Best Monthly Budget Apps

237+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Looking for free monthly budget apps? 20 of our 237+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Monthly Budget Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)NoYesJul 2026
2EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesJul 2026
3Monthly: Budget PlannerMonthly: Budget PlannerFree5.0★ (4)NoNoJul 2026
4Budget Planner App - FleurBudget Planner App - FleurFree4.8★ (12K)NoYesJul 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (375K)YesYesJul 2026
6Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesJul 2026
7Monthly Budget Planner - FynloMonthly Budget Planner - FynloFree4.0★ (1)NoYesJun 2026
8Microsoft ExcelMicrosoft ExcelFree4.8★ (1.4M)NoYesJul 2026

Top Picks for Monthly Budget

Buddy: Budget Planner App#1

Buddy: Budget Planner App by Buddy Budgeting AB

Money Manager & Tracker
Editor's Choice
💰 Finance
4.7😐(9.3K ratings)
FreeIn-App Purchases
#58in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#12in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
Monthly: Budget Planner#3

Monthly: Budget Planner by Arno Richter

Subscriptions, Rent & Payments
Worth Considering
💰 Finance
5.0(4 ratings)
Free
Monthly: Budget Planner screenshot 1
Monthly: Budget Planner screenshot 2
Monthly: Budget Planner screenshot 3
Monthly: Budget Planner screenshot 4
Monthly: Budget Planner screenshot 5

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

More Monthly Budget apps to explore

4
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Money Finance & Bills Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
5
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(375K)
free with in-app purchases
6
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
7
Monthly Budget Planner - Fynlo
Monthly Budget Planner - Fynlo
Monthly Budget Planner - Fynlo
#1 Money & Spending Tracker
Free

A cute and simple monthly budget planner designed to make managing money enjoyable. Track income, expenses, set budgets, and monitor savings goals with ease. Features a smart receipt scanner and AI chat assistant for financial planning.

Track income and expensesSet and manage custom budgetsMonitor savings goals
💰 Finance
(1)
freemium
8
Microsoft Excel
Microsoft Excel
Microsoft Excel
Таблицы и анализ данных
Free

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

Create, view, and edit spreadsheetsData analysis with charts and graphsBudgeting and accounting tools
📊 Productivity
(1.4M)
free with in-app purchases
9
Monthly Budget Planner – BASE
Monthly Budget Planner – BASE
Monthly Budget Planner – BASE
Simple Money Tracker & Manager
Free

This app helps you manage your personal finances by tracking income and expenses, setting savings goals, and analyzing your spending habits. It offers features like spending limits, recurring transaction automation, and detailed analytics to give you control over your money.

Expense and income trackingSavings goalsSpending limits
💰 Finance
(79)
free with in-app purchases
10
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
11
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
12
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases
13
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(18K)
free with in-app purchases
14
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.5K)
freemium
15
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
16
BudgetBrain
BudgetBrain
BudgetBrain
Monthly Expense/Income Tracker
Free

This app helps you manage your money by tracking expenses and income, offering personalized financial advice, and providing clear monthly overviews. It uses smart reminders and data visualization to help you achieve your financial goals.

Expense & Income TrackingData VisualizationCustomizable Categories
💰 Finance
(3)
free
17
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
18
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
free with in-app purchases
19
Monthly Budget Finance Tracker
Monthly Budget Finance Tracker
Monthly Budget Finance Tracker
Simple, good budget app
Free
💰 Finance
(0)
20
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.2K)
free with in-app purchases

FAQ about Monthly Budget

What are the best monthly budget apps for iPhone?
Buddy: Budget Planner App tops our monthly budget apps ranking as of July 2026, with a 4.7-star average from 9.3K App Store ratings, and it's free to download.
Yes — 20 of the top monthly budget apps we rank are free to download, including Buddy: Budget Planner App and EveryDollar: Budget Management.
Buddy: Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 237+ monthly budget apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Buddy is a finance app designed to help you create budgets, track your expenses, and manage your money. It allows for both individual and shared budgeting, making it easy to monitor spending with partners or friends. You can also connect your bank account to automatically import transactions.
Key features include the ability to set up personalized budgets, create shared budgets with others for joint expenses, connect your bank account for transaction import, view detailed overviews of your spending and income, and utilize an expense splitting tool to track who owes what.

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