Best Expense Tracking Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good expense tracking apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Expense Tracking Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (103K)NoYesAug 2026
2Expensify - Travel & ExpenseExpensify - Travel & ExpenseFree4.6★ (156K)NoYesAug 2026
3Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
5Expenses: Spending TrackerExpenses: Spending TrackerFree4.8★ (1.8K)NoYesAug 2026
6Expense TrackingExpense TrackingFreeYesNoJul 2026
7Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesAug 2026
8Jotfi - Quick Expense TrackerJotfi - Quick Expense TrackerFreeNoYesJul 2026

Top Picks for Expense Tracking

Monarch: Budget & Track Money#1

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Editor's Choice
💰 Finance
4.9😊(103K ratings)
FreeIn-App Purchases
#8in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
Expensify - Travel & Expense#2

Expensify - Travel & Expense by Expensify, Inc.

Track receipts & expenses
Strong Contender
💼 Business
4.6😞(156K ratings)
FreeIn-App Purchases
Expensify - Travel & Expense screenshot 1
Expensify - Travel & Expense screenshot 2
Expensify - Travel & Expense screenshot 3
Expensify - Travel & Expense screenshot 4
Expensify - Travel & Expense screenshot 5
Expensify - Travel & Expense screenshot 6

Manage expenses, send invoices, book travel, and pay bills efficiently. This app streamlines financial tasks for individuals and businesses with features like receipt scanning, distance tracking, and integrated chat for seamless communication.

What We Love

  • 🚀 Easy to use
  • 🚀 Streamlines expense reporting
  • 🚀 Convenient receipt scanning
  • 👍 Helpful customer support

Room to Improve

  • 🐛 Buggy and glitchy
  • 🔍 Lack of functionality
  • 🤖 Automated responses instead of live support
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories

More Expense Tracking apps to explore

4
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.8K)
free
5
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
💰 Finance
(1.8K)
free with in-app purchases
6
Expense Tracking
Expense Tracking
Expense Tracking
Track expenses & loans offline
Free
🔧 Utilities
(0)
7
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
8
Jotfi - Quick Expense Tracker
Jotfi - Quick Expense Tracker
Jotfi - Quick Expense Tracker
Fast expense & spending log
Free
💰 Finance
(0)
9
SubTracker – Expense Tracker
SubTracker – Expense Tracker
SubTracker – Expense Tracker
Abos & Ausgaben im Blick
Free
💰 Finance
(0)
10
Rilio - Smart Expense Tracker
Rilio - Smart Expense Tracker
Rilio - Smart Expense Tracker
AI Budget & Money Manager
Free
💰 Finance
(0)
11
Kasso — AI-трекер расходов
Kasso — AI-трекер расходов
Kasso — AI-трекер расходов
Учёт денег через чат
Free

Effortlessly track your expenses by speaking, typing, or snapping photos of receipts. This app prioritizes your privacy by processing all financial data directly on your device, ensuring your spending details never leave your phone. Get instant insights into your spending habits with customizable dashboards and budget alerts.

Expense tracking via chat, voice, or receipt photosOn-device data processing for maximum privacyAI-powered spending analysis and insights
💰 Finance
(1)
freemium
12
CheckAI - Receipt Expense Scan
CheckAI - Receipt Expense Scan
CheckAI - Receipt Expense Scan
Money Manager Expense - Budget
Free
💰 Finance
(0)
13
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
14
RichAI: Expense Tracker
RichAI: Expense Tracker
RichAI: Expense Tracker
Log money by voice & AI
Free
💰 Finance
(0)
15
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
16
SpendMind: AI Expense Tracker
SpendMind: AI Expense Tracker
SpendMind: AI Expense Tracker
Voice Log, Budget, Track Money
Free
💰 Finance
(0)
17
Pave - Expense Tracker
Pave - Expense Tracker
Pave - Expense Tracker
Personal Finance & Budget
Free
💰 Finance
(0)
18
Arca: Expense Tracker
Arca: Expense Tracker
Arca: Expense Tracker
Track spending with AI
Free
💰 Finance
(0)
19
TrackCent: AI Expense Tracker
TrackCent: AI Expense Tracker
TrackCent: AI Expense Tracker
Receipts & budget on autopilot
Free
💰 Finance
(0)
20
Expense Tracker Buddy
Expense Tracker Buddy
Expense Tracker Buddy
Expense & Mileage Ledger
Free
💼 Business
(0)

FAQ about Expense Tracking

What are the best expense tracking apps for iPhone?
Monarch: Budget & Track Money tops our expense tracking apps ranking as of August 2026, with a 4.9-star average from 103K App Store ratings, and it's free to download.
Yes — 20 of the top expense tracking apps we rank are free to download, including Monarch: Budget & Track Money and Expensify - Travel & Expense.
Monarch: Budget & Track Money has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ expense tracking apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Monarch is a personal finance app that consolidates all your financial accounts into one place. It helps you track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals. The app provides actionable insights and a clear view of your money's movement.
Key features include connecting all your financial accounts, auto-categorizing transactions, a customizable dashboard, tracking net worth and investments, managing subscriptions and bills, flexible budgeting options, and the ability to collaborate with partners and financial advisors.

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