Best Expense Tracking Apps

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good expense tracking apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Expense Tracking Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (110K)NoYesSep 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoSep 2026
3Spending TrackerSpending TrackerFree4.8★ (19K)YesYesSep 2026
4Expenses: Spending TrackerExpenses: Spending TrackerFree4.8★ (1.8K)NoYesSep 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
6richAI: Expense TrackerrichAI: Expense TrackerFreeNoYesSep 2026
7Manual Expense Tracker - GooseManual Expense Tracker - GooseFreeNoYesSep 2026
8Skarbo: Budget Expense TrackerSkarbo: Budget Expense TrackerFree5.0★ (3)YesYesSep 2026

Top Picks for Expense Tracking

Monarch: Budget & Track Money#1

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Editor's Choice
💰 Finance
4.9😊(110K ratings)
FreeIn-App Purchases
#8in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times
Expenses OK - expenses tracker#2

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Strong Contender
💰 Finance
4.8😊(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories
  • 👍 Helpful data visualization
  • 🚀 Convenient widget
  • 👍 Straightforward and efficient

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking
  • 🐛 Inability to attach receipts
  • 🐛 Inconsistent date format display
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

More Expense Tracking apps to explore

FAQ about Expense Tracking

What are the best expense tracking apps for iPhone?
Monarch: Budget & Track Money tops our expense tracking apps ranking as of September 2026, with a 4.9-star average from 110K App Store ratings, and it's free to download.
Yes — 20 of the top expense tracking apps we rank are free to download, including Monarch: Budget & Track Money and Expenses OK - expenses tracker.
Monarch: Budget & Track Money has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 248+ expense tracking apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Monarch is a personal finance app that consolidates all your financial accounts into one place. It helps you track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals. The app provides actionable insights and a clear view of your money's movement.
Key features include connecting all your financial accounts, auto-categorizing transactions, a customizable dashboard, tracking net worth and investments, managing subscriptions and bills, flexible budgeting options, and the ability to collaborate with partners and financial advisors.

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