Goal & Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ save money apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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