Best Save Money Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Out of 250+ save money apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Save Money Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesOct 2026
2Savings goal โ€“ Smart PlannerSavings goal โ€“ Smart PlannerFreeโ€”YesYesOct 2026
3Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8โ˜… (8.8K)YesYesOct 2026
4Fetch: Earn Rewards Every DayFetch: Earn Rewards Every DayFree4.9โ˜… (7.8M)NoNoOct 2026
5Oportun: Savings & LoansOportun: Savings & LoansFree4.7โ˜… (289K)NoNoOct 2026
6Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8โ˜… (86K)NoNoOct 2026
7Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8โ˜… (685K)NoNoOct 2026
8Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7โ˜… (960K)NoNoOct 2026

Top Picks for Save Money

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(16K ratings)
FreeIn-App Purchases
#74in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors
  • ๐Ÿ—“๏ธ Helpful calendar and transaction views
  • ๐Ÿงฎ Detailed budgeting and tracking features
  • ๐Ÿ”’ Secure manual data entry (no bank connections)
  • ๐Ÿ’ป Seamless cross-device sync via iCloud

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
  • ๐Ÿ‡จ๐Ÿ‡ฆ Limited support for Canadian banks/accounts
  • ๐Ÿ”€ Difficulty moving money between budgets
  • ๐Ÿ•ฐ๏ธ Inconsistent date range/rollover behavior
Loot - Savings Goal & Tracker#3
4.8๐Ÿ˜Š(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
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Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • ๐Ÿš€ Simple and intuitive
  • ๐Ÿ‘ Visually appealing design
  • ๐Ÿ’ฐ Helps track savings progress
  • ๐ŸŽ‰ Motivating and fun to use

Room to Improve

  • ๐Ÿ”’ Limited to one goal without paid upgrade
  • ๐Ÿ’ฐ Paid version required for more features
  • ๐Ÿ› Bugs with removing/editing goals
  • ๐Ÿ’ฑ Can't add cents, only whole dollars

More Save Money apps to explore

FAQ about Save Money

What are the best save money apps for iPhone?
Budget app - spending tracker tops our save money apps ranking as of October 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes โ€” 20 of the top save money apps we rank are free to download, including Budget app - spending tracker and Savings goal โ€“ Smart Planner.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ save money apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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