Temper: Control your money

Plan every month, not just track it Monthly review. On the 1st, see how last month really went: a score out of 100, how you did against your target and your usual month, where the money went, your wins, and what to watch next time. Plan your month. Straight from your review, set this month's target and budgets in a couple of minutes. Add planned one-off expenses so they don't catch you off guard, and rebalance budgets when a category runs over. Can I afford it? Thinking about a purchase? Get a straight answer based on your actual budget and what's left this month. Smarter AI insights. Guide now spots the patterns behind your spending, like the category or merchant driving a change. Check-ins give you a concrete next step instead of generic advice, and chat suggests follow-up questions so you can dig deeper with one tap. A better start • A short money profile quiz shows where you stand today, from spender to saver. • A guided Getting started setup builds your first month's target and budgets, whatever day you join. • New accounts come with a Savings account, and whatever's left at the end of the month moves into it automatically. Improvements • Pick a past month on the home screen to see its income and expenses, plus totals for every month in the month picker. • Month sections in Transactions are now much easier to tap open and closed. • Account names no longer get cut off at the top of Transactions. • Savings balances below zero now show in red instead of green. • Clearer feedback while the App Store checkout is opening. • Layouts now stay usable on phones with very large text settings. • Better translations and many smaller fixes.